In addition to asking
your lender questions, you will want to work with a lender who asks you plenty of questions.
Read the fine print of the loan, ask
the lender questions, and familiarize all the details.
Look for the following information in the ad, or ask
the lender these questions: * Will the interest rate or the monthly payments change during the term of the loan?
To mitigate these risks, do ask
your lender questions for anything that is unclear to you and try to reach a reasonable loan agreement.
Additionally, you can ask
your lender questions such as whether or not there will be someone available to answer your additional questions while you are servicing the loan and what are the checks and balances that the lender has put in place to keep your personal information secure?
Keep your Good Faith Estimate so you can compare it with the final settlement costs and ask
the lender questions about any changes.
When reading your loan agreement, make sure you agree with all the terms and conditions and if there is something that is not clear, make sure you ask
the lender some questions to get a clear understanding of the terms.
Ask
the lender questions about any changes in fees between your GFE and the HUD - 1.
Do not be afraid to ask
the lender any questions you have about your loan documents.
Before you borrow, always ask
the lender these questions.
Making a large deposit or taking a large withdrawal (which will make
the lender question where your money comes from and where it goes)
So the loan package that answers all of
the lenders questions in an easy to understand format will get worked on before the one that requires a phone calls to get the answers.
This window gives you time to compare the final terms to those in the Loan Estimate (see above), and to ask
the lender any questions before the transaction is finalized.
The three days also gives you time to ask
your lender any questions before you go to the closing table.
and from there, I made subcategories, such as utilities, realtor questions,
lender questions and info, movers, things I need (like curtain rods, towel bars, new garbage cans, etc) things to do to house b4 move, etc..