Sentences with phrase «lend long term»

And mortgage companies may be reluctant to lend long term on the tax debt portion of a mortgage, even though H.R. 2001 says tax payments can be spread over 30 years, NAR analysts note.

Hoskins also argues that low short - term rates fed excesses at investment banks, which relied heavily on overnight financing while lending long term.

Not exact matches

Developmental lending as practiced by IBC involves providing financial services (primarily loans) to aboriginal people who, for a variety of cultural and / or financial reasons, are alienated by mainstream lending institutions; approving loan applications on the basis of typical financial considerations while taking into account the potential for positive social or community outcomes; and evaluating social outcomes resulting from the loan portfolio over the long term.

The spread between short - term and long - term Treasuries has narrowed, which could hurt lending profits.

Longer - term online lending: These providers issue longer - term loans with favorable pricing and are most similar to Longer - term online lending: These providers issue longer - term loans with favorable pricing and are most similar to longer - term loans with favorable pricing and are most similar to banks.

In addition, mortgage lending, which is tied to long - term Treasury rates, is less important for the big banks than it used to be.

Rock - bottom rates are nothing new, but lending terms are longer than ever.

Bankers with greater depth and longer - term relationships,» said Goldberg, who added that more robust senior talent and improved lending relationships with clients «really has come to benefit the firm over the last couple years, and it was quite evident in the first quarter.»

The Consumer Financial Protection Bureau is proposing new rules to curtail payday lending practices the agency says can lead borrowers into long - term «debt traps.»

Lendio CEO and co-founder Brock Blake says 300 U.S. lending institutions and nearly 1,300 individual lenders participate in the automated web platform, from banks and credit unions offering traditional, long - term loans to fast - cash alternative financiers such as peer - to - peer lenders and merchant cash - advance providers.

«Through this increased investment and connections with community lending organizations, we are making meaningful strides toward increasing access to capital for small businesses, as well as helping more business owners get the coaching and educational resources they need to succeed financially long - term.»

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

«Platforms in other markets have proven that lending to small businesses with affordable, long - term capital not only benefits the small businesses but is also a highly attractive investment for investors.»

Put it all together, and Bladex's recent weakness belies both its long - term prospects and how its approach to high - quality lending should make it a stronger business to own.

Long - term investors will also find the pot sweetened by a low expense ratio and a securities lending program that claws back some of those expenses.

The center of small business lending, their passion is fueling the American Dream by uniting the small business loan industry and bringing all options together in one place — from short - term specialty financing to long - term low - interest traditional loans.

So ironically, the attempt to expand lending and support the markets with easy monetary policy and cheerful economic forecasts is the last thing that will produce long - term economic stability.

Manage their wealth over the long term, through services from lending and wealth management to complex wealth structuring

According to a 10 - Q filed by Bank of America earlier this year, a 100 - basis - point increase in both long - term and short - term lending rates would boost its interest income by $ 6 billion, which is essentially double (if not more) what its closest peers, Wells Fargo and JPMorgan Chase, would see in interest income increases.

Many public reviews praise iHelp and its parent company, SLFC, for its long - term standing in the lending industry and general transparency although iHelp does not offer the option of interest rate reduction with automatic payments, borrowers praise iHelp's repayment options.

Our technology creates a differentiated long - term competitive advantage to traditional service providers by addressing key issues within the mortgage lending and insurance industries.

The result is an efficient approach to lending that is integrated into your long - term investment strategy.

Real interest rates implied by the yields on indexed bonds, as well as the real lending rates derived using various measures of inflation expectations, are also slightly below their long - term averages.

When asked about Singh's long term vision, he notes, «We want to become the largest online marketplace for loans in near future and one of the few players handling the landscape of Indian lending space.»

The short - term rate option and the possibility long - term rates will follow has people worried the market may be recovering too fast for the taste of Ottawa, leaving Finance Minister Jim Flaherty with no choice but to tighten lending rules again.

A long - term transaction normally is done at a low interest rate; therefore, the only way for the lending institution to make a profit is make ensure the customer pays over a long period of time.

Perhaps most importantly, the European Central Bank's (ECB) corporate bond - buying program and second long - term refinancing operation have only recently begun, and they could unlock the lending channels to meet growing credit demand.

Examples of weaker lending include larger amounts and longer loan terms, Moody's said.

Undoubtedly, all of this will produce future strains in the form of inflation risk, longer - term commodity price pressures, fiscal instability, stagnant lending activity, continued failure of smaller institutions, further loan writedowns, and other events.

Lower APRs and longer terms when compared to a typical payday lending product.

While it would be difficult to take a lack of fresh credit strains as evidence of restored health in the banking and lending system, we can't rule out the possibility that the Rube Goldberg machine created by the Fed and the Treasury will be enough to take us through a period of years (or if we follow Japan's example, decades) where we will gradually bury the losses of the banking system, trading a short - lived period of adjustment instead for a long - term period of stagnant credit.

Our argument is that banks without an unsecured lending capability risk losing long - term customer relevance.

Peer - to - peer lending has a limited history, therefore it's difficult to evaluate its long - term viability

The ECB also introduced plans for a series of Targeted Longer - Term Refinancing Operations (TLTROs) at very low fixed rates as a new measure to help boost bank lending to the non-financial private sector over the next two years, and said it would intensify preparations for the outright purchase of certain asset - backed securities (ABS).

How classical economists hoped to modernize banks as agents of industrial capitalism Britain was the home of the Industrial Revolution, but there was little long - term lending to finance investment in factories or other means of production.

«Long - term relationships lend to our ongoing success,» LiDestri says.

This week will see hundreds of campaigners, including politicians and celebrities, lending their support to help fight climate change and promote long term sustainable living.

Temporary bans on live cattle and sheep export have undermined confidence in the industry, driving property prices down and diminishing banks» willingness to lend for long - term improvement.

Added to that should be the $ 1 trillion directly lent by the European Central Bank to financial institutions across Europe in its latest Long Term Refinancing Operation (LTRO).

He said the long - term fund would be provided to microfinance Banks for on - lending to MSMEs, adding that this would enable the sector create jobs and contribute significantly to economic growth.

In other words, it borrows money from depositors over the short term, promising to repay it on demand, while it lends most of that money out over the long term to borrowers, for instance in the form of 30 - year mortgages.

Q. (from Edward): Would Ed Miliband lend support to an All - Party Parliamentary Group on Long Term Conditions?

i lent my copy of the book to a friend and now i am trying to piece together how to do a phd - style ketogenic diet or «fast» both shorter and longer term.

Remember that your adaptogen is your long - term base for the treatment strategy, so choosing one that works on several levels will lend itself to your healing practice.

Well hello there baby I've come to terms with the fact that your skintone essentially lends itself to most hair colours and I am now no longer envious.

No matter if you're in need of a friend, date, or long - term partner, and no matter if you live in India or anywhere else in the world, MeetIndiansOnline can lend a helping hand.

But that moment was enough to... it gave me an idea that such a thing could be served up with some spark of mischievousness and humor that might, in a larger picture, lend itself to what it means to be in a long - term relationship, you know.

European funding The European Investment Bank (EIB), the lending institution of the European Union owned by its Member States, is supporting England's plans to improve its school estate by giving long - term loans to schools whose buildings are in a bad state.

«But it doesn't lend itself to the type of learning that goes into long - term memory.

The loans from Europe's long - term lending institution will be for around 25 years and represent around 40 % of the overall project cost.