Sentences with phrase «larger loans result»

You made a low down payment on your vehicle: The reason for the gap when you make a low down payment is that larger loans result in lower upfront principal payments.

Not exact matches

Last week, Illinois AG Madigan told a congressional committee that these scams are the result of a larger problem — too many former students are having a hard time paying down their student loan debt.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

Making a larger down payment results in a lower loan - to - value (LTV) ratio, which also reduces the level of risk for the lender.

This allows you to put more of your money into your down payment, resulting in a larger home purchase or a cheaper loan process.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

I've also assumed having OverDrive manage all the administration of loans would result in substantial cost - saving over the cost of labour, shipping, lost or misplaced items for hardcopy books in a large multi-branch system — for an equivalent number of loans.

As a result, SoFi has become one of the top providers of personal loans for good credit on the market, thanks in large part to its many perks and add - on benefits, such as:

This allows you to put more of your money into your down payment, resulting in a larger home purchase or a cheaper loan process.

As a result, the cost of loans among the private lenders as opposed to those who make traditional loans loom large.

Outside of the Consumer Financial Protection Bureau in Washington D.C.Navient, the nation's largest servicer of federal and private student loans, was charged by the Consumer Financial Protection Bureau with cheating borrowers out of billions of dollars by creating obstacles to paying back loans, resulting in higher interest rates and balances.According to CFPB, Navient, the former -LSB-...]

While this premise has long been under debate and is now even more so as college tuition continues to rise, the loans can result in problems even larger than a mountain of debt.

A longer repayment schedule will result in a larger total cost for a loan since you pay more interest.

«Tying the new limits to FHA limits will likely result in a large number of different loan limits across the country, requiring additional operational challenges,» says Lockhart.

Shorter lengths of repayment time or larger loans will result in higher monthly payments.

Making a larger down payment results in a lower loan - to - value (LTV) ratio, which also reduces the level of risk for the lender.

If you're seeing good results in paying down your student loans, getting a reminder every month is a great way to stay motivated; if you're not seeing the results that you want, then each monthly disappointment can help spur you to make larger payments or find new ways to pay down your student loans.

This comes into play especially when looking for a large loan such as a mortgage and a high ratio can result in less than favorable terms and in many cases, denial for the loan.

«As a result, we are seeing a larger number of consumers refinancing their loans.

You may qualify for a larger loan because the lower initial interest rates result in more affordable payments.

The result is that it is always possible to secure approval with bad credit even for a large loan with no security provided.

This makes SoFi a good fit for younger consumers whose large student loan debts result in a high debt - to - income ratio, which hurts their chances of approval at a traditional lender.

The result is a better chance at securing the large personal loan needed.

Navient, the nation's largest servicer of federal and private student loans, was charged by the Consumer Financial Protection Bureau with cheating borrowers out of billions of dollars by creating obstacles to paying back loans, resulting in higher interest rates and balances.

Borrowers expecting their loans to be forgiven often make lower payments early on, which could result in even larger interest payments if they later find that they are ineligible for the program.

This insurance protects mortgage lenders providing home loans, as a result more homebuyers who don't have enough money for a large down payment can purchase a house.

As a result, the U.S. Large Company Portfolio may lose money and there may be a delay in recovering the loaned securities.

Paying the loan back sooner will result in a lower overall total cost, but it will also result in larger monthly payments.

As a result, the U.S. Large Cap Equity Portfolio may lose money and there may be a delay in recovering the loaned securities.

As a result, the International Large Cap Growth Portfolio may lose money and there may be a delay in recovering the loaned securities.

During the up - to 54 month $ 100 monthly payment period, the minimum payment may not pay all of the interest due each month during the resident period, likely resulting in your principal balance becoming larger than your original loan amount at the end of your resident period.

That can result in big savings on a large loan when you take the full term to pay it off.

Securing large loan approval independently is very difficult in this case, but a company can more effectively negotiate terms for a buyout and then offer a rigid repayment program, thus ensuring a more effective result than just getting a debt consolidation loan could produce.

However, most property buyers in the country opt for a home loan, and this is one segment which is soaring despite the overall gloom in the economy, as can be corroborated by the quarterly results of India's largest mortgage lender Housing Development Finance Corporation.

Higher loan - to - value requirements can result in larger home equity loans or lines of credit.

It is no secret that college - level art degrees result in large student loan debt totals.

At the start of the New Year, the CFPB charged Navient, the nation's largest student loan servicing company in the country, with cheating borrowers out of billions of dollars by creating obstacles to paying back loans, resulting in higher interest rates and balances.

As a result, secondary markets are among the largest holders of student loans.

A shorter term means a larger monthly payment but a lower interest rate, resulting in less paid over the life of the loan.

In states that enact strong legal protections, the result is a large net decrease in payday loan usage; borrowers are not driven to seek payday loans online or from other sources.

Only taxpayers who itemize their deductions will be hit with larger tax bills as a result of the change in the treatment of home equity loans.

They can't start work until they are in their early 20's as a result, and a large number have student loans to pay off which takes some time.

The FHA began developing a loan defect taxonomy several years ago in response to the False Claims Act litigation the Justice Department filed against FHA lenders, which resulted in large fines and prompted many banks to exit the FHA single - family mortgage program.

Significant loaned works from important international museum collections will complement selected works from the collection of the Nationalgalerie, resulting in a large show of approximately 100 exhibits.

A loan from your universal life insurance policy may also result in a large balloon payment that is due later on, or even the cancellation of your policy if you are unable to pay back the loan.

Maybe it's a late or missed student loan or credit card payment, or a large unexpected medical bill or loss of a job resulting in bankruptcy.

The spending increase — from $ 113 billion in the first quarter of 2002 to $ 119.9 billion in first - quarter 2003 — results from record - low mortgage rates, which made it easier for homeowners to obtain large cash - out refinance loans to fund the residential upgrades, according to the center.

The strength of its relationships also resulted in the largest CMBS structured loan for a tenant - in - common transaction in history.»

NAR urged FHFA to proceed with caution in the restructuring of compensation for loan servicers and commented that poor service from entities with seemingly little commitment to resolving difficult situations has resulted in large numbers of foreclosures.

«This was a challenging transaction as an approximate $ 10 million CMBS loan on Southwood Village had to be assumed by the new buyer and subsequently required a large equity payment of $ 11 million resulting in less than a 50 percent LTV,» said Donald MacLellan, senior managing director at Faris Lee, in prepared remarks.