Sentences with phrase «last time you made a payment»

Not exact matches

The last time you asked your assistant to make a dinner reservation for you and a client, when you recently dropped off your dry cleaning and asked for extra starch in the collars, when a client was delayed sending in payment and you had to follow up, did you say, «please» as part of your communication?
Online investors can likely wait until the last second to contribute, but if you want to make a payment over the phone, be sure to account for the time it'll take to get through those annoying automated menus.
College Ave will accept applications for cosigner release after the borrower is halfway through the repayment term, has made 24 consecutive on - time payments, and can provide proof that they've been working for the last 24 months.
The New York Times reported last month that U.S. Attorney Preet Bharara and the F.B.I. were investigating «substantial payments» a real estate law firm had made to Silver over the years, despite Silver's omission of those payments from his financial disclosure forms.
First, the complaint makes clear that the developer was a client of Silver's law firm, which the Times revealed last month to be under federal investigation for making payments to Silver.
The case against Senator Skelos and his son grew out of a broad federal investigation focused on the younger man's business dealings, some of which were reported last month by The New York Times, including payments that AbTech made to Adam Skelos over the course of several years.
How to protect yourself It's vital to stop and think about the process you normally go through to make a payment to someone — be suspicious if it differs from the last time you used it.
I was told that I would not have to make the payment when I asked multiple times to confirm only to receive an invoice with the last payment added.
I know writers aren't naturally skilled in self promotion, but last time I checked gas companies don't except good intentions for bill payments and every writer and author wants to make a few dollars from their writing.
At the time of my last payment, I was making less than $ 30,000 a year.
Following are legal considerations about some of the common collections concerns for debtors in New York: Statutes of Limitations: A statute of limitations on a debt is the time period following the last payment made during which a debtor can be sued successfully for payment.
I also filled out an application for Federal Student Loan Forgiveness last week after making payments on direct loans for 10 years and teaching full time.
A balloon payment in mortgage terms is an additional payment made at the end of the mortgage repayment, in addition to, and at the same time as, the last regular payment.
A recent post by the National Association of Realtors (NAR) revealed that in the months of December 2014 through February 2015, there was an increase in the number of first - time buyers making a down payment of 6 % or less as compared to last year:
Mortgage modifications last for a three - month trial period, but are supposed to be extended for five years if you make the payments on time.
What about old or «statute - barred» debts You may have a defense against a debt if a long period of time has passed since you last made a payment or confirmed the debt no court action has been taken to recover the debt in the meantime.
The FHA Streamline Refinance only requires that the homeowner has made on - time payments for the last 6 months; and, that the homeowner receives a «Net Tangible Benefit» — in this case, defined as lowering the «combined rate» by at least one - half of one percent.
They'll be looking in particular at the last 12 months to be sure you've made your payments on time.
All the steps taken to maintain a secure position of the lender from the time loan is originated until the last payment is made.
It tracks not only the positives of the last time a payment was made on a revolving balance like a credit card or when a student loan was paid in full and the account was closed but also negative activities.
Following a Chapter 13 filing, lenders may want to see that you've made on - time mortgage payments for at least the last 12 months.
One last advantage to an online unsecured consolidation loan is that it will combine all your loans into one manageable monthly payment, paid to one creditor, at one time of the month, and at one interest rate; all of which can make your financial life easier.
Conventional loans usually last 15 - 30 years, so as long as you maintain a strong record of employment and making payments on time, you will have nothing to worry about.
This worked for the borrowers at the time because it was a husband and wife, the reverse mortgage was not due and payable until the last borrower left the home and they still had other income which made them able to pay some of their existing payment, they were just no longer comfortable at the entire payment.
When I read my bill from Chase Freedom there was a $ 3.49 a finance charge according to John Bennett (the supervisor) he said that, that finance charge was for the purchased, I made for the card last October 2010 (which was still in the 0 % in purchases and balance time) when I paid it off before, I even received the statement and just now the finance charge showed up in my May 2011 statement for June payment.
I have a credit card with a $ 683 balance (min payment is $ 25, I've been trying to pay $ 50 each time, and I didn't get a new card when the last one expired so I don't use it), student loan which is $ 5,828 (which I made one payment on a year ago), a medical payment of $ 309 that is on my credit report, as well as other medical bills that are at least at $ 3,000 - $ 3,500 that I'd have to get a more comprehensive report to find out what all is there, and I have more expenses that I need to pay that I don't have the money for like dental work, more health issues, car repairs, and monthly bills.
It's helpful to identify at least four on - time regular payments you've been making for at least the last year.
If your current loan is FHA and you've made your last 12 months mortgage payments on time, then you could qualify for an FHA streamline refinance and your bankruptcy won't be an issue.
If you choose to make a reduced payment while paid ahead, your loan will not be considered past due, but the next payment you make will first be applied to the outstanding interest that has accrued since the last time you paid and then any remaining amount will be applied to the principal balance.
Effective last December 14, the Federal Housing Finance Agency now allows some first - time buyers to make just a 3 % down payment.
If the last time you've made a late payment was more than six months ago and you've been paying on time since then, the creditor may be open to remove the late payment, allowing your score to boost quickly.
If you choose to not make a payment while paid ahead, your loan will not be considered past due, but the next payment you make will first be applied to the outstanding interest that has accrued since the last time you paid and then any remaining amount will be applied to the principal balance.
Lenders may want to see that you've made on - time mortgage payments for at least the last 12 months.
Other factors that affect the payment history component of your credit score are the balance you owe on any delinquent or overdue accounts, and time (or recency) since you last made a late payment.
So, if you are supposed to be making a payment every month and you stop making payments, then the two year clock starts at the time of your last payment.
Actually, these are very specific terms that banks use in order to identify how much time has elapsed since the last payment was made, and whether or not they can expect to collect on the outstanding debt at all.
Released in mid-November by the Canadian Association of Accredited Mortgage Professionals, the annual survey shows that the average down payment made by first - time homebuyers hasn't changed much in the last three decades — bouncing between 20 % and 22 % since 1980.
In the last 12 months, the borrower must be current on all Sallie Mae serviced loans (including no hardship forbearances or modified repayment programs) and have paid ahead or made 12 on - time principal and interest payments on each loan requested for release.
By the time you get to the last one on the list, you should be making one large $ 300 payment each month until it's gone.
I have been forbearing my loans and on my credit report for the last couple of years shows that my payments have been made on time.
By the way, I made my payments on time for the last 20 years.
Failure to make the first, second or even last payment on time carries serious consequences because your creditor has the right to «repossess» — take back — your car without going to court, or without warning you in advance.
She has made her monthly payments on time for the last several years, too.
This lasted till 2010 when SallieMae contacted me regarding making payments now that my in school deferment time was used up, and they were now in possession of my federal loans.
NOTE: Payments made toward the obligation toll the statute and the time period will then run from the date of last payment or last charge by the debtor, whichever occurs later.
College Ave will accept applications for cosigner release after the borrower is halfway through the repayment term, has made 24 consecutive on - time payments, and can provide proof that they've been working for the last 24 months.
It appears you've had perfect payment history for 18 - months in a row — that's 18 payments you've made over the last nine months, by paying your balance two times each month.
When you make a payment, we count the number of days since we processed your last payment to determine how much interest has accrued since that time.
For the last 6 months I have made payments on the one auto loan we have on time and my husband got a cc with a 500 limit and make payments regularly and on time.
«One's creditworthiness is determined by paying on time, length of payment history, late payments, and the time since the last payment was made
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