Sentences with phrase «less your insurance company»

Of course, the less an insurance company is likely to pay out on your policy, the lower the rate they can offer you.

The remainder will buy option premiums — the amount of money that gets applied to that is close to the credit spread on the bonds less the insurance company's fees to pay the costs of the company and a charge for profit.

As Milevsky points out, if you buy insurance for a high probability event, the payout you would receive when the event occurs would essentially give you back the insurance premiums you paid less the insurance company's «load,» which is composed of administrative costs, sales commission and profit.

Of course, the less an insurance company is likely to pay out on your policy, the lower the rate they can offer you.

The less the insurance company has to pay in losses, the more the insurance agent gets at the end of the year in bonuses and perks, so by waiving your medical bills there will be huge savings to the insurance company.

2) Drive less Your insurance company likely factors your annual mileage into its pricing.

The low population density, low crime rate, and relatively low number of many other risk factors means that insurance providers in the Mount Rushmore State have to pay out less often on their policies; the less insurance companies have to pay out, the lower they can make their rates and still pull in a profit.

Not exact matches

(Such a rupture, of course, is precisely what President Trump has gleefully tweetened — my portmanteau for a threat delivered in 140 characters or less — in recent days, as he slammed those payments as mere «bailouts» to the insurance companies.)

Other insurance companies have 50 % of their business in ASO products, which means that Cigna is less exposed to those unexpected costs than many of its competitors.

Though less visible than manufactured goods and natural resources, our new research shows that Canadian companies are increasingly selling their engineering, computer, insurance, and other high - value services in global markets.

LeapFrog's first fund of $ 135 million made equity investments of between $ 5 million and $ 15 million in eight companies in Africa and Asia offering insurance and other financial products to individuals living on less than $ 10 per day.

Although the main trade association representing firms like these, America's Health Insurance Plans (AHIP), did not endorse the AHCA, the bill did contain some measures that would benefit the companies by repealing certain taxes and allowing insurers to provide less generous (and less costly) benefits to customers.

In a life insurance cash settlement, a company will purchase your life insurance policy for a greater amount than the policy's cash value but less money than the death benefit.

Another benefit is that you only deal with your own insurance company, rather than another insurer with less incentive to pay for your claim.

There's a general trend in America of emergency care being covered less and less by insurance companies while patients pay...

Insurers like structured VAs because these hybrid products require less capital to support than traditional VAs that come with lifetime income guarantees, which some insurance companies have found difficult to honor with interest rates still historically low.

Employee Fiduciary found that brand - name insurance and payroll company 401 (k) providers are the most expensive, while lesser - known, open architecture providers are the least expensive.

However, based on our study, Amica was the only insurance company in Kinston that offered a quote that was less than the state average.

Though the company has taken various steps to provide cheaper insurance, the result has simply been to give their workers plans that include less care.

Insurance companies, she said, would most likely receive discounts to make the drug cost less than $ 800.

While that might be expected if the company was a bank or insurance company or had a huge debt maturity looming, it is rare for an E&P company to trade at less than even 1.5 X book.

While most companies are aware of worker's compensation insurance which is legally mandated, employment practices insurance is a less known type of insurance.

In fact, the company says that since it came under attack in August, nearly 90 percent of EpiPen buyers have paid less than $ 100 per box because of insurance, discounts or coupons.

There are certain breeds that make up a disproportionate amount of dog bite claims, making insurance companies less willing to cover any liability issues they cause.

Life insurance companies will be less able to wriggle out of claims based on out - of - date medical definitions under the industry's first code of conduct.

All insurance companies and those involved in healthcare know, that the «total cost of care» is LESS for the plans which OFFER contraceptive services, than for those who do not.

I'm not saying those Christians are intentionally not good, but it's a known trait of humans (ask any insurance company) that they are less careful when they are protected against negative consequences of their actions.

Legions of less affluent collectors, Ferguson finds, gather up Lincoln stamps, playing cards, ashtrays, or even matchbook covers from «the Lincoln Life Insurance Company circa 1950, which you can buy, according to the book Collecting Lincoln, for a mere six dollars.

What if our employers or insurance companies got hold of this information — would our results mean we'd be less likely to get a job or be accepted for health insurance?

These benefits include but are not limited to the power of the human touch and presence, of being surrounded by supportive people of a family's own choosing, security in birthing in a familiar and comfortable environment of home, feeling less inhibited in expressing unique responses to labor (such as making sounds, moving freely, adopting positions of comfort, being intimate with her partner, nursing a toddler, eating and drinking as needed and desired, expressing or practicing individual cultural, value and faith based rituals that enhance coping)-- all of which can lead to easier labors and births, not having to make a decision about when to go to the hospital during labor (going too early can slow progress and increase use of the cascade of risky interventions, while going too late can be intensely uncomfortable or even lead to a risky unplanned birth en route), being able to choose how and when to include children (who are making their own adjustments and are less challenged by a lengthy absence of their parents and excessive interruptions of family routines), enabling uninterrupted family boding and breastfeeding, huge cost savings for insurance companies and those without insurance, and increasing the likelihood of having a deeply empowering and profoundly positive, life changing pregnancy and birth experience.

And if breast is best, and if insurance companies have to pay out less money for women and babies who successfully maintain a healthy breastfeeding relationship (this on the assumption that, in fact, breastfed babies and mothers are healthier and less at risk for a variety of chronic ailments or cancers)- wouldn't it be in their best interest to shell out a couple hundred bucks for help their working, nursing mothers maintain a breastfeeding relationship?

If this is however prevented via legislation, then private health insurance companies holding 60 % will only affect the remaining 40 % via statutory health insurance instances still having costs that don't go down with less people to keep track of in their system.

Sullivan Senior Action Chairwoman Priscilla Bassett said government cradle to grave health coverage, especially Medicare for the elderly, would be far better and less expensive than private company insurance, which she said has higher overhead.

The only beneficiaries of this bill are big insurance companies and the wealthiest among us, with the price tag being paid by everyone else through higher premiums, less coverage, and millions of vulnerable Americans losing their insurance.»

I mean, profits are absolutely the issue, but selling across states isn't necessarily going to make things less profitable for the insurance companies.

It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.

As a result, they grew less supportive of the mandate, because they saw it as fundamentally unfair that someone would have to buy insurance from a for - profit insurance company without having the option of buying it from the government instead.

There are exceptions, of course, but as a rule patients pay more, doctors earn less, and insurance companies gobble up the difference.

«It is unfathomable that the Senate GOP wants to ask middle - class and low - income workers to pay more money for less coverage, all to cut taxes for insurance companies and the wealthiest among us,» the New York Democrat said in a statement.

The update would allow insurance companies to charge sicker consumers more and healthier consumers less.

Rather, Uber executives are left crossing their fingers that the state Legislature will pass a significantly less ambitious bill, one that would allow insurance companies to provide coverage for car - hail apps.

In order to spend less on compensation, insurance companies are eager to protect farmers from adverse changes in the climate.

«Plus they know the ins and outs and protocols with regard to insurance and which genetic testing companies are less expensive.

«Doctors are getting killed by the increased cost of running a practice and carrying liability insurance, and they're getting less and less back from the insurance companies and government.

I also like to see people have a 30 - day waiting period or less — thats the amount of time from when the insurance company determines that a person is eligible to use their long - term - care benefit to when the company begins to actually pay out for the benefit.

And get this, some insurance companies even offer lower premiums to meditators on the basis that they are less likely to get sick!

Bodily Injury Liability coverage provides for proportionate responsibility and the insurance company without checking for insurance, you way more than you are married males, less arecan follow with just one other driver and have a low financial rating companies such as these may include speeding tickets, then you can simply log on the specific policy.

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Doug was very up - front and honest with me, and he even recommended that I wait to buy a new vehicle and work with my insurance company first, even though that meant I would be much less likely to buy a car from Suburban if I waited.

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