Sentences with phrase «less expense in»

This would be one less expense in a fixed income retirement.

Not exact matches

And that's factoring in the fact that they were spending less on commuting, work clothes and other general, career - related expenses.

Most people in their 30s are still relatively healthy and less likely to incur a deluge of health expenses.

Company Restaurant profit («Restaurant profit») is defined as Company sales less expenses incurred directly by our Company - owned restaurants in generating Company sales.

For SAP, the loss and LAE ratio is the ratio of incurred losses and loss adjustment expenses less certain administrative services fee income to net earned premiums as defined in the statutory financial statements required by insurance regulators.

On one hand, marijuana sales boosted by consumer enthusiasm and holiday spirit are great for distributors of cannabis, who are already swimming in profits, but come at the expense of general employers who may notice their workforce is inexplicably missing in mass or notably less productive on April 20.

In reality, net profit is calculated after overhead expenses have been subtracted from gross profit (total sales less cost of merchandise).

And its losses, excluding a one - time expense, had shrunk to just $ 2.3 million, less than a tenth of the $ 35 million Trump's Atlantic City properties had produced in red ink just three years prior.

To find out where you could live by the 50/30/20 plan on $ 50,000 or less a year — that's take - home pay, not pre-tax income — GOBankingRates examined the following monthly expenses for a single person in 270 cities:

Updegrave adds, «As for choosing investments for your portfolio, I recommend you focus mostly, if not exclusively, on broadly diversified low - cost index funds or ETFs, many of which charge just.2 percent of assets or less in annual expenses.

«I'd say if you earn $ 150,000 or less, there's certainly a chance you could benefit from your medical expenses,» said Bill Smith, managing director at CBIZ MHM's National Tax Office in Washington.

Costs are both financial, including listing fees and the expenses associated with mandatory disclosures and other regulatory requirements, and less tangible, such as the perceived burden of quarterly earnings releases, the risk of being targeted by activist investors, and higher visibility that can result in political or competitive pressure.

If your taxable income (after all those business expenses that you get to keep) is less than $ 157,500, or $ 315,000 if you file jointly, then it doesn't matter whether your pass - through business is in the special category or not.

Government figures cited by the Associated Press indicate that just 1.7 million people — out of a total non-farm labor force of some 136 million workers — earned the minimum wage or less in 2006; still the increase was a big political victory for the Democrats, one that came at the expense of lobbyists from the National Federation of Independent Businesses and the Chamber of Commerce, among others.

So - called bonus depreciation is set to expire this year, and rules (in Section 179 of the tax code) that allow small companies to take big deductions for many expenses are set to become much less generous.

But some lenders set that figure in stone, and don't even consider approving mortgages unless someone's proposed home - expense - to - income ratio is 28 percent or less.

As we age, they become less and less responsive to negative stimuli, and «in some automatic, preconscious way,» begin to accentuate the positive at the expense of the negative.

As part of its pitch, the company explains to potential customers that the so - called «net present value» of a $ 7,000 saddle is actually less than the all - in cost of using an ill - fitting one — expenses that include frequent vet bills, replacement saddles and even the costs associated with the premature death of the animal due to saddle - related health problems.

The acceleration in interest expense, exceeding the rapid trajectory of borrowing, will make America's debt far less affordable, and at worst, unaffordable.

In some instances, earnings claims may use gross sales figures, but when you consider likely expenses, you may find that actual earnings will be far less.

Purchase REO properties in Nassau County Florida for 50 cents or less on the dollar and have qualified first time homebuyers already commited to purchase these units shortly after closing and earn a 20 percent premium after expenses.

The total amount of fees the Company paid F.W. Cook in 2007 was $ 111,207, which included the fees paid for services provided as the independent compensation consultant to the HRC and GNC, reimbursement of F.W. Cook's reasonable travel and business expenses, and a fee of less than $ 5,000 for a survey of long - term incentives which is used for benchmarking for other positions throughout Wells Fargo.

In contrast, direct program expenses are expected to decline assuming, that the government is successful in restraining the growth to less than the growth in nominal GDIn contrast, direct program expenses are expected to decline assuming, that the government is successful in restraining the growth to less than the growth in nominal GDin restraining the growth to less than the growth in nominal GDin nominal GDP.

The increase was primarily attributable to an increase in headcount related expenses of $ 5.6 million as a result of hiring additional employees to support our growth and, to a lesser extent, increases of $ 2.4 million in facilities related expenses, $ 1.1 million for audit, tax and legal fees, and $ 0.9 million in expenses for consulting and outside services.

``... at a time when nest eggs are shrinking and Social Security looks less likely to cover basic expenses, living for less in a foreign locale can make good financial sense.

The new reality is a self - directed career with multiple employers, personal responsibility to save adequately for retirement and future living expenses in an extended retirement period with less and less provided by government.

The total amount of fees the Company paid Cook & Co. in 2011 was $ 163,199, which included the fees paid for services provided as the independent compensation consultant to the HRC and GNC, reimbursement of Cook & Co.'s reasonable travel and business expenses, and a fee of less than $ 5,000 for a survey of long - term incentives which is used for benchmarking for other positions throughout the Company.

But a high cost of living leaves Alaska residents with less income after paying expenses than residents in 46 other states have.

Idaho residents have less left over after expenses than residents in neighboring Wyoming.

Illinois residents are less likely to live paycheck to paycheck than residents in more than half of the other states thanks to a relatively high median household income and manageable expenses.

1) not at the top tax bracket yet, thus less expensive to have taxable dollars; 2) before 35, generally significant expenses such as house purchase, engagement ring, wedding, etc.; 3) keep liquidity for potential opportunities — «cash is king»; 4) use after - tax dollars to buy RE and rent it out for another stream of passive income, which is generally not taxable due to depreciation — could be a retirement vehicle in itself.

Because of the higher - than - average living expenses, $ 1 million will last less than 14 years in Maryland.

But other living expenses are higher and take a bigger bite out of paychecks, leaving residents with less wiggle room in their budgets than in states with a lower cost of living.

Assuming the exact same investments above, if you were to pay 20 % carry on each of your investments, despite not generating any profit, you would still have to pay the full $ 20K in carry on the one successful investment, and would therefore end up with less money than you started with, or $ 80K returned (probably less after other fees and expenses).

Educated professionals like scientists and architects could use their skills more productively, while many less - educated workers, like bank tellers and travel agents, saw their jobs being displaced by technology.6 This led to bigger employment shares for high - and low - skilled jobs at the expense of middle - skilled jobs in Canada, along with a modest increase in income inequality.7

In Germany, ever since the 2003 — 20 05 labor reforms that caused business profits to soar at the expense of wages, German banks have exported the gap between rising savings and declining investment — a figure that rose in less than five years to become among the largest ever recordeIn Germany, ever since the 2003 — 20 05 labor reforms that caused business profits to soar at the expense of wages, German banks have exported the gap between rising savings and declining investment — a figure that rose in less than five years to become among the largest ever recordein less than five years to become among the largest ever recorded.

I will recoup all of my expenses in less than five years and might enjoy appreciation as the neighborhood improves.

It has been a challenge for me to find a retirement calculator that takes into account that we have a high savings rate, live on a lot less than our income, will have significant expenses drop off next year, and we have a large passive income investment in rental real estate.

This makes adjustable rate mortgages more affordable, at least in the short term, as the out of pocket expenses are less than if you were to finance your house with a fixed rate mortgage.

In the long run, high expense ratios are difficult for portfolio managers to overcome, particularly for funds with lower risk, less aggressive investment objectives.

ICI states that 90 % of equity mutual fund assets in private - sector IRAs are in funds that charge less than 100 basis points in operating expenses — and that private - sector IRAs offer more investment choices than the state - run plan contemplates.

We get to plug revised expenses into Max's income statement and help him turn his spending around to get him out debt in less than ten years.

Despite the cost of monthly student loan payments, many are spending just as much as their less - indebted counterparts, choosing instead to cut back on savings in favor of other expenses.

In such cases, the carrying values of assets to be held and used are adjusted to their estimated fair value, less estimated selling expenses.

«We believe that [the large] banks can be big beneficiaries of less regulation, and we include a 5 % expense reduction in our estimate and significant increases in trading and investment banking income.»

you are paid less than $ 150 in cash wages, but your employer's total expenses for agricultural labor are $ 2,500 or more for the year.

Technology and years of brokerage price wars have changed all that, to the point where, for less than fifty bucks, you can buy a fully diversified portfolio of thousands of stocks and pay pennies in expenses.

SG&A expenses net of savings are still expected to grow at mid-single digit rate in constant currency and somewhat less in dollars.

That said, the decline was bit less than the 16 % year - over-year decline in expenses at MRC Global.

In my case, I'll let go of about $ 33,000 in after expenses cash flow a year if I had no mortgage, and could only get maybe $ 13,500 a year, so 60 % lesIn my case, I'll let go of about $ 33,000 in after expenses cash flow a year if I had no mortgage, and could only get maybe $ 13,500 a year, so 60 % lesin after expenses cash flow a year if I had no mortgage, and could only get maybe $ 13,500 a year, so 60 % less.