Sentences with phrase «lend against assets»
While a lot of alternative lenders lend against assets like stamp collections, Beatles memorabilia, 18th century dictionaries and Fender classic guitars, a lot of people prefer to invest in cars in this tough economy.
http://www.personalfinanceopinions.com/ Not exact matches
«We are lending against collateral - your receivables - and while a bank may take assets as collateral they are really looking at historic cash flows and your ability to repay the loan.»
«We were prepared to lend more against the assets than their prior lender was prepared to do,» says Andrew Tananbaum, CEO and founder of Capital Business Credit.
As a result, homebased firms already have a strike against them: Banks find them difficult to lend to because of their lack of assets.»
If nobody will lend to you, securing loan against your business assets can be a great option.
From our perspective, the financial sector side, in what sense does climate change pose new or different risks to the financial system, all the way from the obvious, such as the concept of stranded assets, which you've got lending all against those things?
Banks lend mainly against real estate and other assets already in place, and stocks and bonds already issued.
Asset prices reflect whatever banks will lend against them, so easier credit terms (such as lower interest rates, lower down payments and more time to pay back loans) increase the asking prices of everything else.
Crucially, UK banks prefer lending against existing assets — In particular property or land — which they can repossess in case of default.
Because of their unsecured nature, personal loans differ from auto loans, which come with a lien against the vehicle, and mortgages, which are backed by the asset of the home, says Todd Nelson, business development officer with Lightstream, the San Diego - based online consumer lending division of SunTrust Bank.
In this case, it is lending against less than top - quality assets at what is a bargain rate.
The old rule of Walter Bagehot was for the central bank to unlimitedly lend against secure assets at a penalty rate in a crisis.
Many people find this type of lending to be an easy way to borrow money without having to secure a loan against an asset like a property or a vehicle.
The central banker also warned against taking comfort in statistics that show, on average, growth in Canadians» assets are vastly outpacing their debts, pointing to other countries whose banks made the «classic mistake» of lending based more on borrowers» assets than their liabilities.
Even in very big cases, where there aren't assets within the jurisdiction, or they're arranged in structures against which it may be difficult to secure a loan, it can still be possible to secure lending.
Though you take all the necessary measures to keep such defaults to the minimum through recovery mechanism, you need to insure your lent assets against non-payment by the borrower, on his / her death.
Most recently, Alex founded Celsius Network, a community - based Proof - of - Stake blockchain protocol designed to allow its members to borrow dollars against their crypto assets and to earn interest when they deposit (and lend) their crypto out.
SALT is playing a pioneering role in providing investors with a secure opportunity to lend against a high - growth asset class through a fully - collateralized debt vehicle.
● Token holders (including strategic investors and miners) seeking to post their assets as collateral in order to free up capital or earn income; ● Speculators and market - makers aiming to benefit from price volatility and to capture arbitrage opportunities; ● Early post-crowdsale entities with idle crypto assets, that could be lent against collateral, providing income generation; ● Tokenomy - powered / Tokenomy - anchored businesses demanding liquidity and liquidity management tools to deploy liquidity surpluses, or to cover liquidity gaps; ● Crypto investment funds seeking interest income through the lending of their portfolio assets (while retaining exposure); ● Crypto exchanges looking to provide more trading options to their clients.
SALT also provides investors with an innovative and secure opportunity to lend against a high - growth asset class through a fully - collateralized debt vehicle.
It's also possible that lending against crypto assets becomes more like margin lending and securities - backed lending in the equities markets, where it is an add - on feature offered by the largest broker dealers.»
You can go find a hard money lender, which is basically just a lender who is lending money against a hard asset, which in this case would be real estate.
If this is the case, your financial institution may be willing to lend you the extra cash needed for your down payment, while securing it against your assets.