Sentences with phrase «lend consumers money»

Not exact matches

By making lending cheaper, consumers, corporations and governments would be able to borrow money inexpensively and put those dollars back into the economy, whether by buying goods or investing in businesses.

Most of the money created by quantitative easing in the United States is still sitting in the reserves of banks reluctant to lend to consumers, who are themselves reluctant to borrow.

This week, news emerged that Goldman Sachs (GS) plans to launch a new business to lend money directly to consumers and small businesses.

You might have read about peer - to - peer lending in recent tech news — it allows individuals and consumers to circumvent the banking industry by borrowing money from private investors.

Banks will qualify for the money only if they lend it on to consumers and businesses.

The new approach, being paid to lend, will apply to a special program that allows banks to borrow money for four years, provided they lend the money on to consumers and businesses.

Banks and other institutions could lend more money every time the Fed reduced rates, and this led consumers to feel more confident in borrowing more, but it stressed their actual financial system beyond repair in many cases, and it caused stress for those that didn't borrow because they felt priced out of the housing market.

Peer - to - peer lending enables consumers to lend their own money to others.

SAN FRANCISCO, Varo Money, Inc. («Varo»), a mobile - only banking start - up that will help consumers gain greater control of their financial lives, today announced the launch of consumer lending via...

In theory, the printing of that money would cause consumer price inflation to take off, but it hasn't, largely because banks haven't aggressively lent out the money.

«If the U.S. housing market continues to fall apart, as I predict it will, the stock prices of major American banks that lend money to consumers to buy homes will come under pressure — these are the bank stocks I wouldn't own.»

These groups connect consumers (who need an unsecured loan) with investors who have the money available to lend.

With the rise of peer - to - peer lending, money is pouring into the unsecured consumer finance space, and new technologies and strategies are being developed to facilitate this dealflow.

If you're looking for a business story to intrigue your readers, try one on predatory lending, something that involves the ever - popular topics of money, politics and consumer debt.

Is she saying that consumers lost $ 26 billion because they financed at the dealership selling point rather than borrowed money directly from their local bank or credit union — many of which have wholesale lending arrangements with dealers?

A short history on your consumer report might parallel your imaginary acquaintance who is asking you to lend him money.

World Savings receives money from consumers in the form of deposits and lends money as home or other loans.

For over 2,000,000 consumers, that help has come from Money Mutual, an online lending marketplace connecting borrowers with lenders from around the country.

(Think of it as a stick to incentivize the banks to stoke economic activity by lending that money to businesses and consumers instead.)

This refers to non-traditional financial organizations that lend money to consumers.

Purchase any debt or obligation of a consumer; (b) Lend money.

Other consumers lend you the money, as an investment, in $ 25 increments.

Interest rates, the availability of money to lend, national economies around the world and local economies all contribute to consumers» ability to purchase homes.

Lenders don't want to lend to consumers who have managed money poorly in the past, for fear of not being paid back in the future.

Credit card companies in some countries have been accused by consumer organisations of lending at usurious interest rates and making money out of frivolous «extra charges».

While we strive to be transparent with our customers, predatory lending practices are common for all types of loans, and consumers should always be alert and aware of the signs when borrowing money.

By making lending cheaper, consumers, corporations and governments would be able to borrow money inexpensively and put those dollars back into the economy, whether by buying goods or investing in businesses.

Alternatively, the creditors / lenders / financial institutions check the credit reports of the consumers before deciding to lend money.

I mean doesn't this guarantee simply cause the big banks to lend more money on high ratio mortgages to heavily indebted consumers?

Doesn't this guarantee simply cause the big banks to lend more money on high ratio mortgages to heavily indebted consumers?

Peer to peer lending sites such as Prosper and Lending Club facilitate the lending of money by everyday investors to other consumers.

The money is lent to card users without any collateral against it and it is up to consumers to pay back the account balance later and if not, the card issuer loses (well, they will go after you but there is no guarantee they get their money back).

The more money banks are required to hold back, the less they have to lend to consumers.

Lenders that are currently in the business of lending money to consumers with credit issues depend largely on the relationships that they develop with auto dealerships.

Brokers don't lend money directly to consumers.

If you pass muster, along with congratulations on your record of stellar consumer citizenry, you'll get in the mail an offer to lend you money.

The facts cover things like the definition of FHA, who lends money on FHA loans and a wide range of other topics designed to help consumers and real estate agents alike.

Commercial banks are for - profit businesses that take deposits and make loans, paying interest on the deposits and lending money at higher rates to consumers and businesses.

This company seeks to not only lend money where it's needed, but also provide insight and experience to its consumer base.

Banks are not willing to lend money for homes or cars or even small personal loans to consumers who have damaged credit ratings.

Record level of consumer debt is a proof that record number or lenders are willing to lend money to all those borrowers.

Lenders, Banks and credit card companies, use credit score to evaluate the potential risk posed by lending money to consumers.

Keeping the federal funds rate low means financial institutions can borrow money for a minimal cost, and that savings is passed on to consumers in the form of low interest rates on lending products via the Prime rate.

Consumers even get a possibility to lend money against bitcoins.

When the aforementioned funds rate is held low, banks have more money they can readily lend and consumers can borrow at lower interest costs.

So they lend money to the consumer and move to the «receiving» side of interest, but they also borrow from Wall Street (by selling the mortgage - backed securities) in order to avoid being on the «paying» side of inflation.

One thing which isn't always understood by consumers is the fact that lenders do not base their decision whether or not to lend you money based solely on your credit score.

Consumers who hope to borrow money may know that the lending industry uses credit histories and credit scores to help determine whether they get approved for a credit card, loan or mortgage.

Before lending money, banks and other creditors look to a consumer's credit history — basically a record of whether or not you've paid your bills — to make sure the borrower is likely to repay them.

Consumers are always looking for quicker and more convenient ways of borrowing money, so peer - to - peer lending appeals to many borrowers who may not want to deal with the paperwork and processing time required when dealing with conventional financial institutions.