Not exact matches
I sound like a broken record
about diversification, but really, the
less concentrated your investments are and the more your money is spread across various investments, the
less overall risk your portfolio carries.
Investment in The Fund is suited to individuals, families and their trusts and superannuation funds who may be
less confident
about the market's direction and those who value the
diversification benefits of returns that are largely uncorrelated with movements in the broader equity market.
For example, in a 401 (k) I was recently looking at, the target - date funds had an expense ratio of
about 0.65 % and included
about 10 funds, but the
diversification was pretty good, and 0.65 % is much
less than other 401 (k) choices I've seen.
Diversification means you have
less to worry
about with the downside of a tech swoon in that fund, although 20 % is a hefty enough allocation that you'd be happy when technology was in its normal long - term ascendency.
For example, amid this
diversification of interest, data shows investors are becoming
less certain
about industry startups, as evidenced by a decline in smaller and earlier - stage investments.