It found that price expectation shocks accounted for 30 per cent of the increase in home values between 1996 and 2006,
larger than all other factors driving price gains, such as housing supply, housing demand or mortgage rates.
Not exact matches
While figure 1 shows that overall size is not the only
factor in determining systemic risk and that some smaller banks can be systemically important in
other dimensions, it also suggests that the
largest banks, such as JPMorgan Chase (JPM), Bank of America (BAC), and Citibank (C) are systemic in areas
other than size alone.
On average, home buyers in California cities like Los Angeles, San Diego and San Francisco make
larger down payments
than buyers in
other markets across the U.S. And when you
factor in the relatively high housing costs in the Golden State, this initial investment can seem like quite a hurdle.
As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably
large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations
than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and
other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a
factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.
The idea of culturing flesh for meat and
other animal products is more
than a gee - whiz moment for technology geeks — whoever can bring the food technology to market will take a major step toward alleviating one of the key
factors fueling humanity's
large looming crises.
Other factors that can change your breast appearance more
than breastfeeding includes BMI, age, history of smoking,
large pre-pregnancy breast size and number of pregnancies.
By picking out people with the mutation from a
large population and then examining their lifestyles and family histories, researchers hope to be able to identify
factors other than the mutation that are also linked to breast cancer.
A concern is that not adjusting readmissions data for poverty or
other socioeconomic
factors could mislead the public into thinking that hospitals with a
large share of disadvantaged patients provide lower - quality care
than hospitals with more affluent patients.
The amount of oxygen in a galaxy is determined primarily by three
factors: how much oxygen comes from
large stars that end their lives violently in supernova explosions — a ubiquitous phenomenon in the early Universe, when the rate of stellar births was dramatically higher
than the rate in the Universe today; how much of that oxygen gets ejected from the galaxy by so - called «super winds,» which propel oxygen and
other interstellar gases out of galaxies at hundreds of thousands of miles per hour; and how much pristine gas enters the galaxy from the intergalactic medium, which doesn't contain much oxygen.
After adjusting for
other risk
factors, the researchers found that a daily serving of red meat no
larger than a deck of cards increased the risk of adult - onset diabetes by 19 percent.
If this occurred to a
large extent, it would indicate that there is some
other factor (
other than social media and the control variables, including population, race, age, income, education, and population density) that is responsible for STDs.
What sets Mr and Mrs Smith apart from
other Powell thriller scores are two
factors - first, there is a touch of flair added through the use of lots of flamenco guitars - second, there is a
larger orchestra
than usual, and the composer utilises it very well.
This is consistent with a number of studies that show
larger effects in math
than in reading, presumably because reading achievement is more strongly influenced by family and
other factors besides schooling.
Nine Keys to Student Achievement and Cost - Effectiveness The first
large - scale national study to identify and prioritize the
factors that make some technology implementations perform dramatically better
than others, demonstrate that schools employing a 1:1 student computer ratio and the key implementation
factors outperform
other schools, and reveal significant opportunities for improving education return on investment (ROI) by transforming teaching and learning.
The impact of attending a participating D.C. voucher school on math achievement is a
larger decrease
than all
other factors that the authors reviewed.
In the five
largest school districts
other than Los Angeles, namely San Diego, San Francisco, Long Beach, Oakland and Fresno, researchers found that class size reduction raised the proportion of third graders who exceeded the national median by 10.5 percent in math, and 8.4 percent in reading, after controlling for all
other factors.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among
others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various
factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with t
factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be
larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and
other merchandise and
other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater
than estimated, the risk that digital sales growth is less
than expectations and the risk that it does not exceed the rate of investment spend, higher -
than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and
other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and
other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with t
factors which may be outside of Barnes & Noble's control, including those
factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with t
factors discussed in detail in Item 1A, «Risk
Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with t
Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's
other filings made hereafter from time to time with the SEC.
Form
Factor This tablet is a 7 inch Android but it gives a feel of a
larger tablet
than other 7 inchers - this is a good thing as it aids in holding the tablet.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among
others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various
factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with t
factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be
larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and
other merchandise and
other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater
than estimated, the risk that digital sales growth is less
than expectations and the risk that it does not exceed the rate of investment spend, higher -
than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and
other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and
other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with t
factors which may be outside of Barnes & Noble's control, including those
factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with t
factors discussed in detail in Item 1A, «Risk
Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with t
Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's
other filings made hereafter from time to time with the SEC.
This requirement
factors into your eligibility when applying for a home loan because it aids in assessing the probability that you will be able to pay back the loan amount.The Department of Veteran Affairs residual income minimum requirement is generally attributed as
large factor in why VA mortgages default at lower rates
than all
other major lending options.
Use to be that if a borrower had
other compensating
factors such as a
large reserve of liquid assets then they would approve the loan with a higher
than normal debt to income ratio.
But economies of scale, stable networks of customers, and
other factors that tend to give an advantage to
larger, more established players hold greater significance in some industries
than others.
Of course, you need to
factor in the extra income tax you'll pay on the
larger withdrawal, but if you have a modest income from
other sources and you don't try to unload too much in one year, the 12 1/2 cents plus your marginal tax rate is likely to be significantly lower
than the 50 % clawback.
In most states, your credit score can play a
larger role in the price of insurance
than many
other factors do.
Now
factor in that most of the dog breeds that serve in law enforcement are especially prone to joint conditions like arthritis and hip dysplasia, and you can see why the joints of a police dog require even more care
than most
other large dogs.
In 1999
large increases in nighttime squid fishing activity on park waters probably affected nesting pelicans - higher
than average rates of nest abandonment and chick mortality were recorded and could not be explained by
other environmental
factors.
The genre benefits from a lot of outside
factors, but two play a
larger role
than others in the genres staying power.
The evidence that global warming is occurring, and furthermore is due in
large part to human influences (though perhaps
other factors also play a role), is much stronger
than the evidence I have personally seen that Inhofe exists.
(1)
other countries investing too; (2) «pay» assumes no return, when the ROI would (will) be multiple times
larger than the investment cost due to multitudes of
factors other than simply reduced climate risks; and (c), (d), (e),...
Note that the» < 0.5 mm / yr» statement is not definitive: they indicate a possibility of
larger TWS contributions, but if that is the case there would likely have to be
other factors offsetting or we'd be inferring more sea level rise
than appears to have actually happened.
That is, (1) there is dO18 measurement, which I claim should be fairly precise, but you stated has
large uncertainties, and then there is (2) derivation of temperature from dO18 values, where you have indeed pointed out that there could be a number of possibly confounding
factors in that analysis if
other variables
than temperature are not controlled.
Attribution is difficult, there are many
factors other than AGW in play, ENSO and
other large scale oscillations, however some studies do find that greenhouse warming was at least partially behind the drought.
Energy Source Another
Large Factor Part of the
other issue with train travel that the report points out is similar to an ongoing issue with switching over to all - electric cars: They may be more efficient
than other forms of transit, but unless the electricity that powers them is from non-carbon emitting sources then much of the environmental benefit is lost.
The 10.5 - inch iPad Pro has slimmer bezels
than the
other models, which means you get more screen space in a form
factor that's not much
larger than that of the 9.7 - inch iPad.
My point about this is that as we move into a year where employers have plans to actively recruit, which is exacerbating the already candidate short market,
factors other than salary will play a much
larger role.
Strengths of this study include the use of a
large population - based sample linked with longitudinal administrative health data, the use of a prospective design, the consideration of a variety of potential confounders including coinciding health behaviours, socio - demographic
factors and self - esteem, the use of health care provider diagnoses for internalizing disorders which provides an objective and clinically meaningful assessment of internalizing disorders, and lastly, the fact that we monitored the outcome of interest for a period of 8 years, which is longer
than in the few
other studies.
On average, home buyers in California cities like Los Angeles, San Diego and San Francisco make
larger down payments
than buyers in
other markets across the U.S. And when you
factor in the relatively high housing costs in the Golden State, this initial investment can seem like quite a hurdle.