Sentences with phrase «large amounts of life insurance coverage»

If you're an older applicant, or you're applying for a large amount of life insurance coverage, you may also have to undergo an electrocardiogram, or EKG, where the technician will put electrodes on your skin to measure your heart's electrical activity.

Because of this, term life insurance can be extremely affordable, and it can provide you with a viable way to obtain a large amount of life insurance coverage at a low premium rate — particularly if you are young and / or in relatively good health at the time you apply for the policy.

If you buy your term life insurance policy when you are young and unlikely to die, you can usually get a large amount of life insurance coverage for an affordable premium.

Not exact matches

If you need a large amount of coverage, simplified issue life insurance isn't ideal for you because most life insurance companies cap the death benefit at $ 100,000 (some companies offer as high as $ 500,000.)

In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.

If you aren't in good health and don't need a large amount of coverage, Gerber Life is a fairly good alternative for simplified issue whole life insuraLife is a fairly good alternative for simplified issue whole life insuralife insurance.

In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.

If you need a large amount of coverage, simplified issue life insurance isn't ideal for you because most life insurance companies cap the death benefit at $ 100,000 (some companies offer as high as $ 500,000.)

Because term is so much cheaper than whole life insurance, you can buy a lot more coverage (meaning a larger death benefit) for the same amount of money.

The type and the amount of life insurance that is available to an applicant who is over the age of 50 may also depend in large part on the insurance company that you are purchasing the coverage through.

Term life insurance might be ideal for you if you have a need for a large amount of coverage on a small budget.

With a traditional life insurance plan, that gives a larger amount of coverage, you're going to wait at least one month to get life insurance.

Term life insurance, which has been heavily recommended by financial professionals such as Dave Ramsey and Suze Orman, is designed to provide a large amount of coverage for a fraction of the cost of whole life.

Term life insurance is one of the best ways to protect your family or business because you can buy large amounts of coverage at very low rates.

Because term is so much cheaper than whole life insurance, you can buy a lot more coverage (meaning a larger death benefit) for the same amount of money.

Also called Term Plans; these plans provide life insurance coverage of a large amount at very reasonable prices so that customers can secure their families against the possibility of their untimely death.

Therefore, they may require «evidence of insurability» if you want to purchase a large amount of coverage, as it's not guaranteed issue like basic group life insurance.

Because of its simple chassis, term life insurance can be very affordable — even for a large amount of insurance coverage.

If you aren't in good health and don't need a large amount of coverage, Gerber Life is a fairly good alternative for simplified issue whole life insuraLife is a fairly good alternative for simplified issue whole life insuralife insurance.

Guaranteed Issue Insurance Guaranteed Issue Insurance has several large amounts of exclusions with its coverage but this may be the only policy which will grant your desire to have a life insurance policy set - up for youInsurance Guaranteed Issue Insurance has several large amounts of exclusions with its coverage but this may be the only policy which will grant your desire to have a life insurance policy set - up for youInsurance has several large amounts of exclusions with its coverage but this may be the only policy which will grant your desire to have a life insurance policy set - up for youinsurance policy set - up for your father.

Because of this more «basic» structure, term life insurance can be very affordable, even for large face amounts of coverage.

Because it is temporary, term life insurance typically offers the largest amount of coverage at the lowest premium.

If someone applies for life insurance coverage of a large amount and lists a charity as a beneficiary, underwriters may dig a little.

Because those who apply for no medical exam and guarantee issue coverage are often riskier to the insurance carrier — due in large part to potential adverse health - related issues — the amount of the premium that is charged will usually be higher than that of a regular life insurance policy.

Because of this, it can be a viable alternative for those who are seeking coverage for just a certain amount of time, as well as those who may not have a large budget for life insurance premiums.

High - risk life insurance covers those with pre-existing health issues that require large amounts of coverage.

Whenever possible, buy term life insurance because it is the cheapest type of policy that will provide the largest amount of coverage.

If you currently own large amounts of life insurance or may be looking for additional coverage, premium financing may prove to be very beneficial in your overall estate plan.

Term life insurance is usually the least expensive form of life insurance coverage available, and is a good choice for many clients because of its affordability for large coverage amounts.

At Life Ant we recommend that our clients who do not want to commit large amounts of their financial resources to life insurance examine quotes for decreasing coverage policies because this may provide such substantial savings over tLife Ant we recommend that our clients who do not want to commit large amounts of their financial resources to life insurance examine quotes for decreasing coverage policies because this may provide such substantial savings over tlife insurance examine quotes for decreasing coverage policies because this may provide such substantial savings over time.

While 20 year term policies offer shorter lengths of coverage, these policies are usually recommended for young families with tighter budgets who still need significant amounts of life insurance to cover large debts and expenses, such as mortgage payments, auto and school loans, living costs, etc..

We can help if you are looking for a larger amount of coverage such as a one million dollar life insurance policy.

The life insurance companies are offering larger amounts of coverage even at older ages.

Insurability refers to the absence of a large amount of risk for the insurance company to provide coverage to the insured, making the insured person eligible for life insurance coverage.

Just as with other types of life insurance coverage, the price has to do in large part with the applicant's age and gender, as well as with the amount of coverage that he or she is purchasing.

In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.

If you're turned off by the price of your life insurance policy — for example, if you need a large amount of coverage or if you have health issues that are inflating the cost — a ladder strategy can be one of the best ways to reduce the amount you're paying for coverage.

We usually recommend term life insurance for someone who has an outstanding mortgage, because these policies are the most affordable option available for larger amounts of coverage, and they can be easily converted to a smaller universal life policy for burial expenses.

You can also layer a guaranteed universal life insurance policy with a term policy to provide a large amount of coverage until your primary need for the coverage has diminished.

For example, if you have recently paid off a large debt, you can consider reducing the amount of coverage in your life insurance policy.

Because of the short period of coverage, it generally isn't necessary to get a large amount of coverage with a short - term life insurance policy.

No matter what kind of policy you're looking to buy in Atlanta, insurance quotes are going to be based on the amount of coverage you want to buy and certain factors including (but definitely not limited to) the zip code you live in, your claims and credit history, and your age that the insurance company uses to figure out how likely they will be to pay out for a large claim.

He could decide that the low premium to buy term life insurance makes fiscal sense - a calculated risk, given his current expenses, but a wise one considering the large amount of coverage he can buy.

In addition, the type and amount of life insurance will affect your price — the larger the amount of life insurance and the longer your term of coverage, the more you will pay.

Term life insurance typically provides the largest amount of coverage for the lowest cost.

For this reason we recommend purchasing your life insurance policy before you retire, especially if you need a large amount of coverage.

Yes, many people choose to buy a large term life insurance policy for up to 30 years of coverage while they are young and the rates are low for the maximum amount of protection for their growing family.

If you are looking for an affordable Lafayette life insurance policy that can provide a large amount of coverage for your family, a term policy may be your answer.