The advantages of an amortization loan is that there is much less of a credit risk and there is also much less of an interest rate risk because the loan is paid quicker so there is
less effect from the interest rate.
Not exact matches
«The large majority of individual major events — ranging
from the assassination of Archduke Ferdinand 100 years ago through to 9/11 and recent events in Iraq and Ukraine — impact major stock markets by around 10 % or
less, with the
effect being fully reversed within a month or so,» he wrote in a note to clients.
Street estimates finally look safe while Y / Y compares on iPhone units and overall AAPL revenue are bottoming in [calendar] Q1 and should turn flat to up as soon as [calendar] Q4 additionally fueled by
less severe [currency exchange] headwinds... iPhone 7 will benefit if nothing else
from the 6/6 + «echo»
effect as these units enter the upgrade base, OLED in ’17 solves growth concerns and builds a bridge to new «dreamy» form factors.
The results are: A
less intense «buzz,» harsher side
effects from acetaldehyde poisoning, and long - term, a higher risk of mouth and throat cancers.
Shrinkage has many causes — anything
from heavy pours to outright theft — but the
effect is always the same:
less money in the till.
While the
effect of defining a «qualified purchaser» in this manner is to preempt the states
from requiring registration of these smaller and
less regulated offerings, states retain the authority to require the filing of offering materials, a consent to service of process, and fees that would otherwise be required in the absence of preemption.
This inequitable situation translates into
less opportunity and social mobility for everyone, and is having a corrosive
effect on everything
from health outcomes to social cohesion and the functioning of our democracy.
Bond fund withdrawals might have had a greater
effect on markets where there is
less trading, such as municipal securities — but even there, redemptions
from bond funds would have accounted for
less than 10 percent of the primary dealers» trading.
The largest living generation, millennials appear to be much
less at risk
from the
effects of the anchoring bias than baby boomers.
Allocating unlimited resources can be daunting, and just as research has shown that giving workers too many 401 (k) mutual funds to choose
from can lead to
less and worse savings, unlimited vacation can overwhelm workers to the point that they don't use it to full
effect.
The behavioral economist George Loewenstein and his research colleagues have shown, using data
from Vanguard Group, that investors check the value of their financial assets much
less frequently, on average, in down markets — a behavior the researchers call «the ostrich
effect.»
From no wealth
effect realization to meaningful financial market distortions to
less Treasury issuance ahead, the Fed knows the costs and the risks (financial bubbles) of further QE are outweighing the
less than hoped for positives.
Much of the recent strength has come
from a steep rise estimated for «other resource» prices, as sharply higher contract prices for iron ore and coal began to take
effect from 1 April, and to a
lesser extent,
from rising base metals prices.
In
effect, the S&P 500 Index went
from a 21 % undervaluation in November 2010 (1185) to a much
less appealing 7 % undervaluation last June (1320).
Just about every illegal drug can be used in a medicinal way, often with
less danger
from side
effects or addiction than legal drugs.
His shift
from active to passive voice is difficult to detect unless one obsessively notices such things, but its
effect on the reader is no
less powerful for that fact.
The highest cause may be (1) in every sense or aspect «uncaused,» in no sense or aspect the
effect of anything else; or it may be (2) in some aspects uncaused, and in others causally influenced, but its manner of both acting and receiving influences may be the highest conceivable, hence absolutely «perfect,» although even so its whole being may not in every sense be perfect, because the influences as coming
from other causes, say human beings, may be
less admirable than they might be; or the supreme cause may be (3) in no sense or aspect uncaused, independent of other powers, hence in no way wholly exempt
from the imperfections of the latter...
The more cunningly his deceit is planned, the
less will Agnes bashfully hide
from him her sufferings; she will resort to every means, nor will they be without
effect — not to shake his resolution, I mean, but to torture him.
It appears to me that the increase of uncertainty today is
less a sign of maturity and wisdom, and more a negative
effect from breathing a poisoned, polluted air we are sharing in common with the rest of the world, to our own detriment.
Depends, that
effect can range
from someone knocking at my door to spread the gospel (mildly annoying) to legislating laws that disenfranchise a group for no reason (horrible) to using their faith as a tool to help the
less fortunate (good).
It may be that Brown can be so sanguine about overcoming the fragmenting
effects of disciplinary diversity because the national scholarly organizations that institutionalize the various academic guilds today exercised
less political power in the 1930s over scholars» standing with peers, mobility
from school to school, and promotion to tenure.
Creation is
effected when the god Marduk - Bel, with the assistance of
lesser gods, carves up Tiamat's carcass to form
from it the earth and its arching canopy, the firmament.
The lower levels of baseline sugar sweetened drink consumption in the UK compared with the US may in part explain why the
effect on obesity that we estimate in the UK is much
less than that estimated in the US.12 The differences with respect to other modelling studies may also be partly explained by their use of higher own price elasticity values for sugar sweetened drinks than we have calculated and used here.18 22 52 We can not make direct comparisons between the results of our study and the results of recent studies of the
effect of reducing sugar sweetened drink consumption on body weight in children, 5 7 as the relation between energy balance and change in body mass index in children who are growing is different
from that in adults.
We don't know if this would have any
effect on Wenger's team selection for the Swans but I suspect it might make him a bit more likely to hand some game time to some
lesser used players or those coming back
from injury.
You weight damage if it is having an
effect, but despite the commentary JJ really didn't seem too
effected by the swelling and Rose was CLEARLY
less mobile
from the leg kicks.
As a season ticket holder for the best part of two decades I can tell you that Harry Redknapp's
effect on the club is nothing
less than miraculous and this latest bit of speculation
from The Metro, which is more than likely made up by the journo at the paper, is made all the more interesting by the fact that in many ways everything within the text is eminently possible.
So we hemmed and hawed for over a week and finally decided that we are going to stay put here for a few more years (and make this place more appealing to us and hopefully the next owner too), so I emailed the city planner to make sure permits were still available and he told me they had sold out earlier that week —
less than two weeks
from when the ordinance went into
effect!
While all but three states now have laws requiring immediate removal
from play of athletes with concussion signs or symptoms and prohibit same - day return to play for those with suspected concussion, some are concerned that such laws may have the perverse
effect of making the under - reporting problem even worse, fearing that an athlete is going to be even
less likely to self - report experiencing concussion symptoms and more likely to hide symptoms
from teammates, game officials and sideline personnel if they know that a suspected concussion may sideline them for the rest of the game.
The swaddling
effect of the miracle blanket will help soothe and calm your baby's nerves and everyone will reap the benefits of longer naps, more fun time, and
less irritable behaviors
from all.
Ceiling fixtures with bell - shaped shades may look lovely
from across the room, but the
effect is
less enjoyable when you're lying directly under them!
Due to the high degree of satiation provided by these foods, students will consume fewer calories throughout the day and will be significantly
less likely to suffer
from the negative
effects of excess weight gain and child obesity, a condition dramatically increasing among students across the country.
No increase in childhood overweight Direct evidence for the
effect of exclusive breastfeeding on childhood overweight comes
from a 2015 systematic review and meta - analysis in which individuals with any breastfeeding were shown to be
less likely to be overweight or obese later in life compared to non-breastfed individuals.
In his 2005 book, Last Child in the Woods, journalist Richard Louv coined the term «Nature Deficit Disorder,» referring to the negative
effects resulting
from children spending
less time outdoors.
The traditional beaded amber necklaces
from the Baltic region are a
less intrusive remedy for the pain and side
effects of teething.
Another important finding
from their research, however, which has attracted
less media attention, is that having a history of female candidates in a given district has a substantial
effect on the party's probability to nominate a female candidate in the future.
What is the
effect on the labour value of a construction job in the UK when a builder
from Bulgaria comes to Britain and is accustomed to doing a job for much
less than an existing British builder would expect to be paid?
The net
effect of this not - thought - through policy is that, in many cases, children
from rich and affluent homes who attend some of the best private schools for their primary education will be the beneficiaries of this scholarships, and children of
less endowed schools and remote villages and towns will be disadvantaged.
We must not only
effect profound changes in our fight against corruption, but must also overcome the more or
less open resistance
from individuals or organised interests who make gains
from this evil status quo.
Yet, your main butterfly
effect claim could stand up -
less because the fickleness and wall - to - wall Jacko takes us away
from retwittering and commenting on events in Iran, but simply if it were to overwhelm the servers and so diminish or take out of play Twitter and the important impact which the Iranian protestors themselves can make of it to organise, mobilise and get information out.
With
less than six weeks before Election Day, state Republicans are hoping to capitalize
from a «spillover»
effect from the Trump race.
- GDP per capita is still lower than it was before the recession - Earnings and household incomes are far lower in real terms than they were in 2010 - Five million people earn
less than the Living Wage - George Osborne has failed to balance the Budget by 2015, meaning 40 % of the work must be done in the next parliament - Absolute poverty increased by 300,000 between 2010/11 and 2012/13 - Almost two - thirds of poor children fail to achieve the basics of five GCSEs including English and maths - Children eligible for free school meals remain far
less likely to be school - ready than their peers - Childcare affordability and availability means many parents struggle to return to work - Poor children are
less likely to be taught by the best teachers - The education system is currently going through widespread reform and the full
effects will not be seen for some time - Long - term youth unemployment of over 12 months is nearly double pre-recession levels at around 200,000 - Pay of young people took a severe hit over the recession and is yet to recover - The number of students
from state schools and disadvantaged backgrounds going to Russell Group universities has flatlined for a decade
There is also some statistical smoothing which has the
effect that outliers or vote shares that diverge most
from the general consensus are allocated
less weight.
The simulations suggested that the indirect
effects of increased CO2 on net primary productivity (how much carbon dioxide vegetation takes in during photosynthesis minus how much carbon dioxide the plants release during respiration) are large and variable, ranging
from less than 10 per cent to more than 100 per cent of the size of direct
effects.
The model calculations, which are based on data
from the CLOUD experiment, reveal that the cooling
effects of clouds are 27 percent
less than in climate simulations without this
effect as a result of additional particles caused by human activity: Instead of a radiative
effect of -0.82 W / m2 the outcome is only -0.60 W / m2.
The virus only differs
from H2N2 in one of its surface proteins, the H; since many people still have antibodies to the unchanged N2 protein, its
effects are
less severe.
The authors of the study say that improvements in management, multi-drug chemotherapy, immunotherapies, stem cell transplants, radiotherapy and treatments that have
less toxic side -
effects have all contributed to the improvement in survival
from leukemia.
Steve Capps wondered if gravity could affect atomic clocks: «Since time slows in a gravitational field, are atomic clocks so sensitive that perhaps moving them
from the ground floor to the second or third floor of a building would have a measurable
effect, given that gravity would be
less on the higher floors?»
The drug works to block release of substances at nerve endings, which,
from effects in different nerves, will lead to reduced muscle contraction and
less transmission of pain signals.
The findings, first published online in the Journal of the American Academy of Dermatology, show that
less than four percent of people with darker skin experienced unwanted side
effects from a chemical peel.
Pollution - seeded clouds may have worldwide
effects across all kinds of weather —
from droughts in the South due to
less frequent rain to other, more severe storms.