Not exact matches
The main
differences are that PRPPs can be set up by small businesses so that contributions automatically come off an employee's paycheque (employees would be allowed to opt out); the government also promises that PRPPs would have lower management
fees because contributions would be «pooled» with others
in large pension funds, creating economies of scale.
Even small
differences in fees can translate into
large differences in returns over a period of time.
But as far as I've noted (again, not objectively / definitively confirmed) the relative
difference in emerging market active vs. passive fund
fees is far smaller than you might see with say US
large cap funds (for example).
Investors clearly understand that higher
fees can have a negative impact on their net return, as is evident
in the price war
in mutual fund
fees, but a few basis - points
difference in visible
fees is far less meaningful
in performance impact than the often -
large hidden costs.14 For example, switching from a low - turnover strategy to a sloppily constructed strategy that spends scores of basis points
in incremental trading costs can cost the investor dearly
in performance.15 The same holds true for the buyers of opaque high -
fee products (hedge funds and illiquid private investments), for which substantial costs may be hidden from sight.
Since the population of people searching for «Ink Plus» is both
large and targeted, you can easily measure the
difference in application rates between those who see a $ 95 versus $ 150 annual
fee.
The
largest difference was observed
in the Gatineau CMA, as units with an indoor parking spot had average monthly condominium
fees of $ 377, compared to $ 223 for those without a parking spot.