Sentences with phrase «lent to others as»

The funds which are deposited are then lent to others as home mortgages, home equity lines of credit, signature loans or small business loans.

Not exact matches

Some observers predict that such borrowers will be forced to tap networks of small investors who lend through mortgage brokers, as well as mortgage investment corporations — in other words, the most remote corners of Canada's shadow banking sector, which accounts for 40 % of Canada's banking space.

To tweak interest rates, the Fed adjusted the federal funds rate, also known as the interbank lending rate, which is used by financial institutions to set the prime rate, or the base rate upon which other interest rates are seTo tweak interest rates, the Fed adjusted the federal funds rate, also known as the interbank lending rate, which is used by financial institutions to set the prime rate, or the base rate upon which other interest rates are seto set the prime rate, or the base rate upon which other interest rates are set.

As accessing capital becomes increasing difficult for Canadian entrepreneurs — especially those who are considered particularly risky by Canada's big banks — other approaches, such as developmental lending, ought to be taken more seriouslAs accessing capital becomes increasing difficult for Canadian entrepreneurs — especially those who are considered particularly risky by Canada's big banks — other approaches, such as developmental lending, ought to be taken more seriouslas developmental lending, ought to be taken more seriously.

To lend an air of preeminence, the Nelsons started calling Sprinkles The World's First Cupcake Bakery, a statement that's technically true, but only if you disqualify the star of the seminal Sex and the City cupcake episode of 2000, Magnolia Bakery, and another landmark bakery called, as a matter of fact, Cupcake Café, because both make other baked goods in addition to cupcakes (as Sprinkles does notTo lend an air of preeminence, the Nelsons started calling Sprinkles The World's First Cupcake Bakery, a statement that's technically true, but only if you disqualify the star of the seminal Sex and the City cupcake episode of 2000, Magnolia Bakery, and another landmark bakery called, as a matter of fact, Cupcake Café, because both make other baked goods in addition to cupcakes (as Sprinkles does notto cupcakes (as Sprinkles does not).

The show will feature other big names in business, like former Microsoft (msft) CEO Steve Ballmer and supermodel Tyra Banks, as they look to lend their business smarts to the celebrity contestants.

Other models, including peer - to - peer lending, have demonstrated that crowd - based investments aren't as risky as critics once feared.

While these keystone reports garner the most interest, they are complemented by dozens of other reports covering topics such as peer - to - peer lending / payments, digital remittances, mobile payments, and other topics disrupting traditional banking.

Other lenders such as SoMoLend and Endurance Lending Network are similar but are based on a peer - to - peer business model as opposed to a direct lending platform like a traditional bank.

The little independent store transitioned to non-digital physical goods a long time ago, which will insulate it as comic book sales inevitably go completely digital (no other medium lends itself as well to tablets as comic books).

Remind that «we» includes the company as a whole and that other staffers may be willing to lend a hand.

As much as two - thirds of online lending portfolios that have been sold to the market in recent months contain consolidation loans, Pratt says, which essentially are loans desperate borrowers take out to get out of other loan obligationAs much as two - thirds of online lending portfolios that have been sold to the market in recent months contain consolidation loans, Pratt says, which essentially are loans desperate borrowers take out to get out of other loan obligationas two - thirds of online lending portfolios that have been sold to the market in recent months contain consolidation loans, Pratt says, which essentially are loans desperate borrowers take out to get out of other loan obligations.

You may choose to give up some of this as we line up other investors, but you start as the 100 % owner and have complete control how much you decide to dilute that stake in return for expanding our capital base and hence the amount we can lend.

I'm in the same boat as a few other posters and I don't see it being a great choice to lend to people who aren't getting approved at larger banks.

However, a budget deficit that takes the form of transfer payments to banks, as in the case of the post-September 2008 bank bailout, the Federal Reserve's $ 2 trillion in cash - for - trash financial swaps and the $ 700 billion QE2 credit creation by the Federal Reserve to lend to banks at 0.25 % interest in 2011, has a different effect from deficits that reflect social spending programs, Social Security and Medicare, public infrastructure investment or the purchase of other goods and services.

The lending standards on equipment financing can be less strict because your equipment will be used as collateral for the loan — in other words, if you default, the bank has the right to seize your equipment to cover the cost of their lost money.

Other rates tied to the Fed's, like mortgage rates, are going up as well, and that's weighed a bit on mortgage lending and refis.

Amongst other things, banks and other lenders need to consider the risks they are taking on, not just from individual loans, but from the collective effects of lending decisions on the system as a whole.

Other technologies include platforms for peer - to - peer lending, as well as the recent rise in cryptocurrency which allows individual investors access to ICOs (initial coin offerings) that skip the private venture capital stages.

Many websites now offer small investors the opportunity to earn interest from lending money either to individuals or small businesses, while others allow people to invest as little as 10 pounds ($ 15) in companies in return for an equity stake.

Prins writes that the largest Wall Street banks «that inhaled this cheap money were not required to increase their lending to the Main Street economy as a condition of the availability of that money... Wall Street used its easy access to cheap money to increase speculation in derivatives and other complex securities.

One source said it can be tough work to make what he described as a «boring pitch» to investors for a direct lending strategy that, while prosaic, would more precisely match a given investor's requirements than any other investment option on the menu.

Jason served two terms on the Ontario Securities Commission's Small and Medium Enterprises Committee and has been very active in building an alternative finance practice by focusing on fin - tech, crowdfinance and other disruptive models such as online investment platforms, peer - to - peer lending and robo - advising.

He lent the money, reported to to amount to 6.4 billion yuan, to other businesses, such as property developers, charging super-high interest, the newspaper said.

Third and finally, the traditional story misses the real function of private banks, which is to solve an information problem in the purest Hayekian senses. That is, banks are or should be specialists in risk assessment and risk taking. They should know their client, understand the local market and have their pulse on the broad economy. Arguably, if properly structured, they can and should do this better than other entities such as governments. In other words, the proper role of banks should be underwriting — lend money, hold the debt, and bear the risk. Which is a long - winded way of getting to the main point of this post.

Online lending, crowdfunding, equity funding, non-profit lending and other alternatives to a bank loan are fast becoming mainstream funding options for small businesses as many business owners look for new ways to infuse capital into their companies to help them grow and thrive.

Other income will improve to roughly $ 30,000 from $ 19,876 mainly due to an investment in a new Venture Debt fund, slight growth in my severance negotiation book sales, investing more money into P2P lending with Prosper as well as my Motif Investing fund.

It was the unanimous opinion of this hearing panel that forcing a regional bank engaging in safe and sound banking and lending practices with $ 50 billion in assets to undergo stress tests and other regulatory rigors as a systemically important financial institution placed in the same league as a $ 2.5 trillion bank like JPMorgan, is nonsense.

To me, there is little doubt that algorithms and big data willreplace traditional bank due diligence — not only in consumer lending, but in other parts of the Crowdfunding ecosystem as well.

As excitement has grown, so have forecasts of blockchain solutions to identification and migration, supply chain - transparency, land registration, lending to the poor, and a host of other social and environmental challenges.

Instead, you work with private lenders to find and manage the loans, much the same as with other types of lending.

Venture capitalists have deep pockets and as such they can provide more money to grow a business, even more than can be provided by other lending companies.

Peer - to - peer lending (also known as person - to - person lending, peer - to - peer investing, and social lending; abbreviated frequently as P2P lending) is the practice of lendingmoney to unrelated individuals, or «peers», without going through a traditional financial intermediary such as a bank or other traditional financial institution.

Peer - to - peer lending (also known as person - to - person lending, peer - to - peer investing, and social lending; abbreviated frequently as P2P lending) is the practice of lending money to unrelated individuals, or «peers», without going through a traditional financial intermediary such as a bank or other traditional financial institution.

But given the complexity of the business processes involved, and corporate concerns about cybercrime and risk, the digital transformation of corporate treasury and cash management has not moved at the same pace as in the consumer banking space, where the advent of peer - to - peer lending and instant payments via mobile and other «smart» devices is rapidly transforming how consumers interact with financial services.

Its statistics would show how much of the rise in wealth (and expenditure) in China — or any other nation — is a result of new tangible capital formation as compared to higher rents, lending and interest, or the stock market.

Deutsche Bank has been a major lender to Trump's businesses for decades, even as other major Wall Street banks refused further lending to him.

One of the benefits, however, is that you can borrow as much capital as banks and other lenders are willing to lend to you and your partners, collectively.

More precisely, they do so in order to lend or invest most of the base money that comes their way, while keeping some on hand for the sake of either meeting their customers» requests for currency, or for settling accounts with other banks, as they must do at the end of each business day, if not more frequently.

When banks and other private - market intermediaries acquire base money, they do so, not for the sake of holding on to it, as they might were they mere warehouses, but in order to lend or otherwise invest it.

To use smart algorithms responsibly, companies — particularly financial services firms — must identify potential problems early and have a well - conceived plan for addressing and removing unintended bias before it leads to discrimination in their lending practices, as well as potential discriminatory biases that may reach beyond lending and affect other aspects of a company's operationTo use smart algorithms responsibly, companies — particularly financial services firms — must identify potential problems early and have a well - conceived plan for addressing and removing unintended bias before it leads to discrimination in their lending practices, as well as potential discriminatory biases that may reach beyond lending and affect other aspects of a company's operationto discrimination in their lending practices, as well as potential discriminatory biases that may reach beyond lending and affect other aspects of a company's operations.

Celsius» community will continue to grow as more and more people are able to get loans in dollars using their crypto as collateral or as they lend their unused coins as a credit to other members.

The established classification from Wikipedia is «the practice of lending money to unrelated individuals, or «peers», without going through a traditional financial intermediary such as a bank or other traditional financial institution.»

This is the short - term interest rate at which U.S financial institutions (such as banks, credit unions, and others in the Federal Reserve system) lend money to each other overnight in order to meet mandated reserve levels.

How classical economists hoped to modernize banks as agents of industrial capitalism Britain was the home of the Industrial Revolution, but there was little long - term lending to finance investment in factories or other means of production.

«The world is desperate to lend money to anybody that's credible at very low rates, so I don't see this as an issue at all,» said Michael Pettis, a finance professor at Peking University who says that foreign divestment — by China or other nations — poses little threat to the American economy.

Banks will have to show they can earn money from lending and other businesses, as opposed to releasing reserves, said Fitch Ratings analyst Justin Fuller.

As I've explained more than once in this forum, this expression is merely economists» shorthand, serving to describe the process that begins with banks crediting borrowers» accounts with lent sums, is followed by the borrowers» drawing on their borrowed deposit credits by writing checks or otherwise transferring funds to various payees, and finally, other things equal, by a transfer of reserves from the lending bank to the payees» banks, for the sake of settling inter-bank dues.

Overall P2P loans — a figure that includes other categories such as consumer lending — shot up in the first two months of the year to hit 243 billion yuan ($ 37 billion), versus 69 billion for the same period in 2015, according to data provider Wangdaizhijia.

Also, the survey to be meaningful must not have loose categories such as «none» or «other», these categories lends to confusion with the interpretation of results.