Sentences with phrase «larger than your interest»

It will be larger than your interest rate, also known as the note rate, and serves as a tool for understanding your true cost of borrowing.

[W] hen the debt is in a currency which has an average inflation rate larger than the interest [in this case 0 %], you essentially sa [v] e money by paying the debt as late as possible.

The decrease in principal could be larger than your interest payment.

For example, if EBIT was $ 500,000 and net interest expenses were $ 100,000, the interest coverage ratio would be 5, which means that earnings are five times larger than interest expenses.

Not exact matches

Today it has interests in multiple renewable energy projects, along with wines and spirits — it's the third - largest supplier to Quebec liquor retailer SAQ and sells more than 250 products.

Whether it is stricter regulations, negative interest rates, or fragile confidence, banks and other market participants are less than keen these days to hold large piles of risky assets.

Even more interesting than the 4.5 percent rule of thumb, or even its history, is when the failures for larger withdrawal rates occurred and why.

«This is really about helping large media companies grow even bigger,» said Democratic FCC Commissioner Mignon Clyburn, adding that Republicans were «more intent on granting the industrys holiday wish list early rather than looking out for the public interest.»

The bankers spent three months wooing the firms in their database with details about Accurate's financials and found serious interest from 12 private equity groups, all of them far larger than Evolution.

Less than half of 1 per cent of Australia's agricultural land is owned by Chinese investors, while UK investors make up the largest proportion of overseas interest in Australia, according to a new report.

While Fink is right to point out that low interest rates are putting a large burden on those of us trying to save retirement, he does not address the fact that central banks aren't primarily responsible for the fact that bonds of all types are yielding less today than we're used to.

And thanks to the compounded interest, he argues, that payment is likely to be much larger than what they would have gotten by putting a comparable amount of cash into an annuity — a common strategy among income - seeking retirees.

After that came the Raleigh - Durham area in North Carolina, followed by Detroit, Mich., Cleveland / Akron, Ohio, and Charlotte, N.C. Overall, millennials» interest in jobs in those cities has grown 25 % than their interest in large cities, according to the company.

Further, having more money today is frequently better than taking in money over a long period, since a larger investment today will accumulate compound interest more quickly than smaller investments made over time.

Elon Musk is the largest shareholder of both companies and some critics are wondering whether the move is intended more to save SolarCity than create a logical fusion of interests.

«Because interest rates are low, maintenance fees have a much larger impact on balances than rates for the average account holder.»

Despite their enthusiasm for Verizon participating in the market, the slim majority of Canadians, just more than half, agree that Canadians might lose control of their own mobile market to foreign interests if they are large enough (52 %).

«And finally, a higher purpose — the sense that what we do matters and serves something larger than our immediate self - interest — is a uniquely powerful source of motivation,» Schwartz and Porath write.

Overall our default perspective probably ought to be against mergers - we should require abundant and specific evidence of large potential gains to convince us that a particular merger is in the best interest of anyone other than management and the investment bankers constructing the deal.

«There are some markets that women are more likely than men to find interesting and appealing — something like Birchbox, which happens to be the largest paid - subscription e-commerce business out there, but it's focused on beauty samples.

Possible reasons for the increased lending activity include lower levels of regulation at smaller banks than at their larger counterparts, recent movement of lending staffers from large banks to small banks and an increased willingness of smaller banks to take on credit and interest risk, the report says.

«There are some markets that women are more likely than men to find interesting and appealing — something like Birchbox, which happens to be the largest paid subscription ecommerce business out there, but it's focused on beauty samples.

11 There seems to be more diversity in interest rate investing than in corporate credit investing, which makes the worries about Treasury market liquidity seem a bit smaller, even though the market is of course much larger.

Not only did the Zero Lower Bound turn out to be not so debilitating as all that — rather than work their will via interest rates, central banks took to injecting money directly into the economy via large - scale asset purchases — but it does not even seem to be the lower bound: central banks, notably in Europe, have successfully experimented with negative interest rates.

If you take out a loan larger than that it will be considered a «jumbo loan» and will have higher interest.

Money market accounts, or MMAs, are typically defined as deposit accounts that pay higher interest in exchange for larger deposits, heftier minimum balances and a few more restrictions than what would be typical for standard savings accounts.

Since changes in interest rates impact bond funds differently than bonds and CDs, estimates of price sensitivity may be less accurate the larger the shift in interest rates.

SHANGHAI / BEIJING Bank of China Ltd (BoC), the country's fourth - largest lender by assets, reported a smaller - than - expected drop in quarterly profit, helped by rising interest income and falling operating expenses.

Having your interest spike up to this amount can be a much larger cost, over time, than a simple $ 35 late fee.

With this budget, any mortgage larger than $ 120,000 will lead to more expensive monthly payments from higher interest rates and insurance premiums.

According to its website, this is the «largest energy infrastructure in North America,» owning interest or operating more than 80,000 miles of pipelines that transport natural gas, crude oil and more.

Those who owe the larger balances are feeling the pinch of their debt load — many are racking up interest faster than they can knock down the principal on their loans.

At first glance, PNC's mortgages offer considerably lower interest rates than you'll find at larger banks such as Bank of America or Wells Fargo.

Although this is a passive income report, as I'm still relatively young, I'm more interested in building a large financial nut through principal appreciation rather than through dividend investing.

The U.S. Chamber of Commerce is the world's largest business federation representing the interests of more than 3 million businesses of all sizes, sectors, and regions, as well as state and local chambers and industry associations.

For example, a 1 % rise in interest rates leads to larger losses when rates are at 3 % than you would see with rates at 6 %.

Mortgage Insurance can help you achieve the dream of homeownership sooner by allowing you to purchase a home with less than 20 % down payment, while paying the same competitive interest rates as buyers with a larger down payment.

The high value of the collateral can help to drive interest rates even lower, and can also allow for larger asking amounts than some people are used to qualifying for.

Who it's for: The 15 - year fixed - rate mortgage is ideal for California home buyers who want to pay less interest than they would pay with a 30 - year loan, and can afford a larger monthly payment.

Banks are sitting on such vast quantities of excess reserves — paid to do so by the Federal Reserve as it pays a relative high interest rate on reserves — that the monetary base is larger than M1.

This means more people will take the standard deduction rather than itemize items such as mortgage interest, which CBRE said will significantly benefit renters in most of the country's largest markets and encourage renting over homeownership.

Payday installment loans — A plan to pay off a payday loan that is larger than a typical paycheck or because interest has grown too large.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

But it may well be in China's and the global interest that the liberalization process proceed more gradually than is currently envisioned, so that capital outflows from China do not threaten China's own financial stability and spread weakness to the global economy at large.

If you are interested in participating with a larger group, or have more than two co-founders who wish to participate, additional fees may be incurred.

But even after taking those into account, it appears that current loan - to - valuation ratios still tend to be larger than in the case of principal - and - interest loans.

The truth is, you should be more interested in a small, highly engaged community than a large follower or fan count.

This may affect smaller companies more than larger ones as there is a larger percentage of companies that pay more than the «new» 30 % cap on interest expenses in the Russell 2000 than in the S&P 500.

These tend to come in larger amounts than interest - free loans but could have similar extra requirements to qualify — like demonstrating financial need.

Mixed with Maryland's scarcity of large parcels and access to a large population within a day's drive, it makes the state an attractive place for investors seeking steady returns higher than they can find in low - interest rate bonds.