Sentences with phrase «less all withdrawals made»

If age attained was more than 60 years, higher of the Sum Assured less withdrawals made after age 58 or the Fund Value subject to a minimum of 105 % of all premiums paid is payable

Not exact matches

With tax - free savings accounts, holders face less risk even if they make withdrawals early in retirement.

«If there aren't deposits making up for the withdrawals, we have less water in the future to face water resource challenges with.»

«I have never met anyone who told me that they wished they had saved less,» says Chris Chen, CFP ®, wealth strategist, Insight Wealth Strategists LLC, Waltham, Mass. «People think that they will make up a withdrawal later, but it pretty much never happens.»

The worst outcome would have come for someone who made withdrawals between 1999 and 2008, when the portfolio generated slightly less income and would have declined in value to $ 79,783, leaving fewer assets available for later in retirement.

If you can pay your bills with a withdrawal rate of 3 % or less, you'll probably make it through retirement just fine regardless of when the market chooses to perform for you.

Note: Pay $ 2 per withdrawal if you make more than 4 per month, maintain a balance less than $ 1,500, or if you are over 18 years old.

It literally takes less than 2 minutes to make a withdrawal and the money magically appears in my bank account in around 2 days.

Some states offer plans that automatically shift the amount of risk based on the child's age — meaning that as your child gets older, the 529 plan features less risky investments, minimizing the risk that you'll lose it all right before you need to make a withdrawal.

Another reason to use the monthly withdrawal method, which is often referred to as dollar cost averaging, is because it can make investing less volatile.

Less than half (47 %) know how much you are allowed to re-contribute after making a withdrawal.

When you make less income, you are in a lower tax bracket and your withdrawal subsequently won't be taxed as much.

My total withdrawals may be less than the income I make on my whole portfolio, but I am really taking out a higher percentage from my RRSP accounts than my trading accounts.

Thanks to the life insurance component, when you die, your heirs are guaranteed to receive a pay - out worth no less than the amount you invested in the VA (minus any withdrawals you made while alive), regardless what the sub-accounts are actually worth.

Let's say that his withdrawal is equal to or less than contributions Ella made in the year of withdrawal or two preceding calendar years.

Joe has significant pension income, makes more money in retirement, his marginal tax rate is higher, but the average tax rate on his rrsp withdrawal is still less then the tax rate he saved at when making his contributions.

If you find a savings account that offers bonus interest for every month you don't make a withdrawal, you'll be less likely to touch the money unless it's an emergency.

Withdrawal of brokerage firms from the equity research business + downward pressure on fees + investor reallocation toward index investing have made traditional active management considerably less lucrative than it was during my working career.

When you make an RRSP withdrawal of $ 5,000 or less, your brokerage is required to withhold 10 % for income taxes.

If you pay less, you will be deemed to have made a withdrawal.

Direct withdrawal of your household bills is certainly convenient but it also makes it considerably less likely that you will review those bills carefully for any unwarranted charges or for any opportunities to reduce them.

For example, California adds a 2.5 % state tax early withdrawal penalty, so it ends up being 12.5 %, plus the normal income tax on the withdrawal... pretty substantial and makes me less inclined to use this approach (at least while living in California).

Of course, in a perfect world, everyone would be gainfully employed, spend much less than they make, and have all of the appropriate insurance coverage before ever putting a dime into a 401k:) In lieu of perfect, we have plans B and C — loans and withdrawals, respectively.

• Very high taxes to pay during the withdrawal phase to make up for the very much less than you think taxes on dividends and interest saved along the way.

• Very high taxes to pay during the withdrawal phase to make up for the very much less than you think taxes on dividends and capital gains saved along the way.

If then you pull the government's stocks out and make them all your stocks, while replacing the government's share of the portfolio with all bonds, then your tax bill on withdrawal will be lower (the government's portion will grow less), but your money in the portfolio will be riskier.

This means when a deposit matures and is redeemed, or the annuitant dies, a top - up payment is made (less any previous withdrawals and fees) if the market value is less than the guaranteed amount.

However, if yearly payments could be made on the basis of measured soil organic matter, rather than merely the withdrawal of the land for economic use, we would see much more wildlife habitat created, more grassfed beef raised, better water quality, a more secure income for landowners based on stewardship, and perhaps less conversion to monocrop grain production.

Some states offer plans that automatically shift the amount of risk based on the child's age — meaning that as your child gets older, the 529 plan features less risky investments, minimizing the risk that you'll lose it all right before you need to make a withdrawal.

Substantially equal payments: If your IRA distribution is part of a series of substantially equal periodic (not less frequently than annually) payments made for your life (or life expectancy) or the joint lives (or joint life expectancies) of you and your designated beneficiary, the withdrawal is generally not subject to the 10 % tax penalty.

The actual amount a beneficiary will receive may be less if you've taken out a loan or made a withdrawal.

The Base Sum Assured less all Partial Withdrawals, made in accordance with the Partial Withdrawal provisions in the last 24 months preceding the date of death of the Person Insured, or

Base Sum Assured less all Partial Withdrawals made in accordance with the Partial Withdrawal provisions, during the last 24 months immediately preceding the date of death or all Partial Withdrawals made in accordance with the Partial Withdrawal provisions post attainment of age 60, whichever is higher or

Assured Maturity Benefit = (101 % * «Total Premiums» paid till date) less the Total Partial Withdrawals made till date (if any).

In a policy year, the maximum amount that can be partially withdrawn is 50 % of the Fund Value as on the Date of Partial Withdrawal, subject to the Fund Value immediately after Partial Withdrawal being at least equal to1 (One) Annualised Premium i.e., you may make two Partial Withdrawals in a policy year such that the summation of percentage of Fund Value withdrawn, is less than or equal to 50 %

On death of the policyholder, higher of the Sum Assured net of partial withdrawals made in the last 2 years if the age attained was less than 60 years orFund Value subject to a minimum of 105 % of all premiums paid till death is payable

· On death of the policyholder, higher of the Sum Assured including top - up Sum Assured net of partial withdrawals made 2 years prior to death or the Fund Value including the top - up Fund Value is payable to the nominee if age attained was less than 60 years

Higher of, The Sum Assured plus the top - up Sum Assured the net of any partial withdrawals done in the last 2 years if age is less than 60 years or withdrawals made after attaining 58 years if age is more than 60 years or Fund Value including the Top - up Fund Value subject to a minimum of 105 % of premiums is paid to the nominee.

On death of the policyholder, higher of the Sum Assured SA net of partial withdrawals made in the last 2 years if the age attained was less than 60 years or Fund Value subject to a minimum of 105 % of all premiums paid till death is payable

In case of death within the term of the plan, higher of the chosen Sum Assured less any partial withdrawals made 12 months prior to death or 105 % of the total premiums paid till the date of death or the available Fund Value is paid to the nominee

Although you will not be given a tax break, you're capable of making a withdrawal that's equal to or lesser than your basis, or contributions, all without having to pay taxes on it.

The Sum Assured less any partial withdrawals made within 12 calendar months immediately preceding the death of the life assured, excluding partial withdrawals from top up amount

Total premiums paid including top - up premiums paid till the date of maturity compounded at 1.00 % p.a. less partial withdrawals made, if any or

A. Total premiums paid including top - up premiums paid till the date of maturity compounded at 1.00 % p.a. less partial withdrawals made, if any.

On survival of the life insured till the end of the policy term, the higher of fund value or Assured maturity benefit (101 % * «Total Premiums» paid till date) less the Total Partial Withdrawals made till date (if any) is payable on the maturity date.

Scenario B - Death Benefit: In the event of his death during the policy term, the Death Benefit payable is higher of Sum assured (less partial withdrawals, made 12 months prior to death), Policy Fund Value or 105 % of all premiums paid.

In the event of death of the life assured while the policy is in - force, the Death Benefit payable is higher of Sum assured (less partial withdrawals, made 12 months prior to death), Policy Fund Value or 105 % of all premiums paid.

Sum Assured is deducted to the extent of partial withdrawals: Up to the age of less than 60 years of the life insured, Sum Assured is reduced to the extent of Partial Withdrawals made during the last two years prior the datwithdrawals: Up to the age of less than 60 years of the life insured, Sum Assured is reduced to the extent of Partial Withdrawals made during the last two years prior the datWithdrawals made during the last two years prior the date of death.

- Base Sum Assured less all Partial Withdrawals (excluding any withdrawals made from Top - up Premium Account) made in accordance with the Partial Withdrawal provisions, during the last 24 months immediately preceding the date of death or all Partial Withdrawals made in accordance with the Partial Withdrawal provisions post attainment of age 60, whicheveWithdrawals (excluding any withdrawals made from Top - up Premium Account) made in accordance with the Partial Withdrawal provisions, during the last 24 months immediately preceding the date of death or all Partial Withdrawals made in accordance with the Partial Withdrawal provisions post attainment of age 60, whichevewithdrawals made from Top - up Premium Account) made in accordance with the Partial Withdrawal provisions, during the last 24 months immediately preceding the date of death or all Partial Withdrawals made in accordance with the Partial Withdrawal provisions post attainment of age 60, whicheveWithdrawals made in accordance with the Partial Withdrawal provisions post attainment of age 60, whichever is higher

- The Base Sum Assured less all Partial Withdrawals (excluding any withdrawals made from Top - up Premium Account), made in accordance with the Partial Withdrawal provisions in the last 24 months preceding the date of death of the PerWithdrawals (excluding any withdrawals made from Top - up Premium Account), made in accordance with the Partial Withdrawal provisions in the last 24 months preceding the date of death of the Perwithdrawals made from Top - up Premium Account), made in accordance with the Partial Withdrawal provisions in the last 24 months preceding the date of death of the Person Insured