Sentences with phrase «less equity required»

Not exact matches

So the investment is less than half of the unencumbered equity that would be required by a traditional franchise restaurant.

If the equity premium puzzle is real and not just luck, there is little reason to think that this generation or future generations will require less expected return for holding nondiversifiable equity risk.

Mortgage insurance is often required when buying a home with a down payment of under 20 % or when refinancing with a current equity of less than 20 %.

Obviously, REITs tend to be less favorable since they are required to pay out 90 % of their profits to shareholders vs. purchasing equities and paying long term capital gains rate when selling shares.

Since even long Treasuries are still less volatile than equities, they require both long duration and a heavy weighting to serve as an effective counterbalance to stocks.

I think what could happen is that you could see more procurement from the utility in wanting to own the assets and then less trying to enter into the PPA off - take agreements, because those are the contracts that are going to require tax equity dependency.

In countless unique business situations, our team has been able to solve complex situations by listening and going beyond the numbers to build capital solutions that may require less equity and lead to a better return.

Homeowners that have less than 10 % equity are required to pay MIP for the life of the loan.

To understand why conventional loans required PMI when the down payment / equity in the home is less than twenty percent, consider what happens during a mortgage default.

Finally, GM's quick repayment of the loans has whetted the appetite of some commentators (including DeCloet) for the ultimate repayment of the full government contribution. That would occur through the issuance of public equity by GM and Chrysler, creating a market for those stocks into which the government would presumably sell its shares. There is even some nefarious language in the rescue packages requiring the government to sell off its shares within specified, relatively aggressive timelines. The more I think about it, the less this makes sense — neither for the auto industry, nor for taxpayers. Why not hang onto the equity stake? If the companies recover and the equity gains market value, then the government will be able to claim that on its balance sheet (hence officially recouping the cost of its written - off contributions and creating a budgetary gain).

There are unfunded mandates and lack of aid from the state, and while he has provided more money for education, it is less than the Campaign for Fiscal Equity settlement [the 2006 court ruling requiring the state to pay billions in backpay to shortchanged school districts]... When [Assembly Speaker Carl] Heastie proposed a slightly progressive income tax, he just rejected it.

Why does our definition of «fairness» and «equity» require that schools serving the less fortunate — and only those schools — must serve every child?

But, because running schools requires a lot of people, the «base staffing allocation» uses up more than 85 % of unrestricted General Fund resources, [2] leaving less for this equity - driven redistribution.

To understand why conventional loans required PMI when the down payment / equity in the home is less than twenty percent, consider what happens during a mortgage default.

Even though with a Reverse Mortgage you are not required to make monthly mortgage payments, lower rates equal less interest added onto the balance of your loan each year (preserving more equity for your heirs).

If you have less than 20 % equity in your home, a monthly mortgage insurance payment may be required.

However, since investing in equity options requires less initial capital than buying the equivalent amount of stock, your potential cash losses are usually smaller than if you'd bought the underlying stock and sold it at a loss.

MI is required when you have less than 20 % equity in a property.

Impound accounts are not generally required unless you have less than 10 % equity in your home.

Private Mortgage Insurance (PMI) is required on private loans guaranteed by Fannie Mae and Freddie Mac that do not have at least a 20 % down payment, or mortgage refinances with less than 20 % equity.

But some may require monthly private mortgage insurance, if the borrower puts less than 20 percent down toward the purchase, or has less than 20 percent equity in a refinancing.

Mortgage insurance is required if you have less than 20 % equity (or down payment) in your home and protects the mortgage lender from losses if a customer is unable to make loan payments and defaults on the loan.

Conventional mortgages originated with a low down payment, which is defined as less than 20 percent, require private mortgage insurance (MI) until approximately 20 percent equity is established through either monthly payments or home price appreciation.

Mortgage insurance is often required when buying a home with a down payment of under 20 % or when refinancing with a current equity of less than 20 %.

If your FHA loans starts out with less than 10 % down or equity, your mortgage insurance is required for the life of the loan.

This is not to be confused with mortgage default insurance, which lenders require to cover their own assets if you have less than 20 % equity in your home.

As with any FHA loan, an FHA streamline refinance requires that you pay both an upfront mortgage insurance premium (MIP) at closing and, on loans with less than 20 percent equity, an annual MIP as well.

Most lenders require your CLTV to be 85 % or less for a home equity line of credit.

The majority of lenders & banks require you to have not less than 90 % equity in your residence.

All home loans with less than 20 % equity require the borrower to pay for some form of insurance in order to safeguard the lender from the risk of default.

For homeowners with FHA mortgages, VA loans or with less than 20 % equity, escrowing homeowners insurance is required per official mortgage guidelines.

If you have less than 20 % down or equity, make sure they include PMI in the APR (as required by law).

• FHA refinance guidelines require less home equity and allow lower credit scores than on a conventional refinance.

Another option is to get a home equity line of credit if that has much less fees than the cash - out refi... however, I don't know if that makes sense if we are already required to refinance in order to remove one of us from the mortgage.

PMI - Private Mortgage Insurance: If borrower puts down less than 20 % of a down payment when purchasing a home, the lender usually requires mortgage insurance until the amount of equity is built up to or surpasses 20 %.

* Ask about new mortgage refinance options that may require less home equity.

«Yet it does represent a long - term risk if the savings prove greater than expected or if the enterprises see this as a safer way to obtain congressionally required mortgage insurance on loans with less than 20 % borrower equity.»

It's clear EIIB's new asset management strategy requires far less capital (even with bolt - on acquisitions) than the current GBP 129.8 mio of net equity.

At present, lenders are required to obtain mortgage loan insurance for any high loan - to - value mortgage — a loan where the homebuyer's down payment or equity in the home is less than 20 %.

A home equity loan also requires some checks but there is usually less processing and they close faster.

Limiting warming to 2 °C or less will require reductions in global ghg emissions below current emissions by as much as 80 percent by mid-century for the entire world and as we explained in the a recent article on «equity» at even greater reduction levels for most developed countries.

Innovative entrepreneurs should also keep in mind that crowdfunding generates less investment than traditional venture capital - style investments, so equity financing may not be the most appropriate option if their plan requires significant capital expenditure.

PMI is required of borrowers, but under certain state laws, it can be canceled if your home's equity has appreciated and you owe less than the 80 % of its value in your mortgage loan.

This type of policy is required in most conventional mortgages where there is less than 20 % equity in the property at time of signing.

Generally, mortgage insurance is required when you get a conventional mortgage and put down less than 20 percent, or when you refinance a mortgage and your home equity is less than 20 percent.

TALF requires the borrower to contribute equity (the «haircut») of at least 15 % of the par value for any CMBS with an average life of five years or less, plus an additional 1 % for each average life year above five.

So, a bit less attention to cash flow and a bit more attention to the blend of cash flow and equity might be required at this time.

«This was a challenging transaction as an approximate $ 10 million CMBS loan on Southwood Village had to be assumed by the new buyer and subsequently required a large equity payment of $ 11 million resulting in less than a 50 percent LTV,» said Donald MacLellan, senior managing director at Faris Lee, in prepared remarks.

Private Mortgage Insurance (PMI) Private Mortgage Insurance (PMI) is the insurance a borrower is required to pay if they have less than 20 % (in some cases 25 %) equity in their home.

Private Mortgage Insurance is also required if borrowers refinance mortgages that have less the 20 percent equity.