Sentences with phrase «less income usually»

People with less income usually go back to work to boost their cash flow.

Not exact matches

Although bonds generally present less short - term risk and volatility than stocks, bonds do contain interest rate risk (as interest rates rise, bond prices usually fall, and vice versa) and the risk of default, or the risk that an issuer will be unable to make income or principal payments.

But closing down unnecessary capacity can pay for itself, even if unemployed workers are temporarily put on the government payroll (causing debt to rise, but usually by less than it had before), but only temporarily as Beijing takes other measures to boost household income through wealth transfers from the state and so to boost consumption, a form of demand which is likely to be more labor intensive than the demand created in the process of over-capacity.

In India, for example, the average life expectancy is 301/2 years, compared to 681/2 years in the United States; the average annual income is less than $ 40, compared to $ 1,469 in the U.S. Energy utilized annually per capita, which is a rough index of living standard, is in some countries equivalent to.02 tons of coal, compared to 8 tons, or 400 times as much, in the U.S.. Two thirds of the world usually goes to bed hungry at night.

The payment — including the principal, interest, taxes and insurance — usually can not be more than 22 to 26 percent of your income, and all of your payments combined must be less than 41 percent of your income.

Lenders will usually extend credit if your monthly obligations are less than 40 % of your gross income, says mortgage broker Robert McLister, but you'll want to stay below that number to protect yourself against rising interest rates.

«There's less risk associated with couples because if one of you loses your job, there's usually still an income stream coming into the home from the other partner,» says Heather Franklin, a CFP in Toronto.

Better scores, higher income, lower debt - to - income ratios and less outstanding debt usually means lower interest rates and higher credit limits.

Fledgling entrepreneurs in business less than two years usually can't count that income as stable and reliable.

Remember, when you settle a debt for less than you owe, you are usually required to pay regular income taxes on the forgiven amount.

If you have been self - employed less than two years, you usually can not use income from self - employment to qualify for a loan UNLESS you were previously employed in the same line of work before setting up your own company.

Bond yields can provide a source of passive income, and bonds usually offer less volatility than investing in stocks.

Debt - To - Income ratios for investment properties are more restrictive and usually cap out at 43 % or less.

This article argues that a fund may not provide the greatest current yield (usually, this implies less risk) but if the fund holds quality holdings, it will provide a more stable income stream and potentially lead to more capital growth in the longer term.

Accounting fraud usually can be seen from the cash flow statement being less positive than the income statement.

People from all demographics are finding out that if they do get a job to replace the job they lost, it is usually for less income.

Your credit score while working will usually be much better than if you lose your job, as the loss of income means lenders will be less keen to give you credit.

If you're an extraordinarily disciplined person you might be able to budget for less than you usually bring in and bank the rest — but if you're like most of us your spending will adapt itself to your typical high - end income and create a shortfall when you bring home less.

Adjusted gross income usually reflects less than a borrower's total income because it excludes the income a borrower contributes to a long list of common pre-tax benefits, such as health insurance premiums, retirement savings, and even employee parking and transit expenses.

Effectively the profit here is made on the spread between the price of the bond, accounting for the conversion price, and the price of the stock and that fixed income is less volatile (except usually in the junk market) than stock.

Most debt consolidation loans have a term of 4 - 5 years (48 - 60 payments); the monthly payments depend on the term and how much you owe; thus, this usually only works if you owe less than $ 35,000, depending on your income.

On the one hand, students usually have little to no disposable income and even less of a credit history, which disqualifies them from most credit cards.

Seniors are usually on fixed incomes and have less time to make up for investment losses.

If the ledger shows pre-tax income of $ 150 a month, then you're not realizing a 3 % safe and totally guaranteed yield for life - you're only getting ~ 1.75 % (and it's usually much less than that too, it could be less than 1 %).

Then when it comes time to start withdrawing retirement income to spend on living expenses, it's usually around a third less than expected.

This is because in years when net income exceeds expenses, which would normally result in a surplus that needs to be put to productive uses; when retired this (usually) means less money needs to be withdrawn from investment assets.

It plays out as a bullet hell shooter, but with more freedom of fire and less freedom of movement than those games usually allow - Savant has only limited ability to dodge incoming fire, but can aim in a full 360 degree arc to take on his foes.

That means it is usually many years before there are any PRRT payments from new gas wells, but it also means that gas extraction companies pay less income tax than otherwise since the current PRRT rules allow the companies to offset enormous amounts in PRRT «credits» against their income tax liability (see this 2017 article in The Conversation).

When parents divorce or break up, the noncustodial parent (the one with less parenting time) usually pays child support to the custodial parent (the parent with more custodial time) based on the parents» respective incomes.

At the other end of the spectrum, if you earn less than a certain amount (usually an income figure determined by the particular school), the college may cover 100 percent of tuition costs if Junior is a top - tier student.

Short - term disability coverage includes a short (30 days or less) elimination period and provides benefits usually lasting around 6 months to 2 years with disability benefit income amounts equal to 60 - 70 % of the insured's pre-disability income.

Their incomes range from about $ 30,000 to $ 130,000 with most people making less qualifying for legal aid services and people making more usually opting for more specialized legal services.

The tax is usually less than you would pay during the accumulation period, because the pay out is usually less than the income you earn in your working years.

Applying for a life insurance policy usually takes less than 10 minutes, and should go smoothly provided you have information about your income (for example a tax return), health history, and hobbies to speed along the process.

These charts take into account the gross incomes of both parents, less special adjustments (such as support paid for children of previous marriage), and a figure for the amount of money (usually stated as a monthly sum) that will be required to be spent for the child.

If the combined income of the couple is less than $ 75,000, as of 2012 state law, the court will usually award temporary maintenance if one spouse earns a lot more than the other spouse.

Forty - two per cent of Aboriginal and Torres Strait Islander people aged 15 years or older were daily smokers in 2012 — 2013, 2.6 times the age - standardised prevalence among other Australians.7 This is a decrease from 45 % in 2008 and 49 % in 2002, a similar rate of decline as among other Australians.7 In 2008, Aboriginal and Torres Strait Islanders who smoked daily were less likely than other Australians to live in homes where no one usually smoked inside (56 % v 68 %).5 Aboriginal and Torres Strait Islander smokers with lower household incomes were significantly more likely to live in homes where someone usually smoked inside.5

We argue that when fathers live apart from their child, they are less likely to share their incomes with the child, and, consequently, mothers and children usually experience a substantial decline in their standard of living when the father moves out.

Since the cheapest money to borrow has historically been for loans of at least 10 years, the repurposed use must demonstrably show that the net operating income (NOI) will support the debt payments and achieve a loan - to - value (LTV) ratio of usually 70 percent or less over the life of the loan, plus the years following to allow for refinancing.

On one hand, higher income earners are usually active investors and now they will have less capital to invest because they had to send it to Uncle Sam.