Sentences with phrase «lend to other financial»

They also lend to other financial institutions.

The federal funds rate, the overnight rate at which banks lend to other financial institutions, is the bedrock of the credit market.

Not exact matches

To tweak interest rates, the Fed adjusted the federal funds rate, also known as the interbank lending rate, which is used by financial institutions to set the prime rate, or the base rate upon which other interest rates are seTo tweak interest rates, the Fed adjusted the federal funds rate, also known as the interbank lending rate, which is used by financial institutions to set the prime rate, or the base rate upon which other interest rates are seto set the prime rate, or the base rate upon which other interest rates are set.

And this rate does affect banks and other financial institutions decision making in terms of how much they are willing to lend money for.

Since its formation, the task force has made great strides in facilitating increased investigation and prosecution of financial crimes; enhancing coordination and cooperation among federal, state and local authorities; addressing discrimination in the lending and financial markets; and conducting outreach to the public, victims, financial institutions and other organizations.

These changes significantly restructured regulatory oversight and other aspects of the financial industry, created a new federal agency to supervise and enforce consumer lending laws and regulations and expanded state authority over consumer lending.

Ensure that Canada remains competitive by enabling this highly - innovative sector of the economy to catch up to other jurisdictions, ranging from the United States and Great Britain to New Zealand where P2P lending markets provide new, vibrant competition to established financial industry participants.

Factors that could cause or contribute to actual results differing from our forward - looking statements include risks relating to: failure of DBRS to rate the Notes at the anticipated ratings levels, which is a closing condition, or at all; changes in the financial markets, including changes in credit markets, interest rates, securitization markets generally and our proposed securitization in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any of which could impact what credit ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described in our Annual Report on Form 10 - K for the year ended December 31, 2017 and in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.

However, a budget deficit that takes the form of transfer payments to banks, as in the case of the post-September 2008 bank bailout, the Federal Reserve's $ 2 trillion in cash - for - trash financial swaps and the $ 700 billion QE2 credit creation by the Federal Reserve to lend to banks at 0.25 % interest in 2011, has a different effect from deficits that reflect social spending programs, Social Security and Medicare, public infrastructure investment or the purchase of other goods and services.

It is not used to support a lending program, or any other financial device.

Less appreciated, associates say, is how he would encourage banks and other financial companies to serve lower - and middle - income workers by more tightly regulating fees and by ensuring that banks are lending to needy communities and deserving borrowers.

The loan - to - value ratio (LTV ratio) is a lending risk assessment ratio that financial institutions and others lenders examine before approving a mortgage.

(The «Fed» controls the rate at which financial institutions lend money to one another overnight, and that rate — currently set at.25 to.5 percent — influences other short - term interest rates, including those for savings accounts.)

Banks and other institutions could lend more money every time the Fed reduced rates, and this led consumers to feel more confident in borrowing more, but it stressed their actual financial system beyond repair in many cases, and it caused stress for those that didn't borrow because they felt priced out of the housing market.

While the Federal Reserve has no control over it, the prime interest rate is usually pegged to the federal funds rate (or the rate at which banks and credit unions lend funds to other financial institutions through overnight transactions).

It was the unanimous opinion of this hearing panel that forcing a regional bank engaging in safe and sound banking and lending practices with $ 50 billion in assets to undergo stress tests and other regulatory rigors as a systemically important financial institution placed in the same league as a $ 2.5 trillion bank like JPMorgan, is nonsense.

Peer - to - peer lending (also known as person - to - person lending, peer - to - peer investing, and social lending; abbreviated frequently as P2P lending) is the practice of lendingmoney to unrelated individuals, or «peers», without going through a traditional financial intermediary such as a bank or other traditional financial institution.

Peer - to - peer lending (also known as person - to - person lending, peer - to - peer investing, and social lending; abbreviated frequently as P2P lending) is the practice of lending money to unrelated individuals, or «peers», without going through a traditional financial intermediary such as a bank or other traditional financial institution.

But given the complexity of the business processes involved, and corporate concerns about cybercrime and risk, the digital transformation of corporate treasury and cash management has not moved at the same pace as in the consumer banking space, where the advent of peer - to - peer lending and instant payments via mobile and other «smart» devices is rapidly transforming how consumers interact with financial services.

Excel Capital Management is an industry - leader in providing unsecured business loans, lines of credit and other financial products that are hard to obtain or unavailable through traditional lending channels.

CVNs empower users to pool capital for lending or investment, social assistance, financial education and other services..

When it comes to lending money, he says, banks and other financial institutions run like well - oiled machines, «but when it comes to calling those loans, they're not very experienced or, frankly, built for it.»

To use smart algorithms responsibly, companies — particularly financial services firms — must identify potential problems early and have a well - conceived plan for addressing and removing unintended bias before it leads to discrimination in their lending practices, as well as potential discriminatory biases that may reach beyond lending and affect other aspects of a company's operationTo use smart algorithms responsibly, companies — particularly financial services firms — must identify potential problems early and have a well - conceived plan for addressing and removing unintended bias before it leads to discrimination in their lending practices, as well as potential discriminatory biases that may reach beyond lending and affect other aspects of a company's operationto discrimination in their lending practices, as well as potential discriminatory biases that may reach beyond lending and affect other aspects of a company's operations.

The movement of benchmark interest rates, coupled with significantly lower lending volumes and surging prices for collateral, could make Q3 ’17 a very interesting — and treacherous — earnings period for financials with exposure to MSRs and other aspects of residential housing finance.

The established classification from Wikipedia is «the practice of lending money to unrelated individuals, or «peers», without going through a traditional financial intermediary such as a bank or other traditional financial institution.»

Banks now lend mainly to other financial institutions, hedge funds, corporate raiders, insurance companies and real estate, and engage in their own speculation in foreign currency, interest - rate arbitrage, and computer - driven trading programs.

This is the short - term interest rate at which U.S financial institutions (such as banks, credit unions, and others in the Federal Reserve system) lend money to each other overnight in order to meet mandated reserve levels.

The cost of insurance against defaults by European banks reached an all - time record for that reason last Friday, and banks stopped lending to each other on the interbank market «portending an imminent collapse of the financial system.

ALBANY, NY (11/18/2010)(readMedia)-- Governor David A. Paterson and Empire State Development (ESD) today announced allocations from the State's new Small Business Revolving Loan Fund to community development financial institutions and other community - based lending organizations statewide.

In the modern financial system, banks are connected to each other through transactions such as lending and borrowing.

Other lenders may actually borrow money from larger financial institutions to lend out to their customers, or they use depositor's funds.

The lending programs for poor credit home loans are set up in such a way that they allow poor credit borrowers to side - step or work around credit problems and other financial concerns.

The Federal Reserve is simply using its power in the financial marketplace to release more money into the system and influence banks to drop the interest rate they charge to lend each other funds overnight.

Again, a reminder lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions, having a credit score in a particular range is not a guarantee that you will be approved for the card or for the terms you applied for.

The loan - to - value ratio (LTV Ratio) is a lending risk assessment ratio that financial institutions and others lenders examine before approving a mortgage.

Understanding Student Loan Deferment A student loan is type of financial aid given to students by federal, state or local governments, private lending institutions, and banks to help students pay for tuition, textbooks, and other educational related living expenses.

A mortgage loan is a long - term loan obtained from a bank, financial institution, or other lending organization, often used to purchase, construct, or improve a home or piece of property.

Understanding where your credit score comes from, how it's calculated and how it's used in making lending and other big decisions is very important to your financial well - being.

This key rate serves as the benchmark that banks and other financial institutions use to set interest rates for consumer loans, mortgages and other forms of lending.

This alternative loan allows banks, credit unions, or other financial institutions to lend money based on the borrower's home value.

The collateralized debt obligation in particular enabled financial institutions to obtain investor funds to finance subprime and other lending, extending or increasing the housing bubble and generating large fees.

This lending factor is directly related to other financial markets as well.

When you are applying for a loan you have to be mindful as there are many financial institutions practicing predatory lending and there are even others...

Other financial experts believe that it is sometimes appropriate to lend money to family members, if you may have good reason to believe that your friends or family members will pay you back.

In order to avoid systemic risk and contagion, banks should not lend to or own other financial firms.

Business loans can be a great option for companies that are already established and want to grow — they have the financial records to convince banks and other lending institutions that they're stable enough to pay off a loan.

Some key misperceptions remain and the lending industry as a whole needs to stress to consumers to become more educated about their credit history and what they can do to improve it: ► Fewer than half (44 percent) understand that a credit score typically measures risk of not repaying loans rather than amount of debt (22 percent), financial resources (21 percent), or other factors.

Marketplace platforms, also known as peer - to - peer lending, makes it easy to diversify your portfolio with an investment that has low correlation with stocks, bonds, and other conventional financial products.

Although your credit score is one factor that goes into the decision making process — lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores as well as other criteria to make credit and lending decisions.

This is a peer - to - peer lending platform which means you borrow from other people, not a bank or financial institution.