Sentences with phrase «legitimate authorized user accounts»

Not exact matches

Second, FICO frowns on the addition of authorized users to credit card accounts when there is no legitimate relationship between the two parties.

FICO hasn't provided any public detail on that aspect of their scoring logic but many believe they've figured out a way to sniff out scenarios where people have been adding an authorized user to credit card accounts where there's no legitimate relationship between the two consumers.

It had become apparent to FICO that the price for discouraging piggybacking abuse by a relative few would be the denial of honestly - earned credit history for millions of legitimate authorized users — most often the spouses of primary cardholders — who use and manage these accounts no differently than those in the primary role.

If your child has been added as an authorized user or joint account holder, he or she may have a legitimate credit history.

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