Sentences with phrase «less debt you have»

The less debt you have, the more financially responsible you appear to mortgage lenders.

The less debt you have, the less vulnerable you are to economic volatility.

The less debt you have in relation to your income, the easier it will be to qualify for a mortgage.

The way a lender looks at it, the less debt you have overall, the better chances are that if you fall on hard times later, you'll still be able to make your car payment.

In other words, the less debt you have, the better.

The less debt you have to worry about, the better.

The less debt you have the safer / more protected you are no matter what happens (like a job loss.)

The fact is the less debt you have, the more a potential mortgage lender will like you... (See FICO score)

The less debt you have the higher your credit score will be.

The less debt you have before you have a child the better.

Not exact matches

«When outstanding debt is large, the government has less flexibility to address financial and economic crises,» the CBO report said.

The study involving about 1000 Facebook users in the US found that those who spent relatively more time on Facebook and had a strong network on social media were more likely to have lower credit scores and more credit card debt compared to those who used it less and had a comparatively weaker network.

• Even though Canadians have a lot of mortgage debt, national mortgage - in - arrears numbers remain very low, at less than half of one per cent.

The bottom 60 % have less liquid forms of wealth (cars, real estate) and more costly forms of debt (student loans, credit card debt).

Less than two years later however, AirAsia had turned itself around, having repaid its debt — even with the challenging travel environment it was in at the time.

«If you have more growth, less debt, what's not to like.

At least some households would use the funds to pay down debt, meaning the money would flow to the banking sector anyway, but with one critical difference: household debt would actually decline, leaving household balance sheets in better shape and owing less interest every month.

But that pain today would arguably be less severe than if rates go up years from now, when households have piled on even more debt.

Would - be entrepreneurs hamstrung by student debt are more likely to keep their current jobs and less likely to launch new businesses that could create new jobs.

When income is distributed very unequally, the only way for less well - off people to have the same material possessions as more well - off people is to spend all of their income and even to go into debt.

That's likely an extreme case, but other investigations by state attorneys general and the Federal Trade Commission have routinely found debt - settlement companies with completion rates of 10 % or less.

But he acknowledged that student debt was a «huge issue», telling the Bright Blue liberal conservative think tank's conference: «If you wanted to say you want to reduce that (fees) then either fewer people go to university or the experience would be less.

If you have a slow month, you'll know you'll have less to spend and can start thinking of ways to tighten up your budget and avoid getting into debt.

Medical debt collections now have less influence in the latest FICO and VantageScore credit - scoring models, and once a medical debt is settled, it's ignored completely, said credit expert John Ulzheimer.

With most of these debts being held by Chinese entities, it's unlikely we'll see a banking crisis in the same way we could have seen if Greece or Spain went belly up, said Lau — many foreign banks hold European bonds — but we've seen markets panic on far less worrisome Chinese news in the past.

Hilary Stout illustrated this problem in The New York Times in June: «After all, the millennial generation has less wealth and more debt than other generations did at the same age, thanks to student loans and the lingering effects of the deep recession,» she wrote.

Governor Snyder has said that the bankruptcy filing will allow the city to spend more money on public services because less of its money will be hurdled toward paying interest on debt.

Now, emerging markets have flexible - exchange rates, much less foreign debt, and substantially larger reserves of foreign currency.

Debt: If your company has been in business for less than three years, has no record of regular profitability or has a negative net worth, most banks won't take your call.

Other benefits of investments using debt include tax advantages and a higher return on my investment (ROI) because I've used less of my own money to purchase the asset.

Some funds are from debt (less risky to the creditors, so it has a lower cost of capital to the firm), and some funds come from equity (more risky to the investors, so these have a higher cost of capital).

So, not only have we issued a lot more debt, we're doing so at much less standards.»

A slow - growing economy, in turn, would make a burgeoning federal debt less sustainable.

«The more debt you have, the less happy you are,» he says.

However, she adds, «students at [our ranked] private colleges have to borrow less debt to finance a degree.

The stocks that hedge funds have largely ignored tend to be much larger than the hotels, have less debt, grow earnings more slowly but consistently, and pay bigger dividends (an average yield of nearly 3 % for the S&P 500 constituents, compared with 2 % for the index overall).

Alexander would like to see Morneau produce a plan to balance the books, while Perrault is less concerned about it as long as Ottawa keeps lowering the debt - to - GDP.

The more debt AT&T uses, the less new stock it has to issue and the easier it will be for the deal to quickly add to AT&T's earnings per share.

It felt free to issue such an advisory, the central bank said, in part because it was less worried about those record levels of consumer debt and the housing market, both of which economists have said appear to be moderating.

That would make REITs less attractive to investors relative to bonds, while raising the cost of their debts — cutting into profits.

Amid $ 37 billion of total debt, Sprint has $ 9 billion coming due in less than two years.

Having less debt can help a company roll with the punches.

While the U.S. and Europe are currently grappling with huge debts, a lot of the developing countries had their financial crises more than a decade ago and are now less vulnerable to shocks.

I would say a good above average measure would be 15k or less in total debt (combined student and car loans), makes $ 60,000 a year starting out (mostly engineers; average BS starting salary in most feilds is 30 - 40,000, so 60k is very good).

FTC and state investigations in the U.S. have found that less than 10 per cent of consumers typically complete debt settlement programs there, according to the U.S. Government Accountability Office.

And the company now has less debt and new owners.

Under the plan, lenders that originate less than 2,000 loans — excluding loans held in portfolio — would not have to comply with QM's debt - to - income requirement, though they would have to follow other QM restrictions.

«I would like to be somewhere in four years where we have less debt,» he said.

Still, some conservative German lawmakers have indicated ahead of Friday's vote reservations about whether they believe Greece fully meets the conditions required to tap aid from the European Union's bailout fund, much less qualifies for debt relief.

But you have a couple of good options to lower your rates — which helps you pay off the debt faster with less interest.