Sentences with phrase «larger decreases less»

For example, some insurers may opt to implement small decreases frequently, while others may opt to go the way of larger decreases less often.

Not exact matches

McFadden added that a larger down payment will decrease the monthly payment for the mortgage and also help you avoid the private mortgage insurance (PMI) premium most lenders require if your down payment is less than 20 percent.

However, a large study in Israel, where peanuts are often introduced when babies are less than 4 months old, found that early introduction of peanut protein actually decreases the risk of developing a peanut allergy.

The consumption of large amounts of juice has been known to lead to malnutrition (due to the decreased intake of essential nutrients) and can also cause the body to absorb less carbohydrates.

In cooler areas, the less intense warming and large decrease in cold - related deaths may mean no net change or a marginal reduction in temperature - related deaths.

This has led to a large decrease in sulfur emissions, and less atmospheric deposition of sulfate to agricultural fields, and consequently, declining sulfate concentrations in rivers.

Feiner and Fernandes focused on subtly decreasing FOV in situations when a larger FOV would be likely to cause VR sickness (when the mismatch between physical and virtual motion increases) and restoring it when VR sickness is less likely to occur (when the mismatch decreases).

The research on class size is decidedly mixed, but the largest estimates (from the Tennessee STAR study) imply that a three - student increase in class size in the early grades would decrease test scores by 0.05 standard deviations after one year (and by less in future years).

While magazines can't be a large percentage of Indigo's print sales, that trend suggests that book sales may have decreased by even less than 4.6 %.

And doesn't the decrease in advances reflect, at least to a large degree, the decrease in competition that comes from consolidation combined with the mainstreaming focus towards blockbusters that will sell in grocery stores and Wal - marts (with less focus on mid-list)?

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Toxicosis is characterized by bleeding (from gums, nose, or into body cavities, other sites), pale / white gums, presence of large bruises (easily seen in less hairy areas like the abdominal skin or inside the legs and armpits), decreased appetite, bloody diarrhea, bloody vomiting, breathing difficulties, and lethargy or reluctance to exercise.

The fair leadership this year decreased the number of exhibitors from 210 to under 200 in favor of wider aisles and larger booths, which made the atmosphere marginally less like that of a bazaar.

Neither such a large increase or decrease, nor a recovery in less than a decade is seen in the d13C record: less than 0.1 per mil decrease in atmosphere (ice cores) and upper oceans (sponges) 1935 - 1950.

For the entire Northern Hemisphere, there is evidence of an increase in both storm frequency and intensity during the cold season since 1950,1 with storm tracks having shifted slightly towards the poles.2, 3 Extremely heavy snowstorms increased in number during the last century in northern and eastern parts of the United States, but have been less frequent since 2000.11,15 Total seasonal snowfall has generally decreased in southern and some western areas, 16 increased in the northern Great Plains and Great Lakes region, 16,17 and not changed in other areas, such as the Sierra Nevada, although snow is melting earlier in the year and more precipitation is falling as rain versus snow.18 Very snowy winters have generally been decreasing in frequency in most regions over the last 10 to 20 years, although the Northeast has been seeing a normal number of such winters.19 Heavier - than - normal snowfalls recently observed in the Midwest and Northeast U.S. in some years, with little snow in other years, are consistent with indications of increased blocking (a large scale pressure pattern with little or no movement) of the wintertime circulation of the Northern Hemisphere.5 However, conclusions about trends in blocking have been found to depend on the method of analysis, 6 so the assessment and attribution of trends in blocking remains an active research area.

However, a large majority of streams in glaciated basins in BC showed a statistically significant decrease in August streamflow during 1976 to 1996, which suggests that these glaciers even with increased melt rates are providing less runoff (Stahl and Moore, 2006).

According to the model, temperatures in the North Atlantic and Greenland showed the largest decrease, with slightly less cooling over parts of North America and Europe.

The MIT analysis in the generic 80 % GHG emissions reductions below 1990 levels below 2050 (the scenario with the largest GHG emissions decrease) found that by 2030, GDP would increase by just 0.44 % less as compared to BAU.

Most TreeHugger readers probably a good handle on the concept that large monocropped fields have lesser biodiversity than more mixed cultivation, and that industrial agriculture uses excessive amounts of fertilizer to push crop yields to their maximum, even at the expense of decreasing soil fertility.

I haven't done a quantitative analysis, but my guess is that given an old record, «A», and a new record, «B», the expectation that a year soon after B will be even less than B (a newer record) is probably less the larger the B minus A difference (eg, reversion to the mean), BUT, the expectation that a year soon after B will be less than A should increase the larger that difference (eg, there is more confidence in a larger decreasing trend due to Bayesian updating).

Averaged over the globe, this albedo decrease corresponds to a forcing that is 25 % as large as that due to the change in CO2 during this period, considerably larger than expectations from models and other less direct recent estimates.

• Introduced core office systems which resulted in increased efficiency of work processes • Implemented a novel filing system which dynamically assigned library numbers to folders and files • Reorganized the office supplies inventory system, incorporating a module that sounded alarms when the inventory for any item went lower than 30 % • Decreased office supplies cost by $ 58000 by switching from an expensive supplier to a cheaper one who offered the same quality • Set up a core system to organize incoming mail which eliminated distribution hurdles completely • Streamlined the client scheduling system, resulting in increased communication between office and clients • Singlehandedly prepared a plethora of materials, now being used for all workshops and conferences that the company organizes • Introduced and implemented a forms processing system, resulting in a 50 % decrease in processing time • Successfully implemented a client information system, decreasing information pulling time by 80 % • Scheduled 3 meetings and a large annual event simultaneously, without a single evident problem in any of the 4 occasions • Reduced executives» travel expenses by 50 % by incorporating the services of a less expensive travel agent