Sentences with phrase «less about your credit score»

The bureaus and those who furnish information to the bureaus could care less about your credit score.

The national survey also revealed that millennials (18 - 34 years of age) know less about credit scores than do gen - exers (35 - 51 years of age).

They could care less about your credit and even less about your credit score.

Poll: Millennials know less than others about credit scores — The 35 - and - younger crowd knows less about credit scores than other American adults, a survey from the Consumer Federation of America and VantageScore Solutions shows... (See Millennials and credit scores)

Not exact matches

The study involving about 1000 Facebook users in the US found that those who spent relatively more time on Facebook and had a strong network on social media were more likely to have lower credit scores and more credit card debt compared to those who used it less and had a comparatively weaker network.

Whereas successful companies have «experience navigating the lending landscape, more available credit and frequently monitor their business cash flow,» according to the report, underperformers suffer from «less knowledge about financing products, lower personal credit scores, less access to financing and fewer formal financial management practices in place.»

You can worry less about forgetting to make a payment and hurting your credit score, too.

For those individuals who are less concerned with their actual credit score and more worried about the content of their report, you can request a full copy.

Drop by to discuss your less than perfect credit score and tell us all about the used Toyota vehicle you're interested in purchasing.

In fact, our Nissan dealership specializes in bad credit financing, and we're eager to learn more about you and your less than perfect credit score today.

The company is also very clear about what it takes to qualify for one of its loans: a minimum FICO score of 660, a debt - to - income ratio of 50 % or less, three years of credit history, two open and satisfactory trades, no current delinquencies and no delinquencies greater than 90 days in the last 12 months.

For example, if you change nothing about how you handle your finances and everyone else in the economy became less financially responsible all at once, then your credit score would actually go up without you having to do anything.

Think about it a minute, if the point of the credit score is to get credit into people's hands, massive drops would mean way less credit could be doled out, right?

If you have a less - than - good credit score, you'd probably like to know how it got that way, why it stays that way, and what you can do about it.

Not only will your credit score likely improve, you may feel less overall stress about your finances.

However, this strategy is only practicable if you're really concerned about getting your credit score as high as possible in a short amount of time (less than 2 months).

To start, we're going to begin with a score of 680 — this is generally considered «good» credit, as is any score up to about 719; at 720 or above, you are generally considered to have «excellent» credit; 679 or less is «average» - or - below territory.

But if you have a proven track record (i.e. high credit score), the lender can worry less about this.

In the world of commercial real estate financing, hard money lenders are known for caring less about a borrower's credit score and more about the value of the property financed.

Requesting an increase in your credit limit could generate an inquiry on your credit report, and those can ding your score about 5 - 10 points for a short period of time — generally no more than one year, and often less.

So most of the time your credit score will go back up about a month or less after you paid off the balances.

If these companies were more frank and candid about the incredibly convoluted world of credit scoring, consumers would probably be less likely to buy their scores.

Another great thing about an excellent score is that as long as payments continue being made on time and credit utilization (card balances / credit limits ratio) is kept as low as possible, the score can recover relatively quickly — typically within six months — from some of the lesser «offenses,» such as opening new accounts.

They pay less attention to credit scores and instead care more about employment records, scholarships, and academic performance.

The means you don't have to worry about being denied for having a less than perfect credit score.

Also, online lenders tend to be less uptight about credit scores, making it easier to get home loans approved with bad credit.

People whose credit score is 550 or less constantly worry about their loan applications, which can not be approved by banks.

We then analyzed the parents» credit scores to determine if those with good credit, fair credit, or poor credit are more or less worried about their kids being in debt from student loans.

If you are concerned about your credit score, you will want to keep your utilization ratio less than about 25 %.

One misconception about credit scores is the less credit you have, the higher your score.

iam in a similar position as you are but just like you my credit score is crap thats because we tend to pay cash and we really do nt have much of a credit history if any but honestly i couldn't care less i wouldn't worry about it they can stick there credit cards and interest.

There are no set rules about who can qualify for interest - free financing, but if your FICO credit score is less than 720, don't be surprised if you have to pay more than 0 % to finance your ride.

In most cases, each hard inquiry shaves off less about five points from your score and has the most impact on your credit in the first year of the inquiry, according to myFICO.com.

That's why scores can be somewhat different from each of the bureaus: they calculate scores the same way, but some may have more or less complete and more or less recent information about your credit history than others.

If you're a U.K. resident who wants to know more about credit scores and credit cards, head over to Anne's post at Travel the Globe 4 Less to find out everything you need to know.

Most experts recommend keeping your utilization ratio to 30 percent or less, and credit utilization makes up about 30 percent of your credit score.

What Consumer Credit Data Reveals About Auto Insurance Shoppers Customers with lower credit - based insurance scores shop most frequently while consumers with the highest insurance scores are less likely than the general population to shop for new auto insuCredit Data Reveals About Auto Insurance Shoppers Customers with lower credit - based insurance scores shop most frequently while consumers with the highest insurance scores are less likely than the general population to shop for new auto insucredit - based insurance scores shop most frequently while consumers with the highest insurance scores are less likely than the general population to shop for new auto insurance.

A Short Sale is far less destructive to your credit score and you can usually get another mortgage within only a couple years, versus about 7 years with a Foreclosure.

«PACE programs are not concerned about the borrower's credit scores or employment history, making financing easier to obtain and less time consuming,» explains Schaefer, «but these loans are also unfairly expensive, and are often sold by high - pressure door - to - door sales people.

But other scores, including a newer version of FICO called FICO 9.0 and the VantageScore, incorporate more information than FICO scores, which can help consumers who have «thinner» files with less information about a credit history in them, said Brian Riley, the director of credit advisory services at Mercator Advisory Group.

These lenders care less about a potential investor's income and credit score, and more about facilitating a profitable deal.

These inquiries can have a slightly negative effect on your score — much less than a bill that's sent to collections — ut you still want to be cautious about applying for more credit than you need.