Sentences with phrase «lending decisions if»

It takes a few minutes to get a lending decision if you meet the application requirements.

Not exact matches

But it is also bad: We want banks to be banks, to make carefully considered credit decisions, and if they can quickly pass on their credit risk to public - market investors who are not in a position to monitor the borrowers, then they may make worse lending decisions and increase the overall risk in the system.

If you want to meet face - to - face with the decision makers in the online lending industry, then you need to be at LEND360.

In this corner we have Professor Randall Thomas of Vanderbilt Law School who said this approach made sense because it «lends itself to allowing these nominees, if elected, to focus on independent decision - making and fulfilling their fiduciary obligations on behalf of shareholders.»

The housing market crash, and the ripple effects from it, are a striking example of how a total lack of oversight can backfire if people making financial decisions are stupid... such as lending billions to individuals with a questionable ability to repay the amount granted.

To promote such decisions, EBSCO takes the publisher's suggested list price and passes it through to any library without a markup, if the lending model is one - book, one - user.

Canada and the U.K. you can see systems that resemble what we have in the U.S.. However, if you look at some Asian countries, income plays a much larger role there when it comes to lending decisions and credit.

If you are dealing with someone who is serious about responsible lending practices, they will take some time to review your bank statements, incomes and make an approval decision depending on your propensity to repay the money without imposing an unnecessary burden.

However, if your starting a new business or your existing business doesn't have established business credit, the lender may rely more heavily on your personal creditworthiness when making their lending decision.

While this category is less likely to affect your credit score, if there's an inaccuracy it can still affect lending decisions.

Even if it does, the impact will be so minute that it won't affect any future lending decisions.

If you do plan to go the route of using traditional financing from a bank there are a number of things that are going to weigh into the decision of the bank to lend you the money.

If a person is having difficulty managing existing debt, two or three inquiries «could affect future lending decisions.»

With at best stagnant values since 2007, the lenders reaped the reward of poor lending decisions in the form of losses on repossession while solicitors pay the resultant claims if they have failed in their duty to those clients.

If those decisions are to be used as a guide, and not as an argument, it is important to view them as a whole, and to distrust the easy generalizations to which some of them lend themselves.

If your loan is sold, as is common, and there is nothing in the lending agreement that provides for cancellation of the escrow requirement, you'll have to live with the decision of your new mortgage servicer.