Sentences with phrase «large financial risk»

For policies for more than $ 500,000, the rates are not as competitive because very few life insurance companies are willing to offer this option due to the large financial risk that is involved.

Since there is no cancellation coverage, a very large financial risk is taken away, making travel medical plans much cheaper.

I imagine that no major publisher would be interested in having a division that focuses on indie games because they would much prefer to devote their resources to their large financial risks, so they don't have the bandwidth to put people on these smaller projects that could be profitable, but are a small fraction of the company's revenue.

Without coverage you may be taking some large financial risks that can easily be avoided.

If you get a Union Grove renters insurance plan that does not have enough coverage, you may be taking some large financial risks, and if you purchase a Union Grove policy that has too much protection you will be paying more than is necessary.

Without a renters insurance plan of your own, you will be taking some fairly large financial risks.

If you open a policy that will only pay for a fraction of the value of your possessions, you will pay less for your Barton Hills renters insurance, but you will also be taking larger financial risks.

Some people may be tempted to purchase a basic plan with a very low limit in order to save money, but these people may be taking some large financial risks.

People who do not get this kind of coverage may be taking some very large financial risks.

Menomonee Falls renters insurance is often much more affordable than you might think and is a type of protection that can cover some of the largest financial risks that you will take as a renter.

Despite the precautions we take to protect our health, becoming disabled is the largest financial risk Americans face during their working years.

It can also be your largest financial risk.

Not exact matches

Circumstantial and anecdotal evidence suggest that these capital inflows have had a large and growing influence on the Canadian housing market, whose imbalances continue to represent a key risk to the Canadian economic and financial outlook.»

How many employees and managers of the world's largest financial institutions were aware of the increased risks their firms were taking on in the run up to the latest crisis?

The International Monetary Fund, in a recent financial stability study on China, said the lack of inter-agency coordination in financial supervision could breed risks in the increasingly large and complex banking system.

In 2007 and 2008, we could do the calculations of how much that had to be paid by whom, and we can see that that wasn't going to happen, and that we were going to have a financial bust... By and large, economically we are at the part of the cycle that is not too hot and not too cold, and assets have the right risk premiums, and so on.

«Pension funds are often large participants in the financial system, as they are in Canada, and so risks in this sector merit careful monitoring,» Wilkins said.

Any unusual financial risks, including contingencies, large contracts, recent bankruptcies or credit denials on the part of any owners must be disclosed.

The proposal, laid out Thursday, would impose a risk fee on financial firms «that are too large and too risky to manage» and require them to reorganize, downsize or break apart, the Democratic presidential hopeful said.

China cracked down on cryptocurrencies in September 2017, with authorities banning bitcoin trading and initial coin offerings after the People's Bank of China said such activities could pose major financial risks to the world's second - largest economy.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

Large banks would love to get a broad pass from Dodd - Frank's regulations, which are tougher on them because they pose a greater risk to the financial system than smaller banks.

For example, heightened risk taking by investors and elevated leverage in large financial institutions and in shadow banking activities were among the factors that turned a downturn in the U.S. subprime mortgage market into a global financial crisis.

Under certain conditions, as long as monetary policy has a larger effect on inflation than it does on financial stability risk and macroprudential policy has a larger effect on financial stability risk than it does on inflation, there would be no need, in theory, for the agencies responsible to coordinate their actions explicitly.

When the economy is hit by a large and persistent adverse shock, should we accept greater downside risks to inflation to avoid exacerbating financial imbalances?

We do carry some intentional risks that we expect to be compensated, for instance, a larger allocation to stocks with stable, attractively valued cash flows, and a smaller allocation to technology and financials, compared with the overall market.

2018 Outlook: «A synchronized improvement in global economic and financial market conditions means fundamentals are likely to play a larger role in driving individual stock prices, while geopolitical risks and investor complacency leave markets vulnerable to bouts of volatility that may present us with attractive investment entry points.»

The New York State comptroller, Thomas P. DiNapoli, who oversees the third - largest pension fund in the country, sent letters this spring to the chief executives of nine financial institutions, including JPMorgan, Bank of America and Wells Fargo, asking them to evaluate the risks of being associated with firearms, ammunition and gun accessories.

Whatever shock the market will get from left field is likely to come from larger financial or geopolitical risks.

Over a year which has seen large banks halt funding for fossil fuel projects, major institutions divest from oil, gas and coal holdings, and oil companies snap up power and renewables companies in a bid to diversify their asset base, research published today by the UK Sustainable Investment and Finance Association (UKSIF) and the Climate Change Collaboration suggests nervousness over climate risk has shot up in financial circles.

Sometimes a larger allocation to precious metals is recommended — either because precious metals are highly undervalued against other assets or there's a high financial risk (e.g. excess leverage in the markets).

In the larger financial industry, who gets to keep the difference between a historic 8 % return on equities, an «equity - like return», and a historic 4 % return on «risk free» investments, such as government bonds?

Your personal investment path depends, in large part, on your financial needs, circumstances, and risk tolerance.

Combined with reduced risk - taking in the financial system as a whole, this would then further reduce market - makers» willingness to build up large inventories of less liquid assets.

Axel Threlfall, Reuters Editor - at - Large, chats with David Craig, President of Financial & Risk at Thomson Reuters, and Peter Smith, CEO of Blockchain, about the impact blockchain is having and will have on the financial services Financial & Risk at Thomson Reuters, and Peter Smith, CEO of Blockchain, about the impact blockchain is having and will have on the financial services financial services industry.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevaFinancial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevafinancial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

They bought enormous amounts of mortgages and other debt instruments, and they drove down interest rates to virtually zero to ensure that the large investment banks and financial institutions survived — forcing retail investors to participate in high - risk securities such as equities and corporate debt instead of stashing their money in banks.

The plumbing and mechanics of the synthetic gold market, in our opinion, are symptomatic of a more generalized preoccupation in the financial markets at large for risk mitigation, and a quest for greater leverage during a market phase where returns have been compressed by an excess of capital.

Trading financial instruments of any kind including options, futures and securities have large potential rewards, but also large potential risk.

Your score is a more important factor when you apply for a larger loan, for example, a mortgage because financial establishments take more risk.

In the past, raising money as a start - up required small companies to convince banks, investors and financial institutions to take big risks, by investing large amounts of money into unproven technology and ideals.

The Comprehensive Capital Analysis and Review (CCAR) is an annual exercise by the Federal Reserve to assess whether the largest bank holding companies operating in the United States have sufficient capital to continue operations throughout times of economic and financial stress and that they have robust, forward - looking capital - planning processes that account for their unique risks.

Finastra is the third largest financial services technology company in the world, providing a broad portfolio of banking, capital markets, investment management, and risk solutions to the financial services industry.

These concentrations of positions in the hands of the largest bank holding companies and investment banks posed risks for the financial system because of their interconnections with other financial institutions.»

Banks that get involved with bad actors, he said, «run the risk of being slapped with very, very large fines, which is a significant financial risk, as well as a reputational one.»

In the US, strict and costly regulations in the aftermath of the financial crisis were applied with a broad brush, to large financial institutions capable of creating systemic catastrophe and to community banks with risks tied only to the communities they faithfully serve.

Nonetheless, pension funds are often large participants in the financial system, as they are in Canada, and so risks in this sector merit careful monitoring.

Each bailout requires more leverage, and puts at risk a larger and larger compass of the financial system.

Dairy products are New Zealand's largest commodity export and lower global prices are putting pressure on the nation's dairy farmers, weighing on the outlook for economic growth and putting dairy sector debt on the Reserve Bank's radar as a growing risk to financial stability.

However, tilting your allocation towards conservative investments too quickly can expose your financial security to a much larger risk, which is the loss of your purchasing power at the time you really need it.