Each time you apply for credit from of these lenders,
the lender accesses your credit file to find out about your performance under earlier credit agreements with other lenders.
Not exact matches
With a Security Freeze,
lenders will not be able to gain
access to your
credit file unless you give permission by «thawing» the frozen
file using a secret code, similar to a PIN number.
If you want to take out a loan,
lenders can
access your
credit file to see if you've defaulted on accounts or made late payments to them.
Every
lender that checks your
credit report or score after the statement has been placed in your
credit file gets
access to the statement.