Sentences with phrase «large number of loan»

This fact has also invited a large number of loan companies to provide such loan on a very reasonable rate.
It wasn't that long ago that no money down loans were impossible to find; however, we work with a large number of loan providers, so we are now able to offer this type of loan again for qualified individuals.
Most non-traditional lenders have access to data banks that put up the red flag on borrowers who are applying for a large number of loans.
Student loan debt doesn't mean your credit scores will be lower, but if you have a large number of loans, or if you have missed payments, your credit scores could suffer.
At the same time it dumped large numbers of loan sellers who were not meeting its standards and shifted more responsibility to mortgage originators.
As the economy gradually gains steam, consumers are taking out larger numbers of loans and slowly increasing household debt, research shows.

Not exact matches

There are a number of different options out there, but typically the best route for a small business is to combine all of your short - term loans into one larger payment.
Commercial and industrial lending is increasing for larger companies, but according to the Thompson Reuters / Pay Net Small - Business Lending Index, the number of traditional bank loans to small businesses has fluctuated wildly over the past year.
OneMain makes loans above the illustrative amount (s) mentioned in this advertisement, but the maximum loan size depends on your credit history, with larger loans only available to a small number of highly qualified applicants offering collateral.
When you have excellent credit and a record of managing your finances well, a large number of business loan options are at your disposal.
Given the large number of borrowers switching to P&I loans, it's not surprising that scheduled housing loan repayments have increased over the past year (Graph 3).
However, since interest rates depend a lot upon a borrower's creditworthiness, most people will find a large number of lenders willing to offer a loan at similar rates.
There are a large and increasing number of loan options available to business owners, and we expect to see even more changes and new players in the coming years.
A large number of people declaring bankruptcy or defaulting on their loans would have caused their credit scores to plummet, which in turn would affect the average.
A September study published by the Brookings Institution found that a large share of the growth in the number of students struggling to pay off their loans over the past several years is tied to students borrowing to go to for - profit schools and to a smaller extent two - year community college.
Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.
These are noteworthy changes to the company's lending policy, and they could affect a large number of first - time home buyers who otherwise might not qualify for a mortgage loan.
This would make the program more appealing to a larger number of home buyers, especially in those areas where house values currently exceed FHA loan limits.
Namely, because mortgage repayment gets spread over a larger number of years, each payment is smaller as compared to the payment with a shorter - term loan.
Moreover, a number of features of the US sub-prime market which have contributed to its current problems are not present in Australia, including large teaser rates, a marked decline in lending standards, and an originate and distribute model where the originator has a reduced incentive to care about the quality of the loan written.
Relative to the number of loans it handles, Capital One's customers filed mortgage - related complaints at about the same rate as those who borrowed from other large banking institutions.
Because the loan is divided among a large number of investors (meaning the overall risk is reduced), P2P loans have lower interest rates than online loans and fewer eligibility requirements than bank loans.
The «officially tabulated» mainstream b.s. reports are not picking up the numbers, but the large credit card issuers (like Capital One) and auto debt issuers (like Santander Consumer USA) have been showing a dramatic rise in troubled credit card and auto debt loans for several quarters, especially in the sub-prime segment which is now, arguably the majority of consumer debt issuance at the margin.
Italian Prime Minister Matteo Renzi also passed a law aiming to encourage a wave of mergers among the country's «popolari» banks — the 10 largest cooperative institutions — while new regulations limiting the number of bank shares that a foundation can hold as well as new tax rules regarding loan write - downs have been introduced.
For example, Commerce Bancshares of Kansas City spreads its commercial loan portfolio across a large number of industries to manage risk and avoid concentrating it on any one particular industry that might take a shellacking.
When it comes to mortgages, auto loans, and student loans it's expected that most consumers will shop for rates at a large number of lenders so all searches of these types that occur within 14 to 45 days of one another are considered a single request.
The Blues are known for loaning out a large number of youngsters and cashing in on them once they impress elsewhere, as was most notably the case with Lukaku, Salah and Kevin De Bruyne, now a key figure behind Manchester City's title charge.
The Man United boss has a fairly large playing squad, with 32 at the club and another seven out on loan and now Ferguson is ready to trim the numbers ahead of possible new signings in the summer.
Wilshere has joined Bournemouth on loan for the rest of the term, and will be hoping to get his career back on track having had a large number of injury setbacks previously.
Few weeks ago a large number of fans were asking why Theo was not sent on loan instead of Campbell.
I've also assumed having OverDrive manage all the administration of loans would result in substantial cost - saving over the cost of labour, shipping, lost or misplaced items for hardcopy books in a large multi-branch system — for an equivalent number of loans.
Other than a loan from my father - in - law (which I paid back in full some six months later), I wasn't helped by family members — but I did get a great deal of help from a large number of volunteers.
It is no longer a news that a large number of Americans are having problem paying student loans.
This logic would apply to a large number of today's homeowners, because current rates hover around 3.5 %, yet roughly 38 % of active home loans have interest rates above 4.5 %, according to a report released earlier this year by CoreLogic.
Fewer loans have gone bad and, because of a change in how the FHA cancels MIP, the agency has been collecting bigger mortgage insurance premiums from its homeowners, over a larger number of years.
A large number of students still depends on college loans to finance their education through colleges and universities.
That means there are a large number of people that have gleefully taken on student loan debt as a good debt, are obligated to repay it, but receive none of the benefit for it.
Instalment loans however, are usually larger in value and spread out over a number of months.
While it is rare for people to leave glowing reviews about a loan servicer, FedLoan seems to have accumulated a large number of incredibly negative reviews.
A mortgage loan approval process takes into consideration a large number of variables borrowers could not possibly imagine or know before applying for a loan.
Invented by traditional financial institutions sometime ago, a number of entrepreneurial lenders have taken to marketing these loans and they have become a large part of the financial scene.
To make your search easier we have selected a large number of private lenders offering bad credit mortgage loans in Welland and beyond.
Commissioner Stevens asserts that writing down mortgage loans to reflect current home values is important for boosting US housing markets; as long as high foreclosure rates and large numbers of bank - owned foreclosed properties are available, housing markets aren't likely to improve.
FHA loan requirements may be too lenient, but what happens to housing markets if FHA guidelines are rewritten to exclude large numbers of home buyers?
Some of the benefits offerer by 123 Cash Credit includes a greater number of services, larger loan amounts and more flexible repayment terms.
With large bad credit car loans, the number of monthly repayments is important since the principal sum will be divided up accordingly.
If you do not request a deferment or forbearance and instead make payments under an income - driven plan during your Peace Corps or AmeriCorps service, you could possibly receive credit for a larger number of qualifying PSLF payments than you would if you received a deferment or forbearance and then used your Peace Corps transition payment or Segal Education Award to make a lump - sum payment on your Direct Loans.
Actually, it is a little know loan option available from a large number of MN mortgage lenders.
The FHA's original mission was to make home loans available to a larger number of Americans, primarily by giving lenders an added layer of protection and insurance.
«Tying the new limits to FHA limits will likely result in a large number of different loan limits across the country, requiring additional operational challenges,» says Lockhart.
a b c d e f g h i j k l m n o p q r s t u v w x y z