Not exact matches
Get a refinancing
rate at
least one percent
lower than your current home mortgage
interest rate.
Most experts believe that it takes at
least three years to
get the full advantage of the savings from a
lower interest rate.
To
get the
lowest mortgage
interest rates, you'll typically need a down payment of at
least 20 percent of the home's purchase price.
Interest rates are at a record
lows these days, but at
least you'll
get something coming into your bank account each month.
In order to spot the best deal (typically defined as the
lowest interest rate and closing costs), you need to
get offers from at
least two different lenders.
If you have a credit score of at
least 720, you'll likely qualify for some of the
lower interest rates you can
get on a personal loan.
If you ever are looking for a loan in the future, having at
least 4 - 5 major credit cards that are open and active will be key to
getting the
lowest interest rate.
You've
got a
low -
interest rate credit card, pay at
least your minimum due, and you've never left your credit card sitting in an unlocked car.
okay here's my two cents worth folks im up for renewal and have just nagotiated a
rate 5 yr variable1.75 persent or if i want a five yr fixed at 4.49 still quite a gap between fixed and variable here i believe i have a little lee way here apparently i was only interesed in variable and five yr fixed but i made it absulutly apparent to them that when lock in from a variable i
get the whosale discounted
rate at that time and written into the contract i kinda believe this the way the market is heading as we head out of ressesion and the bank of canada is going to make there move i believe coming up in june and just to make this firm i do not believe the boc will raise
rates in fast mode far from it will be slow process i don't care what the ecconmists are thinking we have to remember manufactering sector is reallt taking a hit on the high dollar and don't forget our niegbours to the south how dependent our canada is with them i believe it will be a slow process a lot of people heve put themselves in a debt load over these enormously
low interest rates but i may be wrong i think a variable is the way to go if you want to work on that princibal at
least should i say the say the short to medium term and betting that the bond markets stay put for the short to medium term - i have given enough
interest to the banks maybe i can pay a little less at
least fot the short to mediun term here i have not completly decided yet put i think im going variable although i wish my mtge was up a year ago that would have been just great congradulations to all that did.
I called recently to ask to have
interest lowered (from 27 %) and Chase Rep No. 1 told me that since the housing bubble burst beginning in 2008, chase has instated a policy of no
interest adjustment (well at
least no
rates go
lower); Rep no. 2 told me that I would be reconsidered, along with everyone else, in July and I'd
get a letter in the mail.
You won't
get an
interest rate anywhere near as
low as what your parents might offer, but at
least you won't have to share a table with your lender at Thanksgiving.
If your mortgage was taken out within the past five years, it may be worthwhile to refinance if you can
get financing that is at
least one to two points
lower than your current
interest rate.
Whether cuLearn is right for you will depend on your personal financial situation, but it might make sense to at
least apply to see if you qualify to borrow from a credit union since you could potentially save a significant amount of money in
interest if you can
get an offer with a
low interest rate.
Mary Kay Irving: Sellers actually have a little bit of an advantage in this market currently because we have such a
low inventory with the economic downturn, people had been holding off on selling and so right now because of the
low interest rates we have a lot of buyers but not enough inventory, not enough property for them, so it's a great time for sellers and my recommendations for them would also be to hire an agent but to make sure that they
get a pre-listing inspection done and so that they are not caught by any surprises of work that needs to be done and that the buyers will be asking them to do and also that they make sure, if they've
got, money is available to look into
getting a consultation from a stager, a professional stager, at the very
least they need to be making sure everything is de-cluttered and arranged properly, so sellers who do hire a professional stager actually sell their homes much more quickly and for a higher price, for higher final sale price, so it's in their best
interest to actually hire a stager.