Sentences with phrase «large debts like»

Whole life insurance tends to be a good fit for retirees because most retirees do not need as much protection as someone who has a young family that relies on their income, or large debts like a mortgage.

In other instances, this type of protection can be used for paying off large debts like a mortgage or credit card balances so that survivors will not be saddled with large financial bills.

But if you are looking to life insurance to act as income replacement, pay off large debts like a mortgage payment or be used for future expenses like college education, you should have purchase another policy.

Cash is better used to pay down debts — This is a reasonable point, but because I am talking mostly about investing for the future, I am operating under the assumption that you don't have an unreasonable debt burden and large debts like mortgages will be paid off by the time you retire or otherwise need your money.

While you could probably reduce the principal a little bit with successful crowdfunding, it takes regular payments to completely pay off large debts like student loans.

If you have large debts like medical bills hanging over your head, it can often feel unmanageable.

However, a large debt like a mortgage, a student loan, or another auto loan will lower your score because of the payment obligation, and if you have no history your score will be low because you're an unknown quantity.

One way to easily diversify your accounts without taking out a large debt like an auto loan or mortgage is to apply for a credit builder account.

Not exact matches

This is why the Nerds don't recommend putting large expenses like medical debt on credit cards — there are much cheaper options available.

Other large startups in need to big chunks of money, like Uber and DraftKings, have also gone the way of convertible debt over the past year.

The Rusal contingency team felt like it had fewer options than their En + counterparts because the metals producer had a much larger portion of debt and contracts in dollars due to the nature of the aluminium market, according to three people close to Rusal.

According to an August report by the Congressional Budget Office (CBO), debt will likely continue to grow as spending for large federal benefit programs — Social Security, Medicare and the like — outpaces revenue.

The tactics are similar to those used by larger, more prominent firms like Elliott Management, run by the billionaire investor Paul E. Singer, who has sued Argentina over debt repayment.

Interest rates take up such a large chunk of your payments that it can feel like debt will be a lifelong battle.

As such, traditionally defensive sectors, like utilities and telecommunications, typically become increasingly vulnerable in a rising rate environment due to their existing large debt positions.

More broadly, the lesson is that it's hard to take an inherently flawed concept like a large regressive tax cut enacted at a time of low unemployment, rising interest rates, and high debt, and then tack on extra provisions that make it workable.

This is obviously a large simplification, but we are merely trying to make the point that changes in fears over the PIIGS and the subsequent «Eurozone debt crisis premium» is more like changing the intercept of the gold bull market trend than the gradient.

And so in terms of financial repression, perhaps the one key sector that we need to look at is student loan debt because so many millennials are carrying student loan debt, and you know a small student loan debt is like $ 25,000 - $ 30,000 if someone can escape with a bachelor's diploma and only have $ 30,000 in debt they're considered to have done quite well, but when you think about it that's a pretty large debt for somebody who doesn't even have a full - time job yet.

The «officially tabulated» mainstream b.s. reports are not picking up the numbers, but the large credit card issuers (like Capital One) and auto debt issuers (like Santander Consumer USA) have been showing a dramatic rise in troubled credit card and auto debt loans for several quarters, especially in the sub-prime segment which is now, arguably the majority of consumer debt issuance at the margin.

Ultimately, it might look more like a balloon slowly deflating, if a large portion of college graduates decide to strategically default on their debt over time.

If Greece is allowed to reschedule or renege on its debt, what signal does this send to those with much larger debts, like Italy?

There may be corporate debt involved but there is no mortgage or similar vehicle for large buildings like that.

Although the students will mobilise into an almost army - like campaigning force, Clegg will be fortunate in that the students most angry and unconditioned to the tuition fee price hikes will have moved on, saddled with large debt, whilst the new intake will be more used to this policy and less angry.

Still, Senate Democratic leaders on Wednesday urged Republicans to come to the bargaining table to work out a deal to finance the government through Sept. 30 and perhaps go beyond the immediate fiscal issues to take on larger budgetary questions about spending on entitlement programs like Medicare and an increase in the debt limit.

This wasn't something I realized until recently, but having tackled such a large debt makes me feel like I can take on any financial challenges that come my way.

Like any B - movie worth its salt, the film is blissfully short and to the point: just - fired mechanic Craig (Pat Healy) and his old high - school buddy and current debt collector Vince (Ethan Embry) get drawn into a sick birthday game by rich couple Colin (David Koechner) and Violet (Sara Paxton), who pay the two to complete a series of increasingly harrowing dares for ever - larger payouts.

However, part of the challenge for a place like Illinois, because we have so much debt, is that an unbelievably large portion of our liability is associated with workers and retirees who are over the age of 60.

Like similar legislation in the state Senate, the bills would restructure the state's largest district and commit more than $ 70 million a year from the state to help pay down its debt.

Like everyone else, military personnel can find themselves with a large number of debts that together create a significant amount of financial pressure...

I get to have the unique perspective of someone coming from a large amount of credit card debt, so I know exactly what it's like to struggle making the payments.

Now I am focusing on larger debts, and even though they are daunting, I have confidence that if I keep working and paying them down, they will soon enough be paid off just like the smaller ones!

Even if you can afford the monthly payments, you'll still be attached to your student loan debt for years, being unable to undertake projects like starting your own business or buying a house due to the fact that no large amount loan will be available until you finish paying off your student loans.

«That's key when it comes time for the two of you to make a final decision, especially about longer - term goals like home ownership, taking a sabbatical or paying off large debts.»

Total Debt Ratio: In traditional mortgage underwriting, the total debt ratio is used to calculate how large the monthly payments on housing expenses and other debts (like student and car loans, credit card debt, etc.) should be, based on gross monthly incDebt Ratio: In traditional mortgage underwriting, the total debt ratio is used to calculate how large the monthly payments on housing expenses and other debts (like student and car loans, credit card debt, etc.) should be, based on gross monthly incdebt ratio is used to calculate how large the monthly payments on housing expenses and other debts (like student and car loans, credit card debt, etc.) should be, based on gross monthly incdebt, etc.) should be, based on gross monthly income.

Securing large loan approval is centered on aspects like income and debt - to - income ratios.

Setting using an amount instead of by each debt will help you avoid debt fatigue and frustration while paying off larger debts, like your car loan.

LendEDU Rating (4.75 / 5.0) See Full Ratings What we like: Repayment Term Flexibility Sallie Mae is the most well - known and largest student loan lender in the nation — owning over $ 150 billion in student loan debt.

Set your next financial goal whether that be saving an emergency fund (recommended,) paying down debt, or saving for a large purchase like a house.

On the other hand, you have large companies like Sallie Mae profiting from the $ 1.2 trillion in outstanding student loan debt.

This benefit is very useful for people trying to get out of debt or for people anticipating a large purchase which they would like to pay off over time without incurring interest charges.

Before addressing the issues raised by the OSB, I'd like to share a short history about the evolution of large scale debt consulting in Canada.

In the case of large monthly obligations like mortgages or school loans, managing debt can be extremely difficult.

The short answer: The debt snowflake method is used to pay off large amounts of debt, or a single debt with a very large balance (like a mortgage).

This motivation is very important, especially if you're working through a large amount of consumer debt like we were.

So ideally i would like to have a balance of pure equity based funds (large cap, diversified, small cap), balanced funds, debt funds.

Being financially naked will help determine how to move forward to repay debt, repair bad credit and how to handle larger purchases like a car or home.

For a larger loan like a mortgage, a higher rate can cost you tens of thousands of dollars by the time you finish paying off the debt.

It basically appears like student loans are fast becoming the next «ticking time bomb», similar to the mortgage debt problem which eventually led to the collapse of many large lending institutions, and paved the path for what has come to be called the «great recession».

With the European countries still struggling to figure their way out of the debt mess, and even the well regarded bank like JP Morgan taking large losses on their hedging activities, it is understandable that some investors may decide move their assets to the relative safety of the bonds.

Doctor's offices and hospitals need to pay their bills just like any other business, and they might be willing to forgive part of your medical debt in exchange for a larger one - time payment.