I've had such a hard time finding stocks I like fundamentally and have charts to match that I've waited patiently, at
least in my taxable account.
Not exact matches
This feature is available for customers with at
least $ 100,000
in a
taxable account.
At the very
least you can steer savings
in IRAs and
taxable accounts into low - fee index funds and ETFs (some of which charge as little as 0.05 %).
If you're investing
in both tax - sheltered and fully
taxable accounts, you clearly want to hold the
least tax - efficient asset classes (such as bonds and REITs)
in your RRSP or TFSA.
This option is my
least favourite simply because it would raise my taxes and although the returns would probably be higher than paying down the mortgage, it just wouldn't make sense to put money
in a
taxable account when the TFSA is available.
Most people have at
least some of their savings
in taxable accounts, and index funds help them hang onto their money.
If you have at
least $ 25,000
in your self - directed RRSP and / or
taxable account, it might be worth your while to earn some free money by transferring your
accounts to RBC's inferior discount brokerage and keeping it until May 31, 2007.
The minimum investment requirement (the
least amount of money you'll need to assemble a Powerfund Portfolio)
in a regular
taxable account is currently $ 42,000 (as of 7/1/10).
So if you do it right you won't have to pay much
in the way of taxes on your investments even if they are
in taxable accounts until retirement when at the very
least you will have a lot more flexibility
in managing your money and very likely be
in a lower tax bracket.
It is only
in a
taxable account that you have the alternative of using a tax - exempt bond or bond fund (or at
least it only makes sense
in a
taxable account).
If you're investing both inside an RRSP and
in a
taxable account, it's imperative to allocate the
least tax efficient income generating assets to the sheltered
account.
In addition to creating your portfolio, such firms can automatically rebalance your holdings and, in the case of taxable accounts, do «tax loss harvesting,» a technique that, theoretically at least, may be able to boost your after - tax retur
In addition to creating your portfolio, such firms can automatically rebalance your holdings and,
in the case of taxable accounts, do «tax loss harvesting,» a technique that, theoretically at least, may be able to boost your after - tax retur
in the case of
taxable accounts, do «tax loss harvesting,» a technique that, theoretically at
least, may be able to boost your after - tax return.
One important caveat: Prior to age 59.5, it's important to make sure you at
least have enough
in taxable accounts or Roths to meet any unexpected expenses without having to pay taxes / penalties.
At
least if you'd otherwise be investing outside of your RRSP or TFSA
in a
taxable account.
If you can't avoid having multiple
taxable accounts, at
least take care to avoid holding the same ETF
in more than one.
If you have money sitting
in a
taxable account (probably earning 1 % or less before taxes) that you're sure you won't need for at
least a year, and you don't mind spending a little time filling out the forms to set up a TreasuryDirect
account and / or buy some paper I Bonds, then consider buying some I Bonds soon.
I was genuinely interested
in whether HXT could be an alternative to XIU for future savings (my XIU is
in a
taxable account and switching would trigger a
taxable event) and I found enough issues to at
least adopt a wait - and - watch attitude.
Of course, these investments can suffer big declines
in a
taxable account, too, but at
least you would be able to use any capital losses to offset other gains.