Sentences with phrase «less available credit»

In fact, it can hurt your score, as it can raise your credit utilization ratio — since you'll have less available credit — and decrease your average length of credit history.

By canceling a card, you'll have less available credit to spend.

They go on: «Women tended to use less available credit on their credit cards than men.»

If you quickly cancel a card, it leaves you with less available credit.

The less available credit you have, the greater percentage you are using whenever you charge something in another account.

It also means that there is less available credit, which can also reduces spending.

Closing a credit card account is usually not a good idea; having less available credit can negatively impact your credit score, and closing old accounts will shorten your credit history.

Not exact matches

Whereas successful companies have «experience navigating the lending landscape, more available credit and frequently monitor their business cash flow,» according to the report, underperformers suffer from «less knowledge about financing products, lower personal credit scores, less access to financing and fewer formal financial management practices in place.»

A tightening of bank lending standards and a drying up of the home - equity - loan market in the post-financial crisis era have made small business credit less available than it used to be.

If the Fed increases interest rates rapidly, this chokes off the flow of credit available and makes businesses less likely to spend.

If the amount available under the Asset - Based Revolving Credit Facility is less than the greater of (i) 12.5 % of the lesser of (A) the aggregate revolving commitments and (B) the borrowing base and (ii) $ 60 million, NMG will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of cCredit Facility is less than the greater of (i) 12.5 % of the lesser of (A) the aggregate revolving commitments and (B) the borrowing base and (ii) $ 60 million, NMG will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of creditcredit.

If the amount available under the Asset - Based Revolving Credit Facility is less than the greater of 1) 12.5 % of the lesser of (a) the aggregate revolving commitments and (b) the borrowing base and 2) $ 60 million, we will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of cCredit Facility is less than the greater of 1) 12.5 % of the lesser of (a) the aggregate revolving commitments and (b) the borrowing base and 2) $ 60 million, we will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of creditcredit.

Once you close those unused accounts, you suddenly have less credit available.

Nebraska Child / Dependent Care Credit — available to taxpayers with AGI less than $ 29,000, equal to between 100 % and 30 % of the federal Credit — available to taxpayers with AGI less than $ 29,000, equal to between 100 % and 30 % of the federal creditcredit

In the traditional banking service model, there is no proper system available to transfer $ 1 or less online using a credit card or other traditional form of payment.

FHA loans are better for borrowers with lower credit scores and less money available for a down payment.

For the purposes of maximizing your FICO score for travel hacking, keep your account credit utilization low: ideally, you want your balances at less than 30 % of your available credit all the time.

This may increase your credit utilization ratio thereby making you to have less credit available to use.

In addition, the higher figures reflect an increase in the number of teens who earn more than $ 8 but less than $ 9 an hour who would be available for the credit in succeeding years as the wage and credit rise.

In less developed countries where credit scores aren't available, a Harvard team has been experimenting with using a 40 - minute personality quiz to assess candidates» credit - worthiness for microloans.

«(i) increase the percentage of emissions that can be offset through the use of international offset credits to reflect the amount that 1.0 billion exceeds the number of domestic offset credits the Administrator determines is available, at prices generally equal to or less than emission allowance prices, for that year, up to a maximum of 0.5 billion tons of greenhouse gas emissions; and

NADA contends the CFPB is seeking to change dealer - assisted financing in a way that will increase the cost of credit and make it less available to automotive consumers.

More information about the 2012 Mitsubishi i - MiEV: The 2012 Mitsubishi i is not only one of the first regular - production electric cars for sale in the U.S. market; for 2012, it's the lowest - priced, fully electric passenger car available to Americans — costing as little as $ 21,625 after the $ 7,500 federal tax credit, which is thousands less than the Nissan LEAF.

We'll contact you as soon as we are ready to present you with an appraisal and review the financing options that are available to your less than perfect credit score.

Cash or financing in - house financing also available we ask for around half the price of the vehicle down, no credit checks, 350 or less monthly payments, 1...

I then called Amazon and had the full retail price credited even though I purchased it for $ 20 less at a promotional price when the K3 was first available — terrific Amazon customer service as usual following in the footsteps of another legendary Seattle company — Nordstrom.

However, this credit is only available to taxpayers with a modified gross income of $ 64,000 or less.

This may increase your credit utilization ratio thereby making you to have less credit available to use.

Owing much less than your available balance boosts your credit score.

If a customer's balance transfer requests will exceed the available credit, Discover will process the transfers for less than the amount requested, in the order requested.

Remedy: You can try paying down debt, taking on less debt in the future or increasing your available credit on your credit cards by requesting a credit limit increase from your card issuer.

You want the credit bureaus to see a smaller statement balance, so that it appears that you are using less of your available credit, which leads to a higher credit score.

Other types of loan are also available - if your credit file is less than perfect, and you have a bad credit or low credit score - which potentially could help with repairing your credit file, if you keep up to your contractual payments and make your payments on time.

Business credit scores from Equifax and Experian (but not Dun & Bradstreet) use your credit utilization to calculate your business credit score, so a higher limit can make it easier to use less of your available credit and improve your standing.

Using less than 20 % of your available credit card limit each billing cycle (yes, even if you pay your balances in full and on time), paying down loans with large balances and making all your loan payments on time are easy ways to improve your credit score.

The good news is; there are other programs available to help you pay less than the full amount owed on each of your debts, and some programs even come with credit repair (Bad Credit & Good Credicredit repair (Bad Credit & Good CrediCredit & Good CreditCredit OK).

Customers can transfer any amount, up to their credit available for transfers, which may be less than their total credit line.

Note that it's also possible for college students to get personal credit cards (not specifically student cards) with low credit score requirements, so you may considering broadening your filters to include Personal cards available to people with less than good credit.

People with the best credit scores generally use less than 10 % of their available credit.

Credit unions historically have had less capital available for lending than big banks so they stayed away from this part of the borrowing industry for a long time.

The full credit is available to individual filers with a MAGI of $ 80,000 or less and married joint filers with joint a MAGI of $ 160,000 or less.

While this opened the floor to more available loans in the network, there was more potential risk for default by borrowers with less favorable credit histories.

Also considered is the total amount of credit you have available (Try to keep your credit cards balances at less than 50 % of your total credit line).

The optimal use is less than 30 % of available credit.

White Star Finance - They can advise you on what type of mortgage would be made available to you if your credit is less than perfect.

What this means is that those who have successfully secured personal loans, despite bad credit hanging over them, face strict limits to the sum available to borrow, higher rates of interest and, sometimes, less flexible repayment schedules.

Experts recommend limiting purchases to less than 30 % of the credit that is available in your account.

Experts suggest you apply the same utilization rate as an unsecured card, meaning limit your purchases to 30 % or less of the available credit.

For people who have extenuating circumstances with less - than - stellar credit, personal loans with no credit check required may be one of the few options available — but that doesn't mean they're a good idea.

Put less down and significantly lower your monthly payments while still having available credit for upgrades and repairs.