Sentences with phrase «last delinquency date»

These entries only show on your file for seven years after the last delinquency date.

Not exact matches

Addressing old debt: If you find a collection account on your credit report that is older than seven years since the date of delinquency or the date of the last activity, dispute the item with the credit bureau reporting it.

As we said earlier, the «date of last activity» should report «when the delinquency occurred» and not a date of collection or not when they bought that debt or not just because they want to re-report every month.

Debts are reported from FIRST delinquency or written off date, not by last activity or last payment.

** The date of last activity / closed / status dates have the most impact on the score, since they measure the time since the last delinquency.

Closed accounts that were always paid on time remain on credit reports for 10 years from the date of closure or last account update, while accounts with late payments remain for seven years from the date of first delinquency.

According to the survey, the number of the nation's auto delinquency rate, those borrowers who failed to pay their loans for more than 59 days past their due dates have fallen to 0.36 percent in the first quarter of 2012 from this is 0.10 percent lower than the last survey in 2011.