Sentences with phrase «less cash value»

Split dollar insurance: An arrangement between two people (often an employer and an employee) where life insurance is written on the life of one who also names the beneficiary of the net death benefits (death benefits less cash value), and the other is assigned the cash value (or equivalent amount of death benefits), with both sharing the premium payments (usually the noninsured paying a portion equal to the increase in cash value each year and the insured paying the balance of the annual premium).

Thus, again, policies with less cash value — and a policyowner who doesn't want to make ongoing premium payments — tend to be the better candidates for creating value in a life settlement transaction.

If the insured dies prematurely the beneficiaries of the life insurance policy receive the death benefit, less any cash value in the policy, income tax - free.

It also gives you the same guaranteed death benefit protection as all our other whole life policies, but keeps costs down by spreading your payments out a little further and by offering a little less cash value and dividend growth potential.

It also gives you the same guaranteed death benefit protection as all our other whole life policies, but keeps costs down by spreading your payments out a little further and by offering a little less cash value and dividend growth potential.

The insurance carrier faces more risk early in the contract if the insured dies, as there is less cash value in the account.

In addition, you have less cash value available for other purposes, such as a policy loan.

Not exact matches

Finding a distressed seller who needs immediate cash often means they will sell at less than market value, which provides you with biggest profit potential.

As a simple rule of thumb, if the value of each point is less than 1 cent, use cash and keep your points for a higher - value opportunity.»

If you choose instead to take the entire cash prize at one time, you get much less money up front: The cash payout value at the time of writing is $ 411.7 million.

While banks are offering interest rates of 1 percent or less (taxable), many cash - value policies are currently offering tax - free growth of about 5 percent.

Just 2 percent of the total value of transactions in Sweden consist of cash, and this is expected to decline to less than half a percent by 2020, according to research by Capgemini and BNP Paribas.

Cash back cards, which are popular among business owners thanks to their simplicity and high value of cash back rewards, are less comCash back cards, which are popular among business owners thanks to their simplicity and high value of cash back rewards, are less comcash back rewards, are less common.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

In a life insurance cash settlement, a company will purchase your life insurance policy for a greater amount than the policy's cash value but less money than the death benefit.

On the other hand, it's also the reason why term life insurance is several times less expensive than cash value life insurance.

Subject to the provisions of our 2015 Plan, the administrator will determine the other terms of stock appreciation rights, including when such rights become exercisable and whether to pay any amount of appreciation in cash, shares of our Class A common stock, or a combination thereof, except that the per share exercise price for the shares to be issued pursuant to the exercise of a stock appreciation right must be no less than 100 % of the fair market value per share on the date of grant.

Gold values vary wildly so this is considerably less stable than cash, but the long term value won't eroded to pennies by inflation and I don't expect I'll need it anyway.

Nevertheless, traditional lenders are likely to weight the value of your personal score more heavily than many online lenders do, so if you have an otherwise healthy business and can demonstrate that your business has the cash flow to make timely loan payments, it is possible to qualify for a loan with a less - than - perfect personal credit score.

And despite today's richly valued markets, Tim has still found three companies currently trading for less than their net cash and cash equivalents.

QUE was trading for less than its cash value... WAY less... it's the closest thing to free money that you'll find in the markets.

Participation from directional buyers and sellers of bonds should result in greater market inefficiencies between cash bonds and futures, benefiting less directional relative value trading.

Subject to the provisions of our 2016 Plan, the administrator determines the other terms and conditions of stock appreciation rights, including when such rights become exercisable and whether to pay any increased appreciation in cash or with shares of our common stock, or a combination thereof, except that the per share exercise price for the shares to be issued pursuant to the exercise of a stock appreciation right will be no less than 100 % of the fair market value per share on the date of grant.

Subject to the provisions of our 2010 Plan, the administrator determines the terms of stock appreciation rights, including when such rights vest and become exercisable and whether to settle such awards in cash or with shares of our common stock, or a combination thereof, except that the per share exercise price for the shares to be issued pursuant to the exercise of a stock appreciation right will be no less than 100 % of the fair market value per share on the date of grant.

Subject to the provisions of our 2013 Plan, the administrator determines the other terms of stock appreciation rights, including when such rights become exercisable and whether to pay any increased appreciation in cash or with shares of our common stock, or a combination thereof, except that the per share exercise price for the shares to be issued pursuant to the exercise of a stock appreciation right will be no less than 100 % of the fair market value per share on the date of grant.

Valuation — with regards to valuation of the company at $ 240 per share, this includes valuing the business at $ 216 per share (at 18x our FY 2016 earnings estimate of $ 12 per share) plus net cash per share of $ 24 ($ 150 billion of net cash less the tax effect on international cash for repatriation, which we estimate to ultimately be 6 %, and for simplicity purposes, apply to all cash on balance sheet rather than just the international cash).

Unless exchanged for new options, each option holder received an amount in cash, without interest and less applicable withholding taxes, equal to $ 24.82 (the fair value of the Predecessor's common stock) less the exercise price of each option.

Because inventory depreciates in value, it is less liquid (less likely to be turned into cash at full value), than accounts receivable, so you will not be able to get full value on your financing.

Okay, so the value of Bitcoin Cash has always been significantly less than Bitcoin, but, when Bitcoin has reached $ 7,000.00, Bitcoin Cash has sat at around $ 700.00.

The result of a new car's quick depreciation is a policy limit or an actual cash value of a car that is less than what is owed to a loan or leasing company.

You can do a cash - out refinance if you've occupied your home for less than that, but you will be limited to the lesser of the original purchase price or current appraised value.

You wouldn't owe any taxes if the life insurance policy's cash surrender value was less than the amount you had already paid in premiums.

Without ascribing value to the company's non-earning assets, which include messaging platforms WhatsApp and Messenger (among others), Facebook is trading at less than 15x next year's earnings (excluding net cash), a discount to the S&P 500 Index.

For seniors, the cash value of whole life insurance is less valuable because you have fewer years during which it will grow with interest.

If you're considering permanent life insurance, but are wary of the complexity of the policy and not interested in the cash value or investment benefits, guaranteed universal life insurance is a less expensive way to purchase nearly - lifelong coverage.

There's generally no cash value component as you'd find with permanent policies, meaning it's less expensive, but this policy offers what is essentially lifetime coverage with level premiums.

At the point when the general value level ascents, every unit of cash purchases less merchandise and administrations.

No less a value conscious investor than Warren Buffett commented on this shift at the most recent Berkshire Hathaway annual meeting, where he pointed to the fact that the largest companies in the S&P 500; Apple, Microsoft, Amazon, Facebook, and Google generate far more cash per dollar of earnings than companies of the past.

While the Compensation Committee considers short - term performance - based cash bonuses to be a less significant compensation tool than equity awards in terms of driving long - term stockholder value, the Committee believes they play an important role in

Since that pastor has to pay the full 15.3 % for social security with no help from the church on not only the $ 25K but also on the value of living in the house his cash income was just reduced to less than $ 18K.

That said, for value shoppers, the XLE is the place to start for less cash.

Before today, the stock was 11 percent below its book value of $ 18.92, implying investors view RIM as worth less than the net value of its cash, inventories, real estate and intellectual property.

If the cash value is less than the premiums you paid in, the annuity is tax - free until the amount you receive exceeds the amount you paid in.

You can surrender a non-term life insurance policy and receive its surrender value, which may be substantially less than its cash value.

The surrender value is the stated cash value less any outstanding loans and is counted as an asset.

The amount you receive will be greater than the policy's cash value and less than its death benefit.

Waiting to begin means higher premiums, and less time for the cash value to grow inside the policy.

The target buy may be in midlife with less time to accumulate cash value, but with a need for a permanent policy.

The reality is that these policies are so flexible that a person could place $ 100 per month into one and the same strategy to grow the cash value can be applied to a less wealthy person as to one with greater wealth.