Sentences with phrase «larger than the financial»

It is always best to create a budget which is much larger than the financial requirements the franchisor presents.

The social benefits of this trend have been even larger than the financial gains.

Not exact matches

Heading into January 2016 this issue became a major concern for investors, particularly as it became apparent these loans, taken together, are three times larger than the sub-prime loans that caused the 2008 financial crisis.

As of Jan. 1, home buyers with a down payment larger than 20 per cent seeking a mortgage from a federally regulated lender are now subject to a financial stress test.

The bankers spent three months wooing the firms in their database with details about Accurate's financials and found serious interest from 12 private equity groups, all of them far larger than Evolution.

«Unknown perpetrators also specifically targeted and drained debit accounts with large amounts of money in them, concentrating the damages and causing individual financial institutions... to suffer losses much greater than what was experienced after the Home Depot or Target data breaches.»

With more than $ 4.6 trillion under management, it's the largest money manager in the world, and so economic observers take note when Chairman Larry Fink sees a problem in financial markets.

For larger families with more than one generation of siblings and spouses, the office often acts as the boardroom from which clients direct investing decisions and other financial endeavours such as philanthropy.

In January most large public companies adopted International Financial Reporting Standards (IFRS), a system already used in more than 100 countries (notably across the European Union and wide swaths of the Pacific Rim).

For financial stocks, there are more opportunities for insurance companies to add value than for the large banks.

Despite that, financial institutions made over $ 152 billion in profit in 2014 — the most profitable year on record, and three of the four largest financial institutions are 80 percent bigger today than they were before we bailed them out.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

A decline in advertising demand at USA TODAY was offset partially by an increase in national advertising at Newsquest... At USA TODAY, a substantial increase in technology advertising spending, the largest category in the quarter, was more than offset by declines in the entertainment, automotive and financial categories.»

Whether it's promoting the charity in general to receive more funds from the public, coordinating a large fundraiser or helping with financials, these are all very coveted skills that are sometimes more valuable than dollars.

Large banks would love to get a broad pass from Dodd - Frank's regulations, which are tougher on them because they pose a greater risk to the financial system than smaller banks.

Singapore is now growing faster than Switzerland and is set to become the largest cross-border financial center in the world by 2028, the firm forecasts.

NAB said on Thursday that MLC had more than 1200 financial advisers, ran the largest retail superannuation fund in the country, had $ 199 billion in assets under management and 3300 staff.

Russ explains why today's economic environment, characterized by monetary stimulus meant to combat slower - than - expected economic growth, is helping many of the large, global financial firms.

Under certain conditions, as long as monetary policy has a larger effect on inflation than it does on financial stability risk and macroprudential policy has a larger effect on financial stability risk than it does on inflation, there would be no need, in theory, for the agencies responsible to coordinate their actions explicitly.

The company said MLC had more than 1200 financial advisers, ran the largest retail superannuation fund in the country, had $ 199 billion in assets under management and 3300 staff.

My question is, our financial adviser advised against contributing more than what my husband's company will match in his 401K because they only match $ 900 / year and the investment options are very basic — Bond (Fixed Income) or Large Cap (equities).

Based on financial results for the first eight months of 2010 - 11 and adjusting for the large extra-ordinary liabilities booked in 2009 - 10, which inflated the deficit outcome for that year, the deficit for 2010 - 11 will be about $ 7 billion lower than forecast in the October 2010 Update.

In this case the «cost» of financial repression to households was the gap between nominal GDP growth and nominal lending rates, plus an additional 1 - 1.5 % to account for the larger than normal gap between the lending rate and the deposit rate.

Some of the entities that we compete with as an alternative asset manager are substantially larger and have greater financial, technical, marketing and other resources and more personnel than we do.

It is also necessary to provide a list of other assets other than your bank accounts which may include investment records, retirement accounts, real estate, and auto titles, and other investments this will make up a large part of your financial picture and make the lender sure that you have enough savings to bear any unexpected expenses.

These articles include, Financial Bailout: America's Own Kleptocracy — the Largest Transformation of America's Financial System since the Great Depression; The Paulson / Bernanke Bailout: Will the Cure Be Worst than the Disease?

Joshua has also led more than 50 due diligence projects for financial and corporate sponsors, including a radiation oncology provider, a hospitalist physician practice management company, a workers» compensation specialty benefits manager, a small pharmacy benefit manager (PBM), a population health management service provider, a large integrated medical group / independent practice association (IPA), a regional payer, a health insurance brokerage, an occupational health / worksite clinic provider, a skilled nursing facility (SNF) and specialty benefits managers in the workers» comp and commercial spaces.

The Senate is preparing to scale back the sweeping banking regulations passed after the 2008 financial crisis, with more than a dozen Democrats ready to give Republicans the votes they need to weaken one of President Barack Obama's largest legislative achievements.

Rupal served as chief financial officer and chief operations officer at a large single family office and private trust company for more than nine years.

We know that the globally, including here in the U.S. financial system, the notional amount of derivatives of is larger than it was in 2008 and considerably more risky.

We also have the most liquid, accessible financial markets, and finally, we consume a far larger share of GDP (70 %) than Europe (55 %) or China (35 %!

Although this is a passive income report, as I'm still relatively young, I'm more interested in building a large financial nut through principal appreciation rather than through dividend investing.

Nothing illustrates this more clearly than the just - announced $ 107 million financing for R3, the blockchain consortium that includes some of the largest financial services firms and technology companies in the world.

Thus, while it initially appeared that the bill was designed to foster entrepreneurial development of decentralized systems, such as the Ethereum network, to allow individuals to reclaim some power from large companies, the bill does not accomplish that aim as it treats public and private blockchains (and possibly even legacy payment systems) equally.By opening this loophole in the definition of blockchain, Nevada does not appear to be showing any more support for the blockchain upstart community than it shows for multinational financial institutions and banks at large.

Atlanta Driven in large part by a surge in financial tech, education tech and health tech startups, Atlanta clinched the «most improved» city designation on this year's ITM report, rocketing up more than 15 places since last year's analysis.

Ever since Britain voted to leave the European Union there has been more debate about the future of London's large financial services industry than any other sector of the economy.

Along with the June statement, the Fed released an addendum outlining the plan for shrinking its balance sheet, which at $ 4.5 trillion is about $ 3.6 trillion larger than it was before the financial crisis.

Milestones India In partnership with more than 50 state - run, cooperative and private banks, India's National Democratic Alliance government has launched the world's largest financial inclusion project to bring 75 million households into the banking fold by the end of January 2015.

While Citi has only a 2 percent share, BofA is the largest player with more than 26 percent, according to FTN Financial, using mortgage servicing as a proxy for origination activity.

Southeast Asia's largest economy would rather use fintech platforms for their financial needs rather than the country's more well - established banking institutions with regulations being proposed to safeguard investors and borrowers alike, Indonesia's fintech industry is set to expand even further.

Despite any talk of a democratic ICON Republic, in the long run it's hard to imagine the voting rights being dominated by anything other than large financial institutions or governments.

If you on the other hand prefer currencies or commodities than you should focus a broker that offer a large selection of binary options based on these types of financial instruments.

Thursday's fire overshadowed the company's financial results, which were less affected by large discounts for Canadian heavy oil than other domestic producers.

But it may well be in China's and the global interest that the liberalization process proceed more gradually than is currently envisioned, so that capital outflows from China do not threaten China's own financial stability and spread weakness to the global economy at large.

To date, the company has raised more than $ 8 billion from a number of investors, including Benchmark and Google Ventures, as well as large financial firms like Goldman Sachs and TPG Growth.

«Speaking to your financial advisers about what monthly payments toward homeownership you can afford are much more important than finding out how large of a mortgage you can get approved for.

Moreover, it is now doubtful whether the efficient market hypothesis makes any kind of sense. Indeed, a great many economists and bankers have discovered Minskyâ $ ™ s views on financial fragility and his financial instability hypothesis, according to which banks and financial markets can not be left to themselves: we need regulations even though regulating markets may not succeed in avoiding another crisis once the memory of the current crisis has faded away.As told to me by a law student recently hired by Blackrock, the largest asset manager in the world, with assets totalling more than 3,500 billion dollars â $ «thatâ $ ™ s one and a half times larger than UBS and twice as large as PIMCO â $ «many asset managers are now turning away from hiring neoclassical economists and actually prefer hiring engineers, sociologists and even philosophers.

Citigroup, however, the bank that spectacularly blew itself up with toxic derivatives and subprime debt in 2008, became a 99 - cent stock during the crisis, and received the largest taxpayer bailout in U.S. financial history despite being insolvent at the time, today holds more derivatives than 4,701 other banks combined which are backstopped by the taxpayer.

These tend to come in larger amounts than interest - free loans but could have similar extra requirements to qualify — like demonstrating financial need.

Yu'e Bao, China's largest money market fund, and Zhao Cai Bao now have more than 200 million users, according to Ant Financial.