Sentences with phrase «less excellent credit rating»

Corporation $ B$ has a somewhat less excellent credit rating and can borrow at a fixed rate of $ 7 \ % $ or a floating rate of LIBOR + $ 2.5 \ % $.

Not exact matches

This is one reason why borrowers with excellent credit get access to lower mortgage rates, on average, as compared to borrowers with less - than - perfect credit.

If you have less than excellent credit, your variable rate loan will initially be higher than our scenarios, which could make the fixed rate loan more attractive.

And while mortgage rates aren't nearly as bad as they used to be, someone with less than excellent credit will still face interest of nearly double the lowest rates offered to those with the best credit scores.

Lenders are open to approving applications from people with poor credit ratings, but of course, they will charge high interest rates and offer less than excellent terms.

For instance, if you have excellent credit and a large down payment, you might be offered the lender's best rate — even if your debt ratios are less than ideal.

If you want to reach the excellent credit score range someday, you should probably aim for a utilization rate of 20 % or less.

An excellent score can land you low - interest rates, meaning you will pay less for any line of credit you take out.

If your total unsecured debt balances are less than $ 10,000, Consumer Credit Counseling is an excellent choice as your payments can be consolidated into just one, and typically, interest rates are reduced on your accounts.

Customers who qualified for our lowest rates have an excellent credit history and a loan amount that's greater than $ 22,000 and less than 85 % of the cars value.

Like most rewards credit cards, the Blue Cash Everyday card also charges a relatively high standard APR — especially for cardholders with less - than - excellent credit — so be sure you can pay off the transferred balance before the card's standard interest rate kicks in.

Name: Maria # 201 level traveler Mile and point collector for less than 6 months Excellent credit T rate: $ 50 / hr if I have to go out in the world -LSB-...]

For example, the APR of the Dillard's co-branded American Express card could be as low as 9.99 percent if you have excellent credit — less than half the rate of the store - only card (22.99 percent to 24.99 percent).

Among the 100 credit cards that CreditCards.com tracks, 23 have interest rates above 15 percent for consumers with excellent credit and 32 have interest rates above 15 percent for consumers with less - than - stellar credit.

As such, annual fees are typically charged by cards that offer a lot of perks, such as cash back cards with high earnings rates, as well as cards that cater to those with less - than - excellent credit.

Your credit score affects your life significantly - an excellent credit score can open many doors (better chance of getting loans, a good job, renting a house or paying less for insurance), and a poor credit score can hinder your possibilities of employment or make you pay higher insurance premiums or higher interest rates on your credit cards.

Customers who qualified for our lowest rates have an excellent credit history and a loan amount that's greater than $ 22,000 and less than 85 % of the cars value.

Again, rates ranged from 2.25 % (this rate would require excellent credit) to 12.61 % (this rate would be for those with less - than - stellar credit).

This is one reason why borrowers with excellent credit get access to lower mortgage rates, on average, as compared to borrowers with less - than - perfect credit.