Sentences with phrase «lend out as»

And, no, this «go big or go home» attitude to rates has not been extended to guaranteed investment certificates, which are one source the banks use for the money they lend out as mortgages.

I understand that ebooks are a tougher nut to crack because you can lend out as many copies of the same book as you please, that's why a legitimate way to lend needs to be created across platforms.

If an individual or company deposits money in a bank or savings and loan association, a large portion of the deposit will be lent out as mortgage credit.

Ask how the manager is earning money, how much of your money is going to pay fees to the manager and how much is going to be lent out as mortgages.

Not exact matches

While Square started out by offering merchants cash advances through its Square Capital subsidiary starting in 2014, the company announced in March it planned to discontinue those, and was entering the online lending world, offering its customers loans which they pay back as a percentage of sales.

When banks start to lend that money out as the U.S. economy improves, all of that new money could lift prices substantially.

The bank had few bad loans, as it managed to maintain comparatively strong lending standards that kept it out of the worst of the crisis and allowed it to acquire the troubled Wachovia.

Without knowing the full facts, it looks as though Santander might have been lent on by the European Central Bank (ECB) to carry out the rescue mission, suggested Martin Gilbert, chief executive officer (CEO) of Aberdeen Asset Management, talking on CNBC's Squawk Box on Wednesday.

Bank of America, whose CEO infamously referred to its SBA portfolio as a «damn disaster,» lent $ 136.1 million in 2008; in the first quarter of 2009, the company only doled out $ 3.3 million.

As much as two - thirds of online lending portfolios that have been sold to the market in recent months contain consolidation loans, Pratt says, which essentially are loans desperate borrowers take out to get out of other loan obligationAs much as two - thirds of online lending portfolios that have been sold to the market in recent months contain consolidation loans, Pratt says, which essentially are loans desperate borrowers take out to get out of other loan obligationas two - thirds of online lending portfolios that have been sold to the market in recent months contain consolidation loans, Pratt says, which essentially are loans desperate borrowers take out to get out of other loan obligations.

As a snowstorm turned Georgia and Alabama into a scene out of a zombie movie, businesses lent a helping hand.

The CMHC boss had just given testimony at the House of Commons Finance Committee that effectively called out critics of tighter mortgage - lending rules as self - interested.

Otherwise, as borrower and investor demand pushes transaction volumes to established foreign P2P lenders and lending alternatives, the domestic Canadian industry is left trying to figure out how to build - grow a successful business without a competitive and clear regulatory framework.

As tight lending standards continue to lock many would - be buyers out of the market, one company plans to crack open the door to homeownership by providing crowdfunded down payment assistance from investors in exchange for a slice of a buyer's home equity.

In the process, lending standards have been progressively eroded so that lenders are now engaging in practices that would have been regarded as out of the question five or ten years ago.

Banks have an incentive to deposit as little as possible at this rate, and instead prefer to earn the higher cash rate by lending out their balances.

Obviously, the only thing banks are going to do is to try to work their way out of debt is by lending abroad — by speculating in the carry trade, just as Japan's banks did.

They advocate giving more money to the banks, hoping that somehow everything will be okay, as if the banks would lend out the money to fund new...

Each move the company makes lends itself to a higher - order goal, and, as you zoom out, the picture becomes clearer.»

As for the surplus credit that Wall Street lent out, it is created out of thin air.

What are banks for? Typically, banks are described as intermediaries that take deposits and lend them out, earning what is called net interest margin on the gap between what is paid on the savings and what is earned on loans. From where I stand, this description is wrong on three counts.

We continue to be out of financials, in the belief that delinquencies and foreclosures are only presently entering the heavy season, that losses have not been taken, and that lending and liquidity will enter a second phase of crisis as capital ratios are compressed.

The $ 3 million to $ 5 million slice of the market is being hardest hit as buyers without deposits of between 25 to 35 per cent are being squeezed out of the market by the tougher lending conditions, agents claim.

Currently, payday lending is illegal in fourteen states, but in many of them national payday chains circumvent the law by forming partnerships with out - of - state banks, a practice known as «rent - a-bank.»

They singled out the three - digit credit score - which banks use to determine whether a borrower is likely to repay a loan - as especially important in lending decisions.

We've heard about new government lending rules that were supposed to increase mortgage standards even more, «squeezing out» many well - qualified borrowers as one analyst put it.

Commercial financing programs such as mezzanine financing, asset - based lending, equipment financing, and much more can help make buying and furnishing a franchise much easier than paying out of pocket or going into debt by taking out bank loans.

Our unique ability to launch our clients quickly and iterate rapidly is seen as a key success factor for the lending platforms launching out in new markets.

As James Hamilton has observed, «it seems not coincidental that, when you look at the total of all the assets the Fed is holding, the expansion of MBS purchases exactly offsets the declines from phasing out the short - term lending facilities.

Owning and living in a rental building is allowed by mortgage lenders and, according to mortgage lending guidelines, when you live in a building you rent out, the entire property can be classified as your primary residence, which gives access to lower mortgage rates and potentially larger monthly profits.

Look out for things such as the number of loans in default, predatory lending complaints, and customer feedback.

Before seeking out a loan it is worth reading over the laws and regulations that govern payday lending in your state, as these can vary and some states do not permit payday loans at all.

Margin lending to buy shares may well decline as humbled investors deleverage, but there is the danger that fresh liquidity will go into different speculative bets — money might again flow into real estate ventures, for example — thus holding out the possibility of fresh problems sometime ahead.

Generally speaking, banks become more profitable in a rising interest rate environment as they lend out money to their customers.

Small businesses typically have one lending experience with their bank, and it almost always was when they were starting out as a young company, which is the toughest time to deal with a tier 1 lending institution.

Banks, as an example, collect deposits and lend them out, largely against real estate.

It operates out of locations in 20 states, with active licenses to lend in all 50 as well as Washington DC.

Whereas when you know that when banks — and this is where the Bank of England must deserve a big pat on the back from people like ourselves that they came out and publicly said, as a highly respected official organization, banks create money when they lend, and, therefore, as well as providing --

While it would be difficult to take a lack of fresh credit strains as evidence of restored health in the banking and lending system, we can't rule out the possibility that the Rube Goldberg machine created by the Fed and the Treasury will be enough to take us through a period of years (or if we follow Japan's example, decades) where we will gradually bury the losses of the banking system, trading a short - lived period of adjustment instead for a long - term period of stagnant credit.

Well just as expected, our stock portfolio (along with the investment portfolios of countless investors out there) is suffering through the rough patch brought about by the credit and subprime lending crisis.

As Robert Higgs points out in a recent blog post, for increases in the monetary base to become increases in the supply of money, the banks have to cooperate by lending out their excess reserves.

The nosedive in stocks has also discouraged consumer spending as have mounting layoffs (Chart 5), maxed out credit cards and tighter lending standards and weak consumer confidence.

With fewer claims being made on their reserves, some of their reserves that were previously «desired reserves» are now seen as «excess reserves,» and Banking Rule # 1 is in play: these now excess reserves can be lent out in the form of a larger supply of bank liabilities (most likely in the form of new deposits granted to borrowers).

Zmirak defines usury as any «lending at interest,» and points out that it was condemned for centuries by popes and councils (which he names).

As an example of the new, hard - nosed policy of the multinational lenders, the World Bank's case stands out: It had lent the Somoza regime $ 56 million during the final stages of the 1979 war yet forced the Sandinista government to repay a total of $ 29 million between 1980 and 1982.

The average person is surprised to learn that banks lend the same money out multiple times, which is why a run on a bank is inevitably a disaster, as no bank has on hand anything like the sum of what all its depositors have deposited.

If relationships have historically been traumatic for us, and church is about relationship, then how can we possibly participate??? I'd like to borrow your lighter and then keep lending it out to as many people as will have it!

Even as the king uses his servant's own description to render judgment against him, he points out that there was an alternative — small - scale money - lending — which would have satisfied his command.

«If you lend money to any of my people» (this is God's torah), you do so not as a creditor, exacting interest, but (such is the implication) out of compassion (see vs. 27) for a Covenant brother (compare Deut.

As the article points out, «Lavender lends a lovely, subtle flavor to the simple, sugar - free green tea.