Sentences with phrase «lack of insurance as»

First let's all read the article about Richard Morrison and his family and their common lack of insurance as an uninsured REALTOR, to know why I can't support Real Trends making any cash in a manner that is clearly manipulative of the industry.
If your lender discovers a lapse in your insurance, they may see your lack of insurance as defaulting on the conditions of the loan.
That could include anything from a small monthly fee to treating your lack of insurance as a lease violation.

Not exact matches

Due to the size of the loan, as well as the lack of government insurance, lenders assume greater risk with these mortgages.
The lack of sufficient derivatives trading oversight is largely credited with the market meltdown of 2008, the bankruptcy of Lehman Brothers and the $ 1 trillion - plus taxpayer bailout of insurance giant AIG and Wall Street investment banks such as Goldman Sachs, JPMorgan Chase and Morgan Stanley.
But, as The Lancet reports, it is despite — or perhaps because of — the lack of paid maternity leave in the U.S. that the Affordable Care Act provides protected nursing and pumping breaks and insurance coverage of breast pumps, which The Lancet predicts could increase breastfeeding rates by 25 %.
Obama's Affordable Care Act is popular with Latinos as roughly 30 percent of this demographic lack health insurance.
The last Tory Chancellor charged Labour with three main faults over Northern Rock: (1) A 48 hour delay at the start of the crisis in reassuring depositors; (2) A failure during Brown's time as Chancellor to renew the Deposit Insurance regime; and (3) A lack of transparency from Alistair Darling in recent weeks.
It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.
The savings would come from a lack of broad - based salary increases, plus health care givebacks such as an increase in the share of insurance premiums paid for by workers and retirees.
Rural, older Floridians encounter a multitude of factors that put them at higher risk for developing Alzheimer's disease (AD) such as limited education, decreased health literacy, low income, increased heart disease, lack of insurance, and limited access to health care.
My belief is that it is a combination of all three and I am sure other issues such as the question has healing become a business and when you turn people away due to lack of funds or when the billing department dictates who gets to be seen by a Dr based on insurance and not need what message does that send.
This means a lack of local and national resources devoted to professional training and development; a lack of mentoring (especially as it pertains to long term assignments); universally low daily wages; and a lack of health insurance and other benefits.
Credit scoring on renters insurance hits hardest the people who need the coverage the most, so a lack of credit as a rating factor helps to bring equality to insurance markets.
As reasonable as those numbers are, the lack of regulation in Indiana means that there are no guarantees when it comes to finding quality health insurance or affordable rates in the land of the Chi Town Shooters and the Gary SteelheadAs reasonable as those numbers are, the lack of regulation in Indiana means that there are no guarantees when it comes to finding quality health insurance or affordable rates in the land of the Chi Town Shooters and the Gary Steelheadas those numbers are, the lack of regulation in Indiana means that there are no guarantees when it comes to finding quality health insurance or affordable rates in the land of the Chi Town Shooters and the Gary Steelheads.
Many risk management professional have been quoted as saying that, after a particular event, there is a lack of insurance capacity in the market.
Exclusions such as this are meant to protect insurance companies from damage that results from a lack of maintenance on the part of the homeowner.
So my query is this as I am not working can be able to invest in term insurance, despite lacking regular income I can afford to pay premiums.Also during my enquiry about this a HDFC banker told me that I can invest upto 25 lakh cover even without salaried income & which can be increased in various stages of life later, will this method be costly.
With a lack of credit «depth» will not have to document non-traditional credit items such as utility or insurance payments
And it turns out that, as of 2007, 23 % of FL drivers lacked insurance altogether — nearly one out of four drivers on the road!
However, veteran and military homebuyers will find that the VA Loan offers similar qualification standards and no required down payment, as well as fewer fees associated with the mortgage - stemming from the lack of monthly mortgage insurance premiums.
Lack of knowledge is often cited as the single most important reason that people don't have Poughkeepsie, NY renters insurance.
But a national representative study of claim - related renters insurance complaints found that fifty - eight percent of them involved a lack of cooperation on the part of the insured and / or outright fraud, such as insuring items they didn't own in the first place.
Also, if you are among the 15 % of Texas drivers who lack insurance (as of 2007, per the Insurance Research Council), if you do get into an accident, you could wind up liable for all the costs — and this could come of your pocketbook or future pinsurance (as of 2007, per the Insurance Research Council), if you do get into an accident, you could wind up liable for all the costs — and this could come of your pocketbook or future pInsurance Research Council), if you do get into an accident, you could wind up liable for all the costs — and this could come of your pocketbook or future paychecks.
When comparing Healthy Paws to Figo Pet Insurance, pet parents should seriously consider Figo's annual payout limits, as well as their lack of industry experience.
As it turns out, there are several factors that helped form notions of pet insurance; history of mistakes, differences in regions, and lack of information.
It also highlights the need to use weather index - based insurance within an integrated approach that also considers constraints such as lack of access to finance, improved seed, inputs and markets.
Even modest changes in seasonality of rainfall, temperature, and wind patterns can push transient poor and marginalized people into chronic poverty as they lack access to credit, climate forecasts, insurance, government support, and effective response options, such as diversifying their assets.
Rosenfeld cites the dog - unfriendly environment of congested urban neighbourhoods, the increasing popularity of aggressive breeds such as pitbulls and rottweilers, and a lack of training and supervision from owners as reasons why insurance claims related to dog bite and attack injuries have increased more than 50 % over the last decade.
For example, according the HHS 2011 Poverty Guidelines, for a single adult with no spouse or children, he or she would have needed to average less than $ 10,890 in income to be eligible, as well as meeting the other requirements, such as a lack of recent health insurance, and other requirements by the individual state.
The motion judge held that the provision in the policy limiting coverage to claims made within one year of the loss did not override the statutory two - year limitation period set out in s. 4 of the Limitations Act, 2002, S.O. 2002, c. 24 lacked specificity to override the statutory limitation period and that in any event, the contract of insurance was not a «business agreement» as required under s. 22 (5) of the Limitations Act, 2002.
West says the team was drawn to Clyde by the firm's international network, as well as by the lack of conflicts that comes with working at a dedicated insurance firm.
Because of the lack of PIP insurance coverage, it can be challenging to identify the proper responsible party to name as a defendant in a personal injury claim.
The lack of experience and desire to provide reports favourable to insurance clients has resulted in improper evaluations that have served as a «black eye» for forensic engineering.
In addition to the cost, lack of knowledge and access to medical insurance elsewhere were also noted as reasons uninsured individuals don't plan to shop on the exchanges.
Teen car insurance costs are often higher than those of mature drivers as their lack of experience poses higher risk on the road.
For those that have high incomes, typically defined as making more than 370k (the max limit for most disability insurance carriers to cover 60 % of your gross income), automatic issue policies can make up for a lack of coverage.
The primary reason for this is the lack of any intermediaries such as the agent or the branch between the policyholder and the insurance company for an online term insurance plan.
The vexing problem small businesses faced, then as now, was lack of access to affordable business health insurance.
With America reporting some of the highest medical care costs in the world even those with health care are facing a lack of health insurance coverage for home health care or non medically necessary surgical procedures such as cosmetic surgery, some Americans are choosing to seek their medical care elsewhere.
Since the lack of power which impacts acceleration and speed in essence makes the vehicle safer, this computes to the insurance company as lower risk and so by default the premiums when computed should be lower.
«group term life insurance differs from life term insurance as group term life insurance covers an individual in the event of their death in a specific window which is beneficial but it lacks some of the benefits of life term insurance
Your PIP will also cover your child, members of your household, certain passengers who lack PIP Insurance as long as they do not own a vehicle.
Since these policies are seen as a «hybrid» universal life insurance policy, they are usually not very expensive (due to lack of mangement), and are safer than an average variable universal life insurance policy.
Insurance companies had argued for the demise of a system riddled with fraud and a lack of controls on disbursements to those making claims as the result of a collision.
A vehicle lacking the most up to date safety features will not get as good of rates either and can have a negative impact on Maryland vehicle insurance quotes.
Over the past decade, traditional life insurance products have been recreated to address some of their negative features such as, lack of transparency, high initial business strain, IRDA said.
When you have information in hand about multiple car insurance companies, you are better positioned to negotiate with your current insurer about any items that you think are unfairly raising your auto insurance rates, such as high risk driver designations, lack of quality discount offers or any other concern.
These policies should be considered as potential alternatives to traditional term life insurance simply because at the age of 33, they could be really inexpensive and provide some extraordinary benefits that traditional level term options lack.
And it turns out that, as of 2007, 23 % of FL drivers lacked insurance altogether — nearly one out of four drivers on the road!
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