Sentences with phrase «lack of financial products»

The hassle of a check cashing store, loading money onto a prepaid card, the fees; not to mention the lack of financial products like personal, mortgage or auto loans can impede you from making major purchases.

Not exact matches

There actually isn't a lack of interest, on the financial side, in fueling Alzheimer's research given the critical need for it and the rewards that life sciences firms would reap from even a modestly - successful product.

The fundamental comprehension of Apple's weakness in a lack of product diversity in comparison to its financial size helps explain why so many have always had one foot out the door when it comes to the company.

Given the absence of a public trading market of our common stock, and in accordance with the American Institute of Certified Public Accountants Accounting and Valuation Guide, Valuation of Privately - Held Company Equity Securities Issued as Compensation, our board of directors exercised reasonable judgment and considered numerous and subjective factors to determine the best estimate of fair value of our common stock, including independent third - party valuations of our common stock; the prices at which we sold shares of our convertible preferred stock to outside investors in arms - length transactions; the rights, preferences, and privileges of our convertible preferred stock relative to those of our common stock; our operating results, financial position, and capital resources; current business conditions and projections; the lack of marketability of our common stock; the hiring of key personnel and the experience of our management; the introduction of new products; our stage of development and material risks related to our business; the fact that the option grants involve illiquid securities in a private company; the likelihood of achieving a liquidity event, such as an initial public offering or a sale of our company given the prevailing market conditions and the nature and history of our business; industry trends and competitive environment; trends in consumer spending, including consumer confidence; and overall economic indicators, including gross domestic product, employment, inflation and interest rates, and the general economic outlook.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

«There's a lack of outreach,» Jackson said, though it makes financial sense for companies like Apple to «look like the marketplace for their products.»

William is an investment banker and the editor for Doctor of Credit, a website he stared to augment the lack of in - depth articles about credit scores and other financial products.

I've heard this quite a few times from local food and sustainability types, and although I know they are trying to say that Australian farmers don't get sufficient financial return for their farm products, the statement reveals their lack of understanding of Australia's food value chain.

1 - lack of relaxation 2 - devitalized food 3 - unfulfilling employment (dead - end jobs) 4 - dead - end relationships (romantic or not) 5 - surgery 6 - junk food 7 - trans fats and rancid fats 8 - financial stress 9 - sedentary lifestyle 10 - excessive exercise 11 - death of a loved one 12 - alcoholism 13 - smoking 14 - illicit drug use 15 - prescription drug use 16 - toxins 17 - poor eating habits 18 - marital stress 19 - repeated traumas 20 - workaholism 21 - nutritional deficiencies 22 - hormonal imbalances 23 - oral contraceptives 24 - stimulants 25 - counterproductive attitudes and beliefs 26 - conventional hormone replacement therapy 27 - non-prescription drugs 28 - psychological stress 29 - persistent fears 30 - emotional stress 31 - lack of sleep 32 - being in denial about feelings 33 - acute or chronic infection 34 - repeated stresses 35 - persistent negative stressors 36 - fun or enjoyment deprivation 37 - allergies 38 - caffeine 39 - white sugar and white flour products 40 - antacids 41 - artificial sweeteners and colors 42 - major life events — even if perceived consciously as «good» (e.g.: graduating high school, moving, etc..)

The lack of interaction between the industry and capital markets has made sourcing funds for audiovisual products especially difficult.This book explains why the distance between the audiovisual and financial markets exists, and considers the perspective of both audiovisual companies and financial intermediaries.

Lack of access to financial products — like credit cards, loans and deposit accounts — is an issue plaguing millions in the U.S. Traditional... Read More

Admittedly, ongoing questionable sales practices and lack of enforced advertising regulations are major problems, but the «free look» option that annuities provide could be the most pro-consumer benefit on the financial product planet.

Lack of access to financial products — like credit cards, loans and deposit accounts — is an issue plaguing millions in the U.S. Traditional financial institutions, like banks and credit unions, depend on credit reports and Social Security numbers (SSNs) when evaluating applicants.

This lack of transparency is problematic from a financial product.

However, such services aren't entirely well - known to consumers who lack a traditional bank account.This results in something of a chicken - and - egg problem when it comes to eliminating the fees on these alternative financial products.

The lack of financial education and marketing of debt based products in the form of credit cards, student, and auto loans make young adults prime suspects to become debt slaves.

«One of the keys to understanding the current environment is that there is a lot of financial liquidity, which obscures a lack of demand for products that are not staples.

They'll know exactly how to help you and how to teach you to solve lack of cash problems without resorting to expensive financial products that do nothing but accumulate debt.

The view that «[n] o one foresaw the volume of the current avalanche» appears justified by a lack of discussion, in the academic and policy press, of the possibility that financial globalization harboured significant risks, or that the US real estate market and its derivative products were in dangerous waters.

Likewise, we may refuse to provide financial support in the event of an adverse experience, lack of efficacy or quality defect associated with such products.

I am sorry to say, but I think there will always be problems — the volumes of money that need to be invested is enormous and financial risks will always be with us combined with continuing lack of adequate understanding and clarity of thinking (using pensions as a fine example) Product providers have strengthened their standards (mainly under regulatory pressure) but even if they continue to do so I think, for the reasons I have said, they can not prevent a flow of problems.

To the contrary, those about to embark upon that journey confront: (1) the daunting cost of law school; (2) an average of $ 120K debt for attending; (3) a job market where, nationally, close to half of all graduates do not have Bar - required employment nine months after graduation; (4) a widespread market perception that law school graduates — even those from elite schools — lack «practice ready» skills; (5) cut - backs in hiring newly minted lawyers — even among many stalwart law firms; (6) an erosion of mentorship due in part to pressure on senior lawyers to «produce» more (7) the unlikelihood of making (equity) partner; (8) instability of law firms; (9) global competition; (10) technology companies creating products that replace services; and (11) a blizzard of negative press trumpeting the glum prospects for the profession; and (12) alternative career choices — finance, accounting, technology, etc. — that portend greener pastures and do not require the same time and financial commitment to prepare for entry.

After realizing there was a similar problem in the community, the lack of financial planning for retirement, he decided to offer products that met the unique needs of the individuals.

Indeed, the blockchain startup has no lack of partners, from American Express to SEB, that use its xCurrent product, which allows financial institutions to send transactions in real - time without the innovative new crypto - asset.

It acknowledges the benefits AND the known drawbacks, including challenges in scaleability, interoperability, reliance on a central settlement service, lack of recourse in traditional distributed ledgers, and its currently poor support for derivative financial products.

With a market expected to worth $ 10 billion in revenue by 2020, Qualcomm intends to create a reference design for developers that may lack the necessary research time, financial backing, or expertise in certain areas, and help them bring their ideas and products to the market faster and at a variety of price points.

Initially, the criminals behind these operations sought to capitalize on a lack of understanding of the underlying principles of digital currencies, as well as financial products, to defraud people.

Post also says there was a lack of regulation and transparency from mortgage lenders, banks and financial institutions in regard to lending products and investments being created, and many did not understand these products.