Sentences with phrase «lenient underwriting»

Such conditions raise concern that the U.S. could return to a period of too - lenient underwriting and over-leveraging, similar to the pre-recession boom.

It also has more lenient underwriting generally as two lives are insured.

The most important of which is to make sure that you apply with a life insurance company that is going to have the most lenient underwriting guidelines when it comes to underwriting those who have been diagnosed with cardiomyopathy.

In addition, joint life insurance coverage can also often have more lenient underwriting — meaning that if one of the applicants has certain health issues, he or she could still be able to obtain coverage if the other is relatively healthy.

Because they have more lenient underwriting, if you're an applicant with severe health complications, you can get much better rates with Assurity versus what you would get from a different company.

VOYA also has very lenient underwriting policies when it comes to those with blood pressure issues, especially for older applicants age 61 and up.

The one saving grace about no exam life insurance policies is that they have more lenient underwriting requirements.

American General has some of the most lenient underwriting requirements for those between the ages of 18 — 66.

Protective has some of the most lenient underwriting policies when it comes to seniors, moving violations, smokers and stay - at - home spouses.

When it comes to cost, the Safe Harbor Express isn't too competitive against the no exam carriers, probably due to their more lenient underwriting.

To say final expense insurance policies have lenient underwriting would be a massive understatement.

You have no idea how lenient the underwriting is with some of these final expense life insurance companies.

It offers some of the lowest prices, with pretty lenient underwriting combined with fast underwriting.

Their final expense life insurance probably has the most lenient underwriting out of all the top final expenses insurance companies.

If you happen to have a pre-existing medical condition you will be especially happy to hear that this company has some of the most lenient underwriting criteria in regard to multiple health issues.

Final Expense Insurance is going to have the most lenient underwriting requirements and the most direct underwriting approvals.

Banner life insurance has very lenient underwriting guidelines.

Burial insurance rates are affordable, they are available for seniors up to age 85, and they have very lenient underwriting.

Lenient underwriting guidelines are paramount for many potential borrowers.

The two biggest advantages to personal policies bought through payroll deduction at a worksite are the benefits and more lenient underwriting criteria.

Not exact matches

FHA loans tend to have more lenient credit and underwriting requirements.

Offering low down payment, flexible underwriting, and more lenient credit requirements, FHA loans assist first time and moderate income buyers with affordable home financing options.

It's no secret that establishing credit is not easy after either of these events, but FHA requirements are more lenient than conventional mortgage underwriting guidelines.

Finally, SoFi's underwriting standards are more lenient towards applicants with large amounts of student debt.

Without the more lenient FHA underwriting guidelines, many homeowners may have been stuck with rapidly rising mortgage payments or mortgages that they couldn't refinance due to loss of home value.

Many of them are now offering student loan refinancing, and are much more lenient with their underwriting.

It's very lenient when it comes to underwriting clients for the following medical conditions:

The underwriting is more lenient than for individual policies, meaning it can sometimes be used by couples to buy life insurance when one half of the couple would otherwise be uninsurable.

Annuity plans are available at very lenient terms of underwriting because the insurance company does not bear any extra risk.

Their underwriting process is longer, but much more lenient.

Unfortunately, it's not as simple as one carrier being better than the other, only more lenient in their underwriting practices, an aspect most consumers can't see without the help of an independent agent.

While the underwriting is definitely more lenient compared to term life insurance, the insurance company is still taking on a considerable amount of risk.

John Hancock offers more - lenient medical underwriting for people with certain health conditions, such as diabetics who use insulin, and can be better for single individuals.

Also, many companies may consider you for permanent life insurance products with recent angina, as underwriting for permanent life insurance is usually more lenient.

Application: A — Fast and easy Underwriting: A — Fast and more lenient Cost: C — not competitively priced, but still may be good for clients in less than perfect health.

They are very fair and I would go so far as to say very lenient with their underwriting guidelines.

But, if you understand just how good their underwriting is, and how lenient they are, you'd know that their pricing score of 7 isn't quite fair, since they frequently approve applicants at better ratings than the next company.

The underwriting policies of Prudential also make it one of the most lenient companies in the business.

The good thing about MetLife is their underwriting is relatively lenient which is one of the main reasons we like this company.

Banner Underwriting (Lenient Approvals): Banner shines in so many areas when it comes to qualifying for life insurance.

These plans have more lenient medical underwriting, which allows more applicants to get approved for coverage, but they have a two year waiting period that starts as soon as you sign the papers for the insurance plan.

Further, the underwriting process is more lenient and instant approval is possible.

Smoking marijuana is not nearly as taboo as it used to be and life insurance companies are starting to be more lenient from an underwriting standpoint.

The underwriting principles of a group plan are lenient and so the company grants a limited coverage.

Every life insurance company has its own unique underwriting guidelines (requirements) when approving a policy and some companies are more lenient with health issues than others.

Most companies have «niches», or specific categories that they're more lenient with on underwriting.

Some companies are a lot more lenient and liberal in their underwriting requirements than other companies.

There are life insurance companies that are more «lenient» in their underwriting practices for cancer patients than others.

While every life insurance company has their own underwriting guidelines for cholesterol, some more lenient than others, below is the current cholesterol underwriting guidelines for Prudential.

Every company has a slightly different underwriting process and some companies are more lenient with these requirements than others.