I funded lab fees for all my art students to take a session in a genetics lab, and I gave the rest of it to a student who
hit legitimate financial hardship (quietly.)
We offer our debt relief program to Americans with $ 7,500 or more in unsecured debt — including credit card debt, personal loan debt, and medical debt — who are experiencing
a legitimate financial hardship.
These are
legitimate financial hardships that can happen to anyone through no fault of their own, and any one of these situations can wreak havoc on a household budget.
On the other hand, if you have
a legitimate financial hardship and can't afford your credit card payments, in your case you have no other option but to stop paying these debts.
If you're facing
a legitimate financial hardship and can't make the minimum payments on your Bank of America (or FIA Card Services) credit card account then one potential solution is to negotiate a lump - sum settlement for less the balance owed.