Sentences with phrase «lending to other institutions»

This rate is what the FED uses when lending to other institutions, and when this rate changes, all other rates are affected (except for fixed rates).

Big Wall Street banks have found a way to continue funneling money to high - risk borrowers — by lending to other institutions who make the so - called subprime loans.

Not exact matches

To tweak interest rates, the Fed adjusted the federal funds rate, also known as the interbank lending rate, which is used by financial institutions to set the prime rate, or the base rate upon which other interest rates are seTo tweak interest rates, the Fed adjusted the federal funds rate, also known as the interbank lending rate, which is used by financial institutions to set the prime rate, or the base rate upon which other interest rates are seto set the prime rate, or the base rate upon which other interest rates are set.

And this rate does affect banks and other financial institutions decision making in terms of how much they are willing to lend money for.

Credit union centrals, the wholesale institutions that provide lending, payment processing and other services to credit unions, have also amalgamated in recent years.

Since its formation, the task force has made great strides in facilitating increased investigation and prosecution of financial crimes; enhancing coordination and cooperation among federal, state and local authorities; addressing discrimination in the lending and financial markets; and conducting outreach to the public, victims, financial institutions and other organizations.

We partner with SBA lenders and other lending institutions to provide small business loans, SBA 504 Loans, and microloans in Texas and throughout the South Eastern USA.

The loan - to - value ratio (LTV ratio) is a lending risk assessment ratio that financial institutions and others lenders examine before approving a mortgage.

(The «Fed» controls the rate at which financial institutions lend money to one another overnight, and that rate — currently set at.25 to.5 percent — influences other short - term interest rates, including those for savings accounts.)

Banks and other institutions could lend more money every time the Fed reduced rates, and this led consumers to feel more confident in borrowing more, but it stressed their actual financial system beyond repair in many cases, and it caused stress for those that didn't borrow because they felt priced out of the housing market.

This enables you to buy a property without the hassle and costs of going through a bank or other lending institution.

While the Federal Reserve has no control over it, the prime interest rate is usually pegged to the federal funds rate (or the rate at which banks and credit unions lend funds to other financial institutions through overnight transactions).

It was the unanimous opinion of this hearing panel that forcing a regional bank engaging in safe and sound banking and lending practices with $ 50 billion in assets to undergo stress tests and other regulatory rigors as a systemically important financial institution placed in the same league as a $ 2.5 trillion bank like JPMorgan, is nonsense.

Peer - to - peer lending (also known as person - to - person lending, peer - to - peer investing, and social lending; abbreviated frequently as P2P lending) is the practice of lendingmoney to unrelated individuals, or «peers», without going through a traditional financial intermediary such as a bank or other traditional financial institution.

Peer - to - peer lending (also known as person - to - person lending, peer - to - peer investing, and social lending; abbreviated frequently as P2P lending) is the practice of lending money to unrelated individuals, or «peers», without going through a traditional financial intermediary such as a bank or other traditional financial institution.

In addition, the banks themselves became more cautious and less willing to lend to each other, both because of the uncertainty surrounding the exposure of each institution to these problems, which is only now being slowly revealed, and because each institution was unsure the extent to which the lines of credit they had provided were going to be called upon.

This particular interest rate represents the rate at which depository institutions, like typical banks, lend funds to other depository institutions overnight.

When it comes to lending money, he says, banks and other financial institutions run like well - oiled machines, «but when it comes to calling those loans, they're not very experienced or, frankly, built for it.»

This could become a dangerous story if it spreads to other lending institutions.

[Subordination: The Note shall be subordinated to all indebtedness of the Company to banks, commercial finance lenders, insurance companies, [leasing or equipment financing institutions] or other lending institutions regularly engaged in the business of lending money -LSB-(excluding venture capital, investment banking or similar institutions which sometimes engage in lending activities but which are primarily engaged in investments in equity securities)-RSB-, which is for money borrowed, [or purchase or leasing of equipment in the case of lease or other equipment financing,] whether or not secured.]

The established classification from Wikipedia is «the practice of lending money to unrelated individuals, or «peers», without going through a traditional financial intermediary such as a bank or other traditional financial institution.»

Banks now lend mainly to other financial institutions, hedge funds, corporate raiders, insurance companies and real estate, and engage in their own speculation in foreign currency, interest - rate arbitrage, and computer - driven trading programs.

However, Genesis Global Capital, an affiliate of Genesis Global Trading, offers institutions the ability to borrow and lend bitcoin and other digital currencies in large sizes over fixed - terms.

The federal funds rate, the overnight rate at which banks lend to other financial institutions, is the bedrock of the credit market.

This is the short - term interest rate at which U.S financial institutions (such as banks, credit unions, and others in the Federal Reserve system) lend money to each other overnight in order to meet mandated reserve levels.

According to the U.S. Federal Reserve, the federal funds rate is «the interest rate at which depository institutions lend reserve balances to other depository institutions overnight.»

Milwaukee wants banks and other lending institutions to have a little skin in the foreclosure game.

They would also have to comply with the state's new stricter cybersecurity requirements for banks and other lending institutions, which just took effect this past August.

Data in this release relates to 47 building societies and five other mutual deposit taking and lending institutions in the UK.

Data in this release relates to 47 building societies and four other mutual deposit taking and lending institutions in the UK.

ALBANY, NY (11/18/2010)(readMedia)-- Governor David A. Paterson and Empire State Development (ESD) today announced allocations from the State's new Small Business Revolving Loan Fund to community development financial institutions and other community - based lending organizations statewide.

Library lending of ebooks and other digital content is finally gaining a foothold in the industry as publishers and lending institutions come to some measure of agreement on how to make it work.

Other lenders may actually borrow money from larger financial institutions to lend out to their customers, or they use depositor's funds.

Many lending institutions do not solely rely on credit score, paying more attention to other criteria, and thus being able to finance people with low credit scores.

Remember too, there are other ways to borrow money from a lending institution.

Payday loans lending institutions don't give your personal and banking information to other companies if there is no default.

For starters, each institution has its own requirements, some of them only lend to members but others tend to help all those in need.

They also lend to other financial institutions.

Person - to - person or peer - to - peer (P2P) transactions were the way to borrow and lend money and supplies long before banks and other institutions existed...

We can connect you with investment banks, private lenders, co-ops and other lending institutions to provide you only the best of options.

Unlike those with good credit, bad credit borrowers are seen as a risk to the lender, due to their previous performance when they were granted credit with other banks or lending institutions.

The fund invests under normal circumstances at least 80 % of its net assets (plus any borrowings for investment purposes) in senior secured floating rate loans made by banks and other lending institutions and in senior secured floating rate debt instruments, and in derivatives and other instruments that have economic characteristics similar to such securities.

Again, a reminder lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions, having a credit score in a particular range is not a guarantee that you will be approved for the card or for the terms you applied for.

At the time of application, the amount of educational debt based on loans from commercial and government lending institutions, as well as university or other private institutional loans associated with law school and undergraduate educational debts must be greater than or equal to the amount of the LRAP grant.

The loan - to - value ratio (LTV Ratio) is a lending risk assessment ratio that financial institutions and others lenders examine before approving a mortgage.

The reasoning is simple: family tend to be much more flexible with each other than banks or other lending institutions, and the ability to re-negotiate repayment schedules is much greater.

Understanding Student Loan Deferment A student loan is type of financial aid given to students by federal, state or local governments, private lending institutions, and banks to help students pay for tuition, textbooks, and other educational related living expenses.

A mortgage loan is a long - term loan obtained from a bank, financial institution, or other lending organization, often used to purchase, construct, or improve a home or piece of property.

If you plan to borrow money from a bank, credit union or other lending institution, you already know you must be prepared to sign a legal contract outlining your obligations to the lender: On time payments until the loan is paid in full.

He or she can also file a lawsuit against your college or university, or other lending institution if they violated the law in issuing the loans to you.