Sentences with phrase «less equity invested»

High - ratio Mortgage - A mortgage that exceeds 75 percent of the loan - to - value ratio; must be insured by either the Canada Mortgage and Housing Corporation (CMHC) or a private insurer to protect the lender against default by the borrower who has less equity invested in the property.

Not exact matches

He said the fund will invest to a lesser extent in the equity of crypto - related startups.

If the same person instead invested a little less each year (6 % of his income) in a portfolio weighted 80 % to higher - returning equities and 20 % to bonds, he would only have $ 469,000 at retirement.

We've already invested the lion's share of our funds» original equity commitments to acquire about $ 1.8 billion of assets, based on unpaid principal balance, for less than $ 0.40 on the dollar.

«By allowing investors and their financial advisers to efficiently learn about our REITs and invest directly, there is less cost involved in raising equity capital than there would be through more traditional public distribution formats,» said Amy Tait, chairman, CEO and co-founder of Broadstone, in a statement.

The changes to the Canadian securities laws if adopted would allow the general public to invest in equity crowdfunding online, and companies to offer small amounts of equity with less disclosure thus driving the cost of raising capital lower and widening participation at the same time.

If you are overweight or underweight one country compared to its fraction of the world equity markets, then you are effectively saying that a dollar invested in the underweight country is less clever / informed than a dollar invested in the country that you allocate more to.

The YC documents are probably fine in situations where the investor (i) wishes to purchase equity rather than convertible debt, (ii) is otherwise somewhat indifferent on terms other than percentage ownership of the company, liquidation preference and right of first offer in future financings, (iii) is investing at a fairly low valuation (i.e. a couple of million dollars), and (iv) is only investing a small amount (i.e. a couple hundred thousand dollars or less).

The Spiral financing has strong credit metrics, including a loan - to - cost ratio of less than 50 %, with over $ 1.9 billion of equity to be invested in the $ 3.6 billion project.

«Because investments pledged via the EB - 5 program can not have any guaranteed rate of return (otherwise the capital invested is not considered «at risk»), from a developer's perspective, terms are greatly preferable to more traditional bank financing and are less dilutive than equity financing.

By purchasing these companies after a price decline, we find we are able to control risk in the portfolio as these investments often have less downside while offering a decent potential return.The U.S. Equity Fund seeks to invest in companies with a lower Price to Book Ratio, lower Price to Earnings Ratio and higher Dividend Yield than the S&P 500 index.

In other words, the mutual diversification power of equities and bonds varies for investing horizons spanning less than many years (at least a full business cycle).

I've invested $ 810,000 in their domestic equity fund, equal to less than 10 % of my net worth.

The argument of the proponents of trickle - down economics is straightforward and glib: if top income earners are taxed less then they will invest more into businesses, infrastructure and equity markets.

That's less than the 12.2 percent the city could have earned — another $ 1.9 billion — if it invested the money in reliable, low - cost S&P 500 Index and Core Bond funds and avoided risky, expensive hedge funds, private equity and real - estate investments.

Mayor Bill de Blasio and NYC Parks Commissioner Mitchell J. Silver, FAICP, announced the next set of parks added to the Community Parks Initiative portfolio the City's first major parks equity initiative investing $ 318 million to revitalize everyday community parks that have received less than $ 250,000 over the past 20 years.

Citations declined in a second phase of «emphasizing equity and context,» which is perhaps understandable because the articles in this time were more granular and less invested in big ideas that could be transported elsewhere.

You will need to pick each individual project to invest in and you might consider splitting your investment between debt financing (less risk but lower potential return) or equity financing (higher potential return but more risk).

In case, your investment time - frame is less than 5 years, suggest you not to consider investing in ELSS / Equity oriented Schemes.

However, since investing in equity options requires less initial capital than buying the equivalent amount of stock, your potential cash losses are usually smaller than if you'd bought the underlying stock and sold it at a loss.

It is suggested to shift from the funds that are more concentrated on equities and invest more in debt funds because as they are less risky and returns are more or less assured unlike equity funds.

They're understanding that there are less risky, effective alternatives to equity investing.

As a thumb rule, invest in companies with debt to equity ratio less than 1 as it means that the debts are less than the equity.

They also have the ability to invest beyond the equity market in «less liquid» investments, such as distressed debt, can hold short positions in merger / arbitrage situations or to hedge market risk, and are willing to hold a up to 15 % in cash.

While it's true that FHA borrowers generally have less invested in their homes due to low down payments, the housing crisis has seen home values in some areas tumble to the extent that conventional borrowers who started off with 20 percent home equity have seen it disappear.

While the investing in individual stocks to create an equity ETF is pretty straightforward, bond ETFs may be less familiar to some investors.

If an individual investor decided to invest in a venture that is being funded by way of equity crowdfunding, they should consider limiting their exposure to 3 % or less of their asset allocation.

And in fact, research shows that 401 (k) participants who own target funds are less likely to end up in portfolios with «extreme» allocations for their age — that is, young savers with little or no equity exposure and older investors with all or nearly all of their money invested in stocks.

That way, my commission fee will be paid back and invested into another equity within a year or less.

The 10 - year real return from investing in the EM equity market over this period, priced at less than half of the U.S. CAPE, ranged from 5 % to 15 % and averaged 11 %, as shown in the shaded area of Panel B.

The Fund invests primarily in equity securities, consisting of a portfolio of between 50 - 70 domestic common stocks, preferred stocks, convertible securities, warrants and rights, of companies that, at the time of purchase by the Fund, have market capitalizations of $ 1.5 billion or less.

Though investing in mutual funds does not guarantee high returns, it is stress - free and needs less work as compared to investing in equities.

The Large Cap Fund normally invests at least 80 % of its net assets in equity securities, consisting of domestic common and preferred stocks of large capitalization («large - cap») companies — a company, at time of purchase by the Fund, with a market capitalization greater than or equal to the lesser of $ 10 billion or the median market capitalization of companies in the S&P 500 Index.

In addition to stocks of large companies, the Opportunistic Value Equity Strategy invests in stocks of small - and mid-cap companies that are generally less liquid than large companies.

Dear Pankaj, If your investment horizon is less than 1 year, do not invest in equity mutual funds.

The book could have spent more time on changes in investing within DB pension plans, which are drifting away from equities slowly but surely, in favor of less liquid investments in private equity and hedge funds.

The US Equity All Cap Undervalued portfolio invests in stocks that are selling for less than their intrinsic value as determined by a conservatively applied discounted cash flow analysis.

Funds in the Canadian Focused Equity category must invest at least 50 % and less than 90 % of their equity holdings in securities domiciled in Canada, and their average market capitalization must be greater than the Canadian small / mid cap threEquity category must invest at least 50 % and less than 90 % of their equity holdings in securities domiciled in Canada, and their average market capitalization must be greater than the Canadian small / mid cap threequity holdings in securities domiciled in Canada, and their average market capitalization must be greater than the Canadian small / mid cap threshold.

During the same 45 - year period ending 2015, investment practitioners» personal experience with value investing has been far less buoyant, and the range of outcomes much more modest, than their experience with equities versus bonds.

Globally, over 6 billion U.S. dollars are invested in India Equity ETFs, although less than 200 million via products listed in India.

This was a hugely rewarding position, but with my increasing stake in Tetragon Financial Group (TFG: NA)(which also invests in CLO residual equity tranches), Livermore became a less compelling / non-core investment.

So if you have less volatility of the real growth in the economy, that makes equity investing far less risky.

Withdrawal of brokerage firms from the equity research business + downward pressure on fees + investor reallocation toward index investing have made traditional active management considerably less lucrative than it was during my working career.

What I do follow is investing in a mid-small cap fund if I am looking to lock money for atleast 10 years, a large - cap fund for more than 5 and less than 10 years and in case I might need funds earlier, I lock it up in Balanced funds to reduce the risk of equities.

Active investing is thought to be a better way to access less efficient markets such as small cap equity than passive investing.

Equity is definitely less than 50 %, much lesser in fact, since you started to invest only this January.

«Someone who is less sophisticated and less attuned to equity investing is better off starting with a multi-factor product if they are moving away from trusting an active manager to smart beta.

As a Beneficiary nears college age, the age bands invest less in mutual funds that invest in equity and real estate securities and more in mutual funds that invest in debt securities and in other investments that seek to preserve principal.

Funds in the North American Equity Category must invest at least 90 % of their equity holdings in securities domiciled in Canada and / or the United States but less than 50 % of their equity holdings in securities domiciled in CEquity Category must invest at least 90 % of their equity holdings in securities domiciled in Canada and / or the United States but less than 50 % of their equity holdings in securities domiciled in Cequity holdings in securities domiciled in Canada and / or the United States but less than 50 % of their equity holdings in securities domiciled in Cequity holdings in securities domiciled in Canada.

The default risk of high - yield bonds is still relatively small when compared with the risk of investing in equities, so for many investors, high - yield bonds and bond funds occupy a strategic space between stocks and less risky bonds.