The primary purpose of life insurance is to provide financial security, which means
a large financial benefit if you die early.
You can provide them with
a large financial benefit for an affordable monthly premium.
I imagine there is
a large financial benefit of a reality show.
For while Harris seems to have an extraordinary number of managers earning at least # 150,000 — ten, in the 2016 - 17 accounts — there is no evidence that such
large financial benefits of pupil success are finding their way to classroom teachers.
Not exact matches
Brittany Hodak, co-founder of ZinePak, doesn't believe in a flat - out rejection of capitalism altogether, but rather an adoption of a «conscious capitalism» model, in which businesses commit themselves to giving back to the community at
large in addition to
benefitting from
financial gains.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018
financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a
larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the
benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
The Compensation Committee also considered that the annual cash incentive plan already incentivizes performance on three key Company - specific
financial measures, and the importance of emphasizing holistic Company performance, as opposed to an isolated metric; the importance of setting a sufficiently difficult target for maximum payout; the
benefit of a
large and objectively determined performance comparator group; and the overarching goal of an incentive clearly and directly aligned with stockholder interests.
Joshua has also led more than 50 due diligence projects for
financial and corporate sponsors, including a radiation oncology provider, a hospitalist physician practice management company, a workers» compensation specialty
benefits manager, a small pharmacy
benefit manager (PBM), a population health management service provider, a
large integrated medical group / independent practice association (IPA), a regional payer, a health insurance brokerage, an occupational health / worksite clinic provider, a skilled nursing facility (SNF) and specialty
benefits managers in the workers» comp and commercial spaces.
At that time, Fischer saw
benefits to maintaining a
larger balance sheet, remarking that when to ``... begin phasing out reinvestment will depend on how economic and
financial conditions and the economic outlook evolve.»
A UK currency drop will
benefit large companies with overseas earnings, but domestic sectors such as homebuilders, retail and
financials do look vulnerable.
Freeing Main Street community banks from regulations designed for
larger and riskier Wall Street
financial firms will produce a positive economic impact while preserving the widespread
benefits of local banking over the long - term.
Deseret Management Corporation Beneficial
Financial Group Bonneville International Bonneville Communications Bonneville Interactive Services Bonneville Satellite 35 Radio Stations 1 Television Station (KSL) Deseret Book Excel Entertainment Deseret Morning News Hawaii Reserves Polynesian Cultural Center La'ie Shopping Center La'ie Park La'ie Cemetary Hukilau Beach Park La'ie Water Company La'ie Treatment Works (sewer) Mstar.net Temple Square Hospitality Weddings (JSMB and Lion House) The Inn at Temple Square Lion House Pantry The Roof Restaurant The Garden Restaurant Passages Restaurant Zions Securities Corporation Farm Management Corporation (commericial farms and agricultural properties) Deseret Land and Livestock 200,000 acres of land in Rich, Morgan and Weber counties (Utah) Sun Ranch (Martin's Cove) Deseret Ranches of Florida (Orlando)(
largest ranch in Florida) Deseret Farms of California Rolling Hills (Idaho) West Hills Orchards (Elberta, Utah) Cactus Lane Ranch (Arizona) Corporation of the Presiding Bishop of the Church of Jesus Christ of Latter - day Saints (CPB) Corporation of the President of the Church of Jesus Christ of Latter - day Saints Deseret Trust Company LDS Family Services Property Reserves Inc. (PRI) Ensign Peak Advisors — Deseret Mutual
Benefit Administrators (DMBA)
I understand your position, but continuing to argue the
financial benefit of hunting
large animals seems to be a bit untenable (small game and fishing — if the spoils are found close to home — excepted).
«The economy will
benefit from a free and open market,» said Javier Velez, chief
financial officer of Grupo Maseca, Mexico's
largest manufacturer of tortilla flour.
They haven't divorced because of
financial / business and health
benefit reasons, so who really knows what the accurate «happily married» rate is and how much
larger the divorce rate would be if those marriages actually split.
Silver was seen as the lone impediment to the state removing its ban on the sport and allowing the (notoriously underfunded) New York State Athletic Commission to issue regulations so that New Yorkers can reap the
financial benefits of the
large events that are now
All States may participate in and permit, provided that the Security Council decides in advance on a case - by - case basis to approve: the supply, sale or transfer directly or indirectly from or through their territories, or by their nationals or individuals subject to their jurisdiction, or using their flag vessels or aircraft, and whether or not originating in their territories, to Iran, or for the use in or
benefit of Iran, of any battle tanks, armoured combat vehicles,
large caliber artillery systems, combat aircraft, attack helicopters, warships, missiles or missile systems, as defined for the purpose of the United Nations Register of Conventional Arms, or related materiel, including spare parts, and the provision to Iran by their nationals or from or through their territories of technical training,
financial resources or services, advice, other services or assistance related to the supply, sale, transfer, manufacture, maintenance, or use of arms and related materiel described in this subparagraph.
She reiterated the need to act urgently, as the development of the Nigerian insurance industry will come with other attendant
benefits that are critical to achieve the type of growth and change for the economy and for the
large number of Nigerians who have been deprived of the
financial stability, protection and business growth that developed insurance markets have provided for their citizens for centuries.
The report observes that India
benefits from
large numbers of energetic English speakers and «strong» legal and
financial systems but notes that many of the country's numerous science and engineering graduates have had only «limited access to first - tier [science and technology] education.»
I worked as a corporate lawyer at a
large firm for 6 years and before that, a
financial analyst for another 4, and though the
benefits were lovely and the experiences educational, the years of dedicated paper pushing made me feel a little bit dead inside.
There is considerable and growing evidence that 1) at least half of teachers today will not qualify for even a minimum state pension
benefit; 2) state pension funds now carry roughly $ 500 billion in debt and are eating up
larger and
larger shares of teacher compensation; 3) most teachers would have a more valuable retirement if they participated in a traditional 401k plan; and, 4) today's teachers, to their own
financial detriment, subsidize the pension of currently retired teachers.
In instances when smaller organizations or nonprofits can not compete with
large or private sector organizations, many organizations offer unique
benefits — such as comprehensive medical insurance plans, flexible schedules, or
financial planning services — to entice employees.44 Alpert Jewish Family and Children's Service, or AJFCS, a nationally accredited social services agency in Palm Beach, Florida, uses innovative
benefits to recruit and retain talent — especially workers in the later stages of their careers.
Even splitting that
benefit 50 - 50 between teachers and schools» other
financial needs, the pay increase potential remains
large.
The person who gets the job will have to confront the Los Angeles Unified School District's rising pension costs, vastly underfunded retiree health
benefits and declining student enrollment, which could push the nation's second -
largest school system toward
financial crisis.
I exploit sharply nonlinear funding rules for defined
benefit pension plans in order to identify the dependence of corporate investment on internal
financial resources in a
large sample.
The 3M relationship with Txtr goes beyond the obvious
financial benefits of being a partner with a
large multinational conglomerate, whose presence is felt in many different technology sectors.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be
larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse
financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that
financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected
benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and
benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be
larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse
financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that
financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected
benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and
benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Personal accounts also have the
benefit of being as
large or as small as you and your
financial institution decide they should be.
Wealthfront, one of the
largest and fastest - growing online
financial advisors, offers a range of
benefits and resources, including tax loss harvesting, automatic portfolio rebalancing and a single stock diversification program.
The social
benefits of this trend have been even
larger than the
financial gains.
Term life insurance death
benefits only range from $ 10,000 to $ 100,000, meaning you may not be able to cover
larger financial obligations, such as a mortgage.
Tiers With Different Minimum Initial Deposits With many
financial institutions, you will
benefit from making a
larger initial deposit with the standard CD programs.
A mechanism for pooling money from many investors to purchase for the joint
benefit of the mutual fund's shareholders a usually
large number of stocks, bonds, or other
financial instruments.
While the majority may not receive a discharge, a
large number that don't even try would receive a substantial
benefit or relief to allow them to move forward with their
financial lives.
A UK currency drop will
benefit large companies with overseas earnings, but domestic sectors such as homebuilders, retail and
financials do look vulnerable.
In the same way any follower of Dave's baby steps program will take small steps that incrementally result in
large benefits, taking small steps with other people's money to experience the
benefits of leverage, without overextending, can bring about tremendous
financial gains long term.
Reverse mortgages are an attractive option for senior citizens ages 62 and older who want the
benefits of liquidity but have a
large amount of their
financial assets tied up in their home.
So while we can create a fairly well - diversified stand - alone Personalized Portfolio for you (e.g., Dividend, Everlasting, MDP, Supernova, or Pro), to reap the full
benefits of a complete portfolio that includes exposure to all of the major asset classes (
large - cap, small / mid-cap, international, fixed income), we recommend incorporating a blended Personalized Portfolio into your
financial plan.
Seeking to harness the growth potential of
large U.S. companiesA
large - company focus: The fund invests in
large U.S. companies, targeting those with a competitive edge in markets around the world and the potential to produce strong profits.A rigorous process: The fund's manager uses rigorous fundamental investment research to find opportunities and manage risk.A focus on quality: The manager seeks companies with solid management, sound
financials, and products or services that are
benefiting from growing demand.
The LendUp Ladder was designed to help borrowers who were stuck using
financial products with short term
benefits but no long term solutions: over time it gives customers access to credit reporting loans (not to mention
larger loans at lower rates)[5].
While this avoids taxing savings through clawed back
benefits, it will result in low - income support given to those with potentially
large amounts of
financial assets (the same is true with housing today since the investment income from a principal residence is not taxed).
Compounded by the
financial media touting the
benefits of
large growth companies, investors tend to believe that
large growth can perhaps be a better investment.
Pets for Patriots inspires veterans and military personnel in its program to adopt the most overlooked shelter animals — adult and special needs dogs and cats, and
large breed dogs — and in exchange offers these veterans various
financial benefits to help make pet ownership affordable over the life of the pet.
«But, as has been seen with
large scale mining, logging and palm oil, there is the ongoing concern that it provides very little
financial benefit for ordinary people as well as environmental destruction.»
Solar Energy is a smart choice and has many
financial and environmental
benefits especially in
large malls which are
large consumers of power.
Such a restructuring might avoid a total collapse of a
large financial system, and could even be of
benefit to the environment.
The problems were exacerbated by energy marketers, including the criminal Enron Corp. (on the verge of one of the
largest business failures in U.S. history), which were able to manipulate the opaque PX to their
financial benefit.
Its effects may not be fully realized for some time (or may be interrupted), but the signs point to a significant shift: the incorporation of forest and soil restoration into the climate and development strategies of most countries, the enshrinement of the land sector's key role in the international climate agreement, the first fruits of coordinated research efforts aimed at integrating climate goals into land management, and the availability of
large - scale
financial investments to fuel the climate - related
benefits of better land management.
One of the most prominent but less publically acknowledged crimes over the last few decades has been fraud, which in recent years has taken centre stage in
large - scale political and
financial issues, and been the bane of many nations» governments, especially as the
benefits of certain jurisdictions...