Sentences with phrase «ladder of certificates of deposit»

But if you want to be a bit more active, you could establish a ladder of certificates of deposit or Treasury obligations.

Not exact matches

His money should, at least, be in a bank (money market account) savings account or tied up in a (certificate of deposit) ladder to take advantage of any future rate changes.

Mr. Roth recommends owning a laddered series of federally insured five - year certificates of deposit as a bond proxy.

One strategy might be to create a «Social Security delay bridge» such as a certificate of deposit or bond ladder to span those eight years from ages 62 to 70, he said.

You may also want to purchase certificates of deposit and think of laddering them as a way of optimizing your interest returns in a cash based asset class.

To bring added predictably to this approach, you might ladder shorter - term bonds or certificates of deposit to cover your living expenses over the next five years.

the dollar amount of all interest earned on government and corporate debt obligations and short - term certificates of deposit, as well as interest earned from cash in a brokerage account; for bond ladders it represents the estimated annual income that will be received from the securities that make up the rung; the income is calculated by multiplying the coupon rate by the quantity of bonds (face value)

As it implies, laddering refers to buying various increasing maturities of equivalent - value certificates of deposit (CDs) or investment grade corporate bonds.

Laddering certificates of deposit (CDs) allows you to enjoy the relatively high returns of these vehicles while adding greater liquidity.

Displayed rates of return, including annual percentage yield (APY), represent stated APY for either individual certificates of deposit (CDs) or multiple CDs within model CD ladders, and were identified from Fidelity inventory as of the time stated.

Filed Under: Saving Tagged With: CD ladder, CD rates, certificate of deposit Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

A fixed - income ladder is a portfolio of certificates of deposit or Treasury obligations that mature at different times.

Laddering is an investment strategy that provides flexibility and potentially higher returns on certificates of deposit.

Filed Under: Investing Tagged With: CD ladder, cds, certificate of deposit, Investing Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.