Sentences with phrase «less equity left»

Not exact matches

Why leave money in equities, and risk another year of lost opportunity, when fixed income securities seem to be on the road to higher (and less risky) returns?

While the outflows account for less than 1 % of assets in U.S. equity funds, the flood of cash leaving stock funds marks a shift from the buy - the - dip mentality that characterized much of last year.

It steadily reduces your exposure to risky equities to reflect how you've ever less time left to recover from stock market falls.

An evaluation study of the district's equity fund highlighted several implementation challenges.65 Some PTAs simply did not comply with the district's policy to give back some dollars, and the district had difficulty figuring out how to exempt some PTA expenses fairly from redistribution.66 The evaluators did not examine how this policy affected PTA revenues, but there was significant pushback from members of the community, with some parents threatening to reduce donations during initial policy negotiations.67 A group of parents voiced that the approach was punitive, and that instead, parents should be encouraged to donate to a separate equity fund or to other, less affluent schools.68 Other districts that have considered establishing an equity fund have feared similar pushback, worrying that rich parents will threaten to leave the district, disinvest in their schools, or decrease their overall contributions.69

But, because running schools requires a lot of people, the «base staffing allocation» uses up more than 85 % of unrestricted General Fund resources, [2] leaving less for this equity - driven redistribution.

What is less supportive is the cumulative effect of years of multiple expansion, a trend that has left U.S. equities expensive by most metrics.

If your home appraisal leaves you with less than 20 % equity, expect to pay for MI.

Or, the equity investors that have control of the company might pursue a unprofitable strategy that encumbers the assets of the firm, leaving the bondholders with a less valuable entity for their debt claims.

The fall in home prices during the housing crisis left many homeowners in a negative equity situation (where their home was worth less than the mortgage on the property).

If homeowners decide to refinance both their primary mortgage and their home equity loan into one new loan and the new loan leaves them with less than 20 percent equity in their home, they will have to pay primary mortgage insurance, which can cancel out any benefits received from a lowered interest rate.

Why leave money in equities, and risk another year of lost opportunity, when fixed income securities seem to be on the road to higher (and less risky) returns?

The remainder indicates how much equity there is left and it is considered too much of a risk if you own less than 15 % of your home.

To prove that there is sufficient equity left, the result must be 85 % or less without which even a bad credit mortgage lender will turn you down.

Debt consolidation: People dogged by numerous high - interest debts every month find relief in a home equity loan, which clears the loans and leaves them with a less expensive, more manageable debt to handle.

A: Because of the upfront costs associated with a reverse mortgage, if you intend to leave your home within 2 to 3 years, there may be other less expensive options to consider, such as home equity loans, no - interest loans or grants that may be offered by your county government or a local non-profit to repair your home, or a tax deferral program, if you're having problems paying your property taxes.

Spending the equity in your home, of course, also diminishes the value of your estate — leaving you less to pass along to your heirs down the road.

Fees reduce the amount of equity left in your home, which leaves less for your estate or for you if you sell the home and pay off the loan.