Sentences with phrase «less equity available»

And with less equity available and credit still tight, households are finding it more difficult to get financing for projects.

Not exact matches

A tightening of bank lending standards and a drying up of the home - equity - loan market in the post-financial crisis era have made small business credit less available than it used to be.

My point was and is that the equity risk premium is bundled up closely with the nature of the security itself (i.e., being a publicly traded, relatively liquid investment asset called an equity, that has a very specific bundle of rights and risks attached to it), which has very different characteristics than the many other financial assets available in the economy (many of which have bundles of risk that are perceived as «riskier», and many of which are perceived as «less risky»).

Although supply has returned to the market over the short term — due to a combination of increased production from US shale producers and the easy availability of capital via debt and equity markets — I'm expecting supply growth to moderate over the long term as capital becomes more expensive and less available to marginal energy producers.

Because of the exemptions available in Wisconsin, a bankruptcy filer can keep the house as long as he / she has less than $ 75,000 of equity in the house ($ 150,000 for a married couple).

This means that even a small 1 % increase in long - term rates could result in at least a 20 % reduction in the amount of loan proceeds available to a borrower, equating to tens of thousands of dollars LESS of home equity borrowers can access as rates rise.

Home Equity Loan: As of March 3, 2018, the fixed Annual Percentage Rate (APR) of 4.89 % is available for 10 - year second position home equity installment loans $ 50,000 to $ 250,000 with loan - to - value (LTV) of 70 % orEquity Loan: As of March 3, 2018, the fixed Annual Percentage Rate (APR) of 4.89 % is available for 10 - year second position home equity installment loans $ 50,000 to $ 250,000 with loan - to - value (LTV) of 70 % orequity installment loans $ 50,000 to $ 250,000 with loan - to - value (LTV) of 70 % or less.

I am not sure if linguee.com translated that correctly, I mean «Eigenkapital», i.e. the part of the money you do not need from the bank) is reasonable depends on what you want to do with the house - if you are planning to rent it out less equity might make sense, since you get a few tax breaks that are not available if you want to live there yourself.

I understand the idea of deducting the excess cash because it could be used to immediately reduce the debt and boost the equity value but... On one hand it seems logical to avoid deducting the cash that is not available for distribution (i.e. couldn't be extracted from the operations), on the other hand that is exactly the part of the cash that is less likely to bear interests.

The requirement for available home equity is not a must because there are also unsecured owner loans which have better terms than unsecured tenant loans due to the less risk involved in the transaction.

However, there are debt mutual funds available which are suitable for short term investments as they are less risky than equity mutual funds.

However, when your available home equity is less than your total debt, consolidation is most likely out of the question.

A low debt to equity ratio means lower risk to investors, since it means there is less debt relative to the available equity.

If you have less than 20 % equity in your home, there are 2nd Trust Deed loans available for up to 95 % of the value of your home under certain conditions.

To qualify for a HELOC, you need to have available equity in your home, meaning that the amount you owe on your home must be less than the value of your home.

Qualifying for a HELOC To qualify for a HELOC, you need to have available equity in your home, meaning that the amount you owe on your home must be less than the value of your home.

Many of these core equity ETFs boasted some of the lowest expense ratios available at the time, yet without liquidity, they withered in less than 18 months.

For goals which are 1 - 3 years away, choose from the debt funds available as they are less volatile than equity funds.

This option is less preferable as the cost of refinancing can further diminish available home equity, but it is favorable to foreclosure.

The Prime Rate + 1.24 % rate is available for customers opening home equity lines of credit for $ 50,000 or greater and meeting product credit qualifications covered below and assumes less than or equal to 80 % Combined Loan to Value (CLTV).

The perverse result: They will have even less home equity available when they really need it to pay for long - term care.

«Bascom was able to access mezzanine and preferred equity capital available in today's market and obtain financing on The Breakers Resort by adding a parcel of developable land as collateral, resulting in a blended cost of capital of less than 5 percent and a combined debt yield of 6.25 percent,» said Erland in a statement.

About 50 percent of respondents said capital availability was unchanged for both categories (50.4 percent for equity and 45 percent for debt), while about less than one - fifth said capital was more widely available (13 percent for equity, 17.5 percent for debt).

An additional 27 percent said equity capital is more widely available, while only 10 percent said it is less available and another 18 percent said they weren't sure.

Conversely, in a down market there are more delinquent assets available (along with more junk assets), and there is less equity in the marketplace.

An additional 28 percent said equity capital is more widely available, while only eight percent said it is less available.

There is some sense in the market that both debt and equity capital is becoming less available for retail properties than 12 months ago.

You have no cash («zero equity») available to make up the short fall ($ 600,000 plus closing costs), so you are going to have to try a short - sale and ask the lender to take less (short the payoff to the lender) in order to mitigate everyone's losses.

less equity being available for reinvestment in the future.

On the equity side, most (45 percent) expect no change, while 31 percent think access to equity will be greater and 24 percent said equity would be less available.

Respondents are more pessimistic that debt will be less available over the next 12 months as compared to equity.