Sentences with phrase «lending by banks»

Obama: We're committed to the goals of Wall Street reform, which includes ending an era of reckless lending by banks without adequate skin in the game.

According to the most recent figures from the Reserve Bank, the floating rate mortgages is 61.7 percent of the overall mortgage lending by banks for the month of May, which is a decrease from the 63.1 percent during the month of April.

This scenario makes it simple to understand why many consumer groups consider «bounce protection» as short - term predatory lending by banks.

Since the early 1990s, college financial offices have been able to choose between a direct government loan and private lending by banks with a government guarantee against default.

Corporate lending by banks has never been more conservative, the growth of securitizations has reduced portfolio risk for most banks, and banks in general have learned to grow fee income, a higher quality source of profitability than interest spread income.

But is there a chance that given the extreme lack of risk taking and lending by banks that even healthy companies may cut dividends simply as a risk management mechanism to save capital in case their banks / debt holders are so risk averse that they do not roll over existing debt?

New research from the SBA Office of Advocacy examines small business lending by banks of different sizes and financial health after the financial crisis.

[26] Maude, «who has railed against irresponsible lending by banks and mortgage companies», was accused of hypocrisy for receiving more than # 100,000 as a director of a company that has profited from sub-prime mortgages.

If the government actually began to pay off its debt, the system could function only by greatly increased lending by the banks.

The central bank seeks to encourage increased lending by banks by decreasing the reserve ratio, which is essentially the amount of capital a bank needs to hold onto when making loans.

Margin lending by banks and brokers grew by 3.6 per cent in the June quarter, somewhat slower than the increase of around 10 per cent in each of the previous three quarters.

Margin lending by banks and brokers for the purchase of shares by individuals has been growing strongly.

Controls were put on lending by banks and on organisations in the non-bank financial sector (shadow banking).

And in this era of ebbing small business lending by banks, if you don't have an interested investor, why not turn to mom, pop, and the rest of your clan?

This is money lent by banks or shareholders.

Loan amount: If you have applied for a loan amount that is less than the minimum amount or more than the maximum amount lent by the bank, your application will be rejected.

The actual loans used are generally multi-million dollar loans known as syndicated loans, usually originally lent by a bank with the intention of the loans being immediately paid off by the collateralized loan obligation owners.

Not exact matches

Once the banks start utilizing these solutions as part of their lending process, widespread adoption by the small businesses they serve becomes inevitable.

Now, thanks to tough new mortgage lending and insurance rules announced by federal Finance Minister Bill Morneau in October, some analysts predict that so - called «shadow banking» firms, which operate largely outside the purview of regulators, will see a surge of fresh business from frustrated homebuyers who can't get conventional loans.

If it has more at the Fed than is required by regulation, it lends the extra to other banks, which might not have enough in reserve.

In Japan, the Central Bank said Thursday morning it was keeping its rates unchanged and the People's Bank of China raised its short - term interest rate by 10 basis points on both medium - term lending facility loans and its open market operation reverse repurchase agreements.

As accessing capital becomes increasing difficult for Canadian entrepreneurs — especially those who are considered particularly risky by Canada's big banks — other approaches, such as developmental lending, ought to be taken more seriously.

Zhou responded by cutting interest rates and easing restrictions on bank lending, his latest attempt to restore confidence in the world's second - largest economy.

Most of the money created by quantitative easing in the United States is still sitting in the reserves of banks reluctant to lend to consumers, who are themselves reluctant to borrow.

In addition to that, the euro area has (a) worsening problems of political instability (Italy without government, unfolding corruption scandals in recession - hit Spain and France), (b) dysfunctional banking systems (weak banks and their impaired lending activities despite ample liquidity supplied by the ECB) and (c) lingering uncertainties about the financial system's credibility (problems with depositor and investor protection).

Although the SBA doesn't issue loans directly, it facilitates small business lending through banks and other financial institutions by mitigating associated risks.

We went out to the top 13 banks and got a pledge from them to increase their lending over three years by $ 20 billion.

China's economy expanded at a steady 6.7 % in the third quarter and looks set to hit Beijing's full - year target, fueled by stronger government spending, record bank lending and a red - hot property market that are adding to its growing pile of debt.

Most of the money the banking sector lends out is provided by retail deposits, supplemented by borrowing on the «wholesale» market.

The traditional route is often scorned by entrepreneurs today, but banks are still lending money to startups and small businesses.

Just how low they go will be limited only by the banks» profit margins and the government's persuasiveness in discouraging loose borrowing and lending.

Commercial lending to businesses by banks is rising at a rate that far outpaces the loans they're making for mortgages and home equity lines of credit, but you wouldn't necessarily know that from speaking to some of the smallest businesses in the U.S.

Without knowing the full facts, it looks as though Santander might have been lent on by the European Central Bank (ECB) to carry out the rescue mission, suggested Martin Gilbert, chief executive officer (CEO) of Aberdeen Asset Management, talking on CNBC's Squawk Box on Wednesday.

While these keystone reports garner the most interest, they are complemented by dozens of other reports covering topics such as peer - to - peer lending / payments, digital remittances, mobile payments, and other topics disrupting traditional banking.

Still, Sal Guatieri, a senior BMO economist, wrote last week that «in no way are family incomes growing fast enough to justify the rampant price moves,» nor can it be explained by a sudden spike in mortgage lending, which was given a boost by the Bank of Canada's two rate cuts last year.

According to statistics from Harvard Business School, although the total volume of small - business bank loans decreased by 3.1 percent in 2014, small - business online lending increased twofold.

«The six - city Teranet National Bank House Price Index is estimated by tracking the observed or registered Canadian home prices over time which we've compared to the inverse of the Bank of Canada overnight lending rate.

The credit boom has been fueled by strong economic growth, a robust property market and a crackdown on riskier shadow lending, which has forced banks to shift some loans back onto their balance sheets.

FRANKFURT, Oct 9 - Key Euribor bank - to - bank lending rate hit fresh record lows on Tuesday, pushed down by large amounts of excess liquidity sloshing around in money markets.

FRANKFURT, Oct 8 - Key Euribor bank - to - bank lending rate hit fresh record lows on Monday, pushed down by large amounts of excess liquidity sloshing around in the money markets.

The top beneficiary of the Trump rally so far has been the banking industry, with bets driven by the potential for higher lending rates and stronger economic growth in the coming months, not to mention the president - elect's pledge to reject any new financial regulations.

«Banks hope to lend early to get early returns... private investment and manufacturing investment are picking up due to firmer global demand (and) household loans could be boosted by property demand,» said Nie Wen, an economist at Hwabao Trust in Shanghai.

FRANKFURT, Oct 10 - Key Euribor bank - to - bank lending rates hit fresh record lows on Wednesday, pushed down by large amounts of excess liquidity sloshing around in money markets.

FRANKFURT, Oct 9 - Key Euribor bank - to - bank lending rates hit fresh record lows on Tuesday, pushed down by large amounts of excess liquidity sloshing around in money markets.

It has done this by offering attractive interest rates on banks» reserves held at the Fed, so the banks keep their excess funds there instead of lend them out to borrowers in the economy.

COPENHAGEN, Sept 28 - Danish banks drew 37 billion Danish crowns on Friday from a three - year lending facility offered by the central bank to help boost their liquidity and get them off state aid.

FRANKFURT, Oct 8 (Reuters)- Key Euribor bank - to - bank lending rate hit fresh record lows on Monday, pushed down by large amounts of excess liquidity sloshing around in the money markets.

Big Wall Street banks have found a way to continue funneling money to high - risk borrowers — by lending to other institutions who make the so - called subprime loans.

Banking in this country is not without its flaws, but Myerson's suggestion that banking be run by the state forgets an important point: It was the government that encouraged some of the riskiest lending behaviors by banks, in the name of the same equality he is advoBanking in this country is not without its flaws, but Myerson's suggestion that banking be run by the state forgets an important point: It was the government that encouraged some of the riskiest lending behaviors by banks, in the name of the same equality he is advobanking be run by the state forgets an important point: It was the government that encouraged some of the riskiest lending behaviors by banks, in the name of the same equality he is advocating.

LONDON, Oct 3 - Key Euribor bank - to - bank lending rates hit fresh record lows on Wednesday, as the huge volume of cash pumped into the banking system by the European Central Bank and the prospect of further cuts in its interest rates extended a year - long slbank - to - bank lending rates hit fresh record lows on Wednesday, as the huge volume of cash pumped into the banking system by the European Central Bank and the prospect of further cuts in its interest rates extended a year - long slbank lending rates hit fresh record lows on Wednesday, as the huge volume of cash pumped into the banking system by the European Central Bank and the prospect of further cuts in its interest rates extended a year - long slBank and the prospect of further cuts in its interest rates extended a year - long slide.