One area of potential concern:
many leading credit card issuers are reporting strongest outstandings growth for their low FICO Score segments, which tend to have significantly higher credit risk profiles.
This continues a trend seen in recent months,
with leading credit card issuers launching different versions of the same card, with one version offering greater rewards and / or bonuses, as well as higher annual fees.
In a recent blog, EMI discussed some key takeaways
from leading credit card issuers» 3Q16 earnings, one of which was the relatively strong growth in credit card outstandings.
For Amex it was a matter of catching up to the rest of the pack, especially
the leading credit card issuers.
Capital One is one of
the leading credit card issuers in the United States.
To address this question, EMI analyzed 10K SEC filings for
leading credit card issuers.
The following is a list of several trends that EMI Strategic Marketing identified in
leading credit card issuers» 3Q15 financials:
An analysis of 10 - K SEC filings by EMI Strategic Marketing has found that
leading credit card issuers are looking to grow outstandings across a wider range of FICO Score segments.
This is the most common minimum payment formula among the nation's
leading credit card issuers.
In recent months,
some leading credit card issuers have shown a growing interest in creating or growing private - label credit card portfolios:
Discover Financial Services (NYSE: DFS) is
a leading credit card issuer and electronic payment services company with one of the most recognized brands in U.S. financial services.
MasterCard, one of
the leading credit card issuers globally, offers the kitchen sink when it comes to credit cards, ranging from rewards cards, student cards, to travel credit cards.
Capital One is one of
the leading credit card issuers in the United States.
Paying taxes is right up there with root canal work on the scale of fun things to do, but a few of the nation's
leading credit card issuers are trying to make it easier by offering double rewards (either through points or airline miles) for credit card cardholders who pay their 2005 federal income taxes with credit cards.
«With U.S. Bank's experience as
a leading credit card issuer and AeroMexico's status as the largest airline in Mexico, this partnership is an ideal match.
JCB is a major global payment brand and
leading credit card issuer and acquirer in Japan.
Chase is one of
the leading credit card issuers in the United States.