Sentences with phrase «lend long for»

Systemic risk stems from a call on liquidity at financial firms that borrow short and lend long for their own accounts.

Not exact matches

Developmental lending as practiced by IBC involves providing financial services (primarily loans) to aboriginal people who, for a variety of cultural and / or financial reasons, are alienated by mainstream lending institutions; approving loan applications on the basis of typical financial considerations while taking into account the potential for positive social or community outcomes; and evaluating social outcomes resulting from the loan portfolio over the long term.

Credit unions, long an alternative to banks for individual customers, are keenly interested in small business lending.

In addition, mortgage lending, which is tied to long - term Treasury rates, is less important for the big banks than it used to be.

«Through this increased investment and connections with community lending organizations, we are making meaningful strides toward increasing access to capital for small businesses, as well as helping more business owners get the coaching and educational resources they need to succeed financially long - term.»

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

«Platforms in other markets have proven that lending to small businesses with affordable, long - term capital not only benefits the small businesses but is also a highly attractive investment for investors.»

There are three main ways ETFs are being used right now; the first being for liquidity, the second for shorting and hedging, and the third for long positions and to lend out the securities.

First, it is now much harder for borrowers to justify investment in non-productive projects because they can no longer count on the huge gap between nominal GDP growth and the lending rate to bail them out of bad investments.

When prices for real estate or other collateral plunge, it no longer can be pledged for more loans to keep the circular flow of lending and debt repayment in motion.

Many public reviews praise iHelp and its parent company, SLFC, for its long - term standing in the lending industry and general transparency although iHelp does not offer the option of interest rate reduction with automatic payments, borrowers praise iHelp's repayment options.

It remains to be seen if oil prices will remain low for a long period of time, but the Federal Reserve's actions, which have kept lending rates near record lows since 2009, have allowed airlines like Alaska access to capital at a reasonably cheap cost.

«With the Fed, for now, no longer in the bond buying business, but rather net selling its debt holdings, who will lend needed capital to the US Treasury, especially if the deficit is growing?

It is the «workhorse» of the lending industry, and it has been for a long time.

When asked about Singh's long term vision, he notes, «We want to become the largest online marketplace for loans in near future and one of the few players handling the landscape of Indian lending space.»

The short - term rate option and the possibility long - term rates will follow has people worried the market may be recovering too fast for the taste of Ottawa, leaving Finance Minister Jim Flaherty with no choice but to tighten lending rules again.

For example, PNC no longer lends to coal producers with anything more than a minimal exposure to mountaintop removal mining.

A long - term transaction normally is done at a low interest rate; therefore, the only way for the lending institution to make a profit is make ensure the customer pays over a long period of time.

In other words, you would be paid more for lending out money long because you were tying your money up.

While it's impossible to prove without access to the inside books at DB and at the ECB, I believe the primary driver behind the LIBOR - OIS rate spread reflects a growing reluctance by banks to lend to other banks for a duration longer than overnight.

Which lending option is right for you depends on a number of factors, such as how much equity you have, how long you plan to stay in your home and if you want to receive money back.

While it would be difficult to take a lack of fresh credit strains as evidence of restored health in the banking and lending system, we can't rule out the possibility that the Rube Goldberg machine created by the Fed and the Treasury will be enough to take us through a period of years (or if we follow Japan's example, decades) where we will gradually bury the losses of the banking system, trading a short - lived period of adjustment instead for a long - term period of stagnant credit.

The ECB also introduced plans for a series of Targeted Longer - Term Refinancing Operations (TLTROs) at very low fixed rates as a new measure to help boost bank lending to the non-financial private sector over the next two years, and said it would intensify preparations for the outright purchase of certain asset - backed securities (ABS).

With a normal yield curve, bond buyers essentially demand a higher rate of interest in order to lend money for 30 years than they will to loan money for 30 days since they will be locking up their money for a longer period of time.

Maybe slowing down for lent will help me appreciate people for who they are, and help me be a better person in the long run.

For the sake of their own domestic employment, both countries lend huge amounts to the American treasury, but there is no guarantee of how long they will want to, or be able to do so.

This blog has been carried by Peter Lawler for the last year or so, and the time has long since passed for yours truly to lend a hand.

The parables disclose with what pleasure and tolerance he surveyed the broad scene of human activity: the merchant seeking pearls; the farmer sowing his fields; the real - estate man trying to buy a piece of land in which he had secret reason to believe a treasure lay buried; the dishonest secretary, who had been given notice, making friends against the evil day among his employer's debtors by reducing their obligations; the five young women sleeping with lamps burning while the bridegroom tarried and unable to attend the marriage because their sisters who had had foresight enough to bring additional oil refused to lend them any; the rich man whose guests for dinner all made excuses; the man comfortably in bed with his children who gets up at midnight to help his importunate neighbor only because he despairs of getting rid of him otherwise; the king who is out to capture a city; the man who built his house upon the sand and lost it in the first storm of wind and rain; the queer employer who pays all of his men the same wage whether they have worked the whole day or a single hour; the great lord who going to a distant land entrusts his property to his three servants and judges them by the success of their investments when he returns; the shepherd whose sheep falls into a ditch; the woman with ten pieces of silver who, losing one, lights the candle and sweeps diligently till she finds it, and makes the finding of it the occasion of a celebration in which all of her neighbors are invited to share — and how long such a list might be!

I left my church after eleven years because it no longer felt right to endorse a church infrastructure designed to lend support to the staff's need for praise and affirmation more than it lent support to the community.

The molasses keeps the inside of the cookies soft for days (if they last that long, of course), without lending a distinct flavor.

Traditionally, the eggplants are roasted on mud earthen oven for long hours which lends it a smoky flavor.

if you're using a food processor, you can afford to soak for a shorter amount of time but if you have a regular blender or magic bullet soaking longer will lend itself to a smoother texture.

Temporary bans on live cattle and sheep export have undermined confidence in the industry, driving property prices down and diminishing banks» willingness to lend for long - term improvement.

Was it so long ago that the Class of ’92 were so proud of their Honda Preludes (that were lent to them, not given, as a reward for making the first team)?

Paying for a membership supports our group and our mission financially and allows you to check out up to two carriers per month from our lending library for the duration of your monthly or year - long membership.

It may also be that your baby is overtired and that state, for all ages, lends itself to taking a longer length of time to settle in and to stay asleep.

The commissioner for standards confirmed this as my motivation based on evidence that I have worked on cross party campaigns to protect consumers, that I have long argued for tighter regulation of the payday lending industry.

Senor has kept his finger in NY politics even though he decided against running for office, lending his name back in June, along with state Conservative Party Chairman Mike Long and 2006 GOP gubernatorial nominee John Faso, to a joint fundraiser for six New York GOP congressional hopefuls.

New York State Senator Adriano Espaillat, who has been lending funding support to the League for 16 years, and is a long - time baseball fan, was front and center for the start of the new season.

He said the long - term fund would be provided to microfinance Banks for on - lending to MSMEs, adding that this would enable the sector create jobs and contribute significantly to economic growth.

«We are going to proceed with the separation of the banks, the casinos and the retail business lending parts of banks — something I and the Liberal Democrats have pushed at for a long time,» Mr Cable said.

In other words, it borrows money from depositors over the short term, promising to repay it on demand, while it lends most of that money out over the long term to borrowers, for instance in the form of 30 - year mortgages.

The Funding for Lending scheme will no longer support household borrowing from the start of next year and will be refocused on small business lending, the Bank of England said today.

The respected Sat Guru Maraj - j has lent his divine force to those who have for long campaigned for the use of Africa's cherished science to reduce and eradicate corruption on our land.

The alleged relationships also lent credence to the notion that the former speaker had long engaged in questionable behavior, using his influence to dole out preferential treatment in return for favors.

For example, banks have stopped lending, so people who may want to buy in this town can no longer get a mortgage.»

In many countries, palm oil is highly coveted for its nutrient stability, long shelf life, high smoke point, unique flavor and the luscious quality it lends to grilled foods and baked goods.

Remember that your adaptogen is your long - term base for the treatment strategy, so choosing one that works on several levels will lend itself to your healing practice.

It provides a protective barrier under the polish that keeps the nail bed healthy and prevents staining, and it also gives something for the nail polish to adhere to, which lends to a longer wearing manicure.

An open back silhouette and fringe edges lend casual vibes for a must - have pair you'll love all summer long.