Sentences with phrase «lend money based»

One thing which isn't always understood by consumers is the fact that lenders do not base their decision whether or not to lend you money based solely on your credit score.

This alternative loan allows banks, credit unions, or other financial institutions to lend money based on the borrower's home value.

Banks and financial institutions lend them money based on certain criteria.

We will decide if we can lend you money based on your ability to make payments now.

First and foremost, you need to discuss, with whoever you are borrowing from, your financial situation so they can make a decision whether or not to lend you money based on whether they are comfortable that you can repay your debt.

There are also such things as secured credit cards, which are credit cards that lend you money based on a deposit amount you set up with the credit card issuer.

These service providers agree to lend you some money based on the worth of the purchase orders you sell them.

Loans come from individuals or investors who lend money based mostly on the property you are using as collateral.

Carbucks lends money based on the value of your vehicle and your ability to repay.

Not exact matches

• Dianrong, a China - based online platform where members can borrow and lend money among themselves at better interest rates, raised $ 70 million in Series D funding.

This shift followed the Bank's introduction of a 50 - basis - point «operating band» for the overnight rate, which is the rate at which major participants in the money market borrow and lend one - day (or overnight) funds among themselves.

But the Toronto - based firm has opened the door to U.S. - style peer - to - peer lending that allows anyone with $ 50 to pool the money into larger loans for small businesses and reap the returns.

During the interim, the Federal Reserve indicates that it expects to limit the extent to which banks lend out the base money created in Step 1, through a policy of paying interest on bank reserve balances.

This informative article from CNN Money explains how asset - based lending can provide much needed financial help to struggling companies.

More precisely, they do so in order to lend or invest most of the base money that comes their way, while keeping some on hand for the sake of either meeting their customers» requests for currency, or for settling accounts with other banks, as they must do at the end of each business day, if not more frequently.

When banks and other private - market intermediaries acquire base money, they do so, not for the sake of holding on to it, as they might were they mere warehouses, but in order to lend or otherwise invest it.

I think that a lot of personal lenders may prefer to lend money to those whom they knew would pay them back on a consistent basis.

As Robert Higgs points out in a recent blog post, for increases in the monetary base to become increases in the supply of money, the banks have to cooperate by lending out their excess reserves.

Factors such as the Fed choosing to pay interest on bank reserve deposits, the large cash holdings of big firms, and the persistent regime uncertainty that makes lending / investing seem particularly risky these days can together explain the reluctance of the banks to turn the monetary base into money via the multiplier process.

Without IOER and Dodd - Frank type regulations, banks would be lending more, and base money would have a stronger impact on overall money growth and the price level.

Our present economy is based on lending money at interest and that is in direct contradiction with the biblical revelation.

You can lend your expertise to other companies as a consultant, work from home on a per - project basis or turn your skills into a telecommuting job so you can stay home with the kids while earning money.

Here's how it works: the publisher appoints Amazon the only store where someone can buy their book and Amazon will share a pool of money based on how many times a person borrows that book from their new «lending library».

Based on your income and current financial situation, the credit union can lend money for most any purpose.

Based in San Diego, Source Capital has expanded its lending reach to the state of Arizona, offering Scottsdale hard money loans to entrepreneurs hoping to make their mark in the real estate industry.

Lending Club rates borrowers based on financial stability and you can choose who you want to lend money to.

We don't lend hard money based on credit, outstanding loan payments, or any other marks on in financial past.

When we were young, we had the luxury of turning to our parents for money, but unfortunately, lenders don't know and love us like our families do, so they can only judge whether to lend to us based on the information contained in our credit reports.

But those are broad - based in nature, in part because the VA isn't actually lending you money.

We lend money that's based on the equity in your vehicle.

Many loans for college education are federally based, and if your credit is ruined on a federal level because you don't pay back your college debts you will really have a very difficult time trying to find anyone who lend you money on any type of large purchase.

This helps companies carry out ID checks to make sure you are who you say you are, and it also helps them decide how risky it is to lend you money, based on whether you've paid back debts on time in the past.

Based on these factors, the three major credit bureaus or rating agencies (Equifax, Experian and TransUnion) will assign us a score that represents the presumed risk a creditor is taking on when they decide to lend us money.

CDs are investments in which you act as a creditor, lending your money to a financial institution in return for interest payments based on a fixed rate of interest.

Creditors make lending decisions based on the information they find on your credit file, and each will have their own criteria to decide whether to lend money to you, how much, and at what rate of interest.

If we want to stem this crisis, what do you say we start to focus on controlling lending for school based on the ability to repay instead of lending with near abandon and then calling the borrower a sucker for taking the money.

Loans based on equity are then secured loans that use the available equity on the property to guarantee repayment of an amount of money lent to the proprietor.

Established forms of low - mod lending fit in with the bank's goal of «one base hit at a time» growth because borrowers in these categories tend to be people who don't have a lot of money to immediately spend on financial services at the outset, but their net worth has the potential to increase slowly over time.

The overnight rate is the base rate at which banks lend money to one another on a regular basis in Canada; in other terms, it is the Canadian policy interest rate.

It used to be that hard money lenders would lend solely based upon the deal or property at hand.

-- Real estate broker at Watters International Realty, LLC — His team is # 1 Agent in Austin — Austin Business Journal Inc 500 — Experience includes title insurance, acquisition, hard money lending, and mortgage banking — Graduate of Texas State University — Based in Austin, Texas — Say hi to him at www.christopherwatters.com — Best Ever Book: Awaken the Giant Within by Tony Robbins

• The age of the borrower, or of the age of the younger spouse; the older the homeowner, the more money the homeowner is eligible to receive • The appraised value of the property, minus the cost of any health or safety repairs required to bring the home up to code • The lending limits (where applicable); lending limits vary on a county by county basis • Interest rates, which are determined by the U.S. Treasury or LIBOR Index • The payment plan selected by the borrower

Not only do most lenders only offer the same underlying loan products as everyone else (Fannie Mae, Freddie Mac, FHA Loans, VA Loans, USDA Loans), but they all have the same underlying closing costs, get the money to lend you from the same source, and interest rates are based on the same bond market everyday.

While credit does play a role, private money is lent to you based primarily on the viability of your project.

This company seeks to not only lend money where it's needed, but also provide insight and experience to its consumer base.

This shift followed the Bank's introduction of a 50 - basis - point «operating band» for the overnight rate, which is the rate at which major participants in the money market borrow and lend one - day (or overnight) funds among themselves.

only lends money for the property development in stages, based on independent evidence of the progress made, and

Club Money sets itself apart from the competition with fair lending practices and flexible repayment terms based on the borrower's needs.

For example, there are web based ways to invest in fractional interests in everything from oil wells, to coffee farms, to hard money lending, real estate and robo advisors.

An estimate of how risky it would be to lend a person or an organisation money based on their credit history / record.